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Gujarat Lease Financing Limited
(GLFL)
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Rating:40Underperform
Price Target:
₹5.50
▼(-34.45% Downside)
Action:Downgraded
Date:08/06/26
The score is weighed down primarily by weak financial strength (negative equity and high leverage relative to assets) and poor technical conditions (below major moving averages with negative MACD and very low RSI). Valuation further detracts due to an extremely high P/E and no provided dividend yield support.
Positive Factors
Improving cash generation
The most recent fiscal year exhibited a sharp swing to strong positive operating and free cash flow versus prior deep negatives. Sustained cash generation can fund operations, lower external financing needs and enable gradual deleveraging, improving long-term liquidity if maintained.
Negative Factors
Persistently negative shareholders' equity
Negative shareholders' equity is a major structural weakness that constrains financial flexibility and resilience. It limits ability to absorb losses, complicates capital raises, and may trigger regulatory scrutiny for an NBFC, raising the long-term risk of restructuring or restrictions on operations.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving cash generation
The most recent fiscal year exhibited a sharp swing to strong positive operating and free cash flow versus prior deep negatives. Sustained cash generation can fund operations, lower external financing needs and enable gradual deleveraging, improving long-term liquidity if maintained.
Read all positive factors
Gujarat Lease Financing Limited (GLFL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹161.40M
Dividend YieldN/A
Average Volume (3M)1.03K
Price to Earnings (P/E)636.9
Beta (1Y)-0.02
Revenue Growth-1.32%
EPS Growth-58.59%
CountryIN
Employees3
SectorGeneral
Sector StrengthN/A
IndustryShell Companies
Share Statistics
EPS (TTM)<0.01
Shares Outstanding27,125,769
10 Day Avg. Volume429
30 Day Avg. Volume1,035
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)-2.31
Price to Sales (P/S)22.05
P/FCF Ratio1.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gujarat Lease Financing Limited Business Overview & Revenue Model
Company Description
Gujarat Lease Financing Limited currently maintains minimal operational activity. In the past, the company focused on providing a wide range of financial services. The firm was incorporated in 1983 and is based in Ahmedabad, India....
How the Company Makes Money
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Gujarat Lease Financing Limited Financial Statement Overview
Summary
Income Statement
38
Negative
Balance Sheet
18
Very Negative
Cash Flow
44
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.20M | 4.23M | 4.21M | 4.80M | 2.88M | 2.93M |
| Gross Profit | 1.78M | 3.32M | 3.31M | -75.00K | 1.97M | 2.84M |
| EBITDA | 272.00K | 490.00K | 1.48M | 874.00K | -531.00K | -583.00K |
| Net Income | 254.00K | 471.00K | 586.00K | 868.00K | 1.85M | -822.00K |
Balance Sheet | ||||||
| Total Assets | 0.00 | 64.23M | 63.62M | 62.79M | 61.36M | 59.36M |
| Cash, Cash Equivalents and Short-Term Investments | 60.26M | 60.26M | 4.35M | 60.56M | 7.73M | 53.52M |
| Total Debt | 0.00 | 100.00M | 100.00M | 100.00M | 100.00M | 100.00M |
| Total Liabilities | 40.35M | 104.57M | 104.23M | 103.99M | 103.72M | 103.56M |
| Stockholders Equity | -40.35M | -40.35M | -40.61M | -41.20M | -42.36M | -44.20M |
Cash Flow | ||||||
| Free Cash Flow | -2.02M | 55.91M | -3.82M | -9.08M | 1.84M | -3.39M |
| Operating Cash Flow | -2.01M | 55.97M | -3.82M | -9.06M | 1.87M | -3.39M |
| Investing Cash Flow | 2.09M | -55.00K | 4.11M | 3.99M | 2.84M | 2.92M |
| Financing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gujarat Lease Financing Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
50 Neutral | ₹291.41M | 4.00 | ― | ― | 13.42% | -58.52% | |
49 Neutral | ₹197.25M | 30.42 | ― | 2.23% | -61.85% | -116.29% | |
48 Neutral | ₹267.70M | -46.11 | ― | ― | 16.62% | 67.81% | |
44 Neutral | ₹111.07M | -11.75 | ― | ― | -28.72% | 30.64% | |
42 Neutral | ₹195.66M | ― | ― | ― | -92.80% | -146.71% | |
40 Underperform | ₹161.40M | 636.90 | ― | ― | -1.32% | -58.59% |
* General Sector Average
IN:GLFL
Gujarat Lease Financing Limited
5.80
-0.08
-1.36%
IN:DCMFINSERV
DCM Financial Services Limited
5.30
-0.58
-9.86%
IN:KHANDSE
Khandwala Securities Limited
17.31
-7.00
-28.79%
IN:LFIC
Lakshmi Finance & Industrial Corp. Ltd.
―
―
―
IN:NAGREEKCAP
Nagreeka Capital & Infrastructure Limited
22.65
-2.94
-11.49%
IN:TCIFINANCE
TCI Finance Limited
15.39
2.71
21.37%
Gujarat Lease Financing Limited Corporate Events
Gujarat Lease Financing Sets July 2, 2026 Digital AGM with E-Voting for Shareholders
Jun 9, 2026
Gujarat Lease Financing Limited has circulated its Annual Report for FY 2025-26, including audited financial statements and statutory reports, in line with listing regulations and corporate governance requirements. The company will hold its 43rd A...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.