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Geojit Financial Services Ltd
(GEOJITFSL)
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Rating:62Neutral
Price Target:
₹69.00
▼(-16.72% Downside)
Action:Reiterated
Date:10/07/26
The score is primarily supported by solid top-line growth and a stronger FY2026 balance sheet with low leverage, plus improved recent cash generation. It is held back by sharp profitability volatility and inconsistent historical cash-flow conversion, and near-term technicals that lean soft (negative MACD and price slightly below short-term averages). Valuation is moderately unfavorable due to a higher P/E, with only modest support from the dividend yield.
Positive Factors
Revenue Growth
Revenue expansion to 6.71B and approximately 20% year-over-year growth indicate stronger business scale and customer activity. Sustained top-line momentum can support investment across broking, distribution, and portfolio services while reinforcing the company’s position in retail and institutional financial services.
Negative Factors
Profitability Compression
The sharp decline in net margin and earnings shows that revenue growth has not translated consistently into bottom-line expansion. If this profitability compression persists, it could reduce internally generated capital, weaken returns on the company’s growing asset base, and constrain future investment capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Revenue expansion to 6.71B and approximately 20% year-over-year growth indicate stronger business scale and customer activity. Sustained top-line momentum can support investment across broking, distribution, and portfolio services while reinforcing the company’s position in retail and institutional financial services.
Read all positive factors
Geojit Financial Services Ltd (GEOJITFSL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹18.84B
Dividend Yield2.22%
Average Volume (3M)14.75K
Price to Earnings (P/E)28.1
Beta (1Y)1.80
Revenue Growth2.10%
EPS Growth-43.37%
CountryIN
Employees3,768
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)2.39
Shares Outstanding279,122,130
10 Day Avg. Volume16,237
30 Day Avg. Volume14,748
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)1.22
Price to Sales (P/S)2.18
P/FCF Ratio8.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Geojit Financial Services Ltd Business Overview & Revenue Model
Company Description
Geojit Financial Services Limited operates as an investment firm, providing brokerage and diverse financial solutions across India and the Middle East, specifically in Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company's busines...
Geojit Financial Services Ltd Financial Statement Overview
Summary
Income Statement
71
Positive
Balance Sheet
77
Positive
Cash Flow
63
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.90B | 6.71B | 5.84B | 4.98B | 3.54B | 4.29B |
| Gross Profit | 5.09B | 5.07B | 2.57B | 2.30B | 1.43B | 2.31B |
| EBITDA | 1.36B | 1.61B | 2.86B | 2.38B | 1.56B | 2.32B |
| Net Income | 666.94M | 804.15M | 1.68B | 1.45B | 971.77M | 1.51B |
Balance Sheet | ||||||
| Total Assets | 19.97B | 21.34B | 20.36B | 20.20B | 13.21B | 14.15B |
| Cash, Cash Equivalents and Short-Term Investments | 7.72B | 9.36B | 2.28B | 2.30B | 1.31B | 1.66B |
| Total Debt | 1.64B | 1.23B | 2.66B | 7.63B | 1.92B | 794.21M |
| Total Liabilities | 7.08B | 8.39B | 7.93B | 11.09B | 5.24B | 6.48B |
| Stockholders Equity | 11.95B | 12.01B | 11.59B | 8.32B | 7.23B | 6.97B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 1.69B | 1.42B | -1.43B | 149.66M | 626.88M |
| Operating Cash Flow | 0.00 | 2.23B | 1.67B | -1.24B | 376.87M | 830.60M |
| Investing Cash Flow | 0.00 | -2.12B | -205.88M | -147.62M | -165.92M | -148.50M |
| Financing Cash Flow | 0.00 | -1.09B | -1.25B | 2.10B | -605.75M | -260.55M |
Geojit Financial Services Ltd Technical Analysis
Negative
82.85
Price Trends
78.01
Negative
77.69
Negative
71.65
Negative
Market Momentum
-2.88
Positive
28.88
Positive
13.44
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Negative. The current price of 82.85 is above the 20-day moving average (MA) of 73.79, above the 50-day MA of 78.01, and above the 200-day MA of 71.65, indicating a bearish trend. The MACD of -2.88 indicates Positive momentum. The RSI at 28.88 is Positive, neither overbought nor oversold. The STOCH value of 13.44 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:GEOJITFSL.
Geojit Financial Services Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | ₹109.60B | 17.73 | ― | 0.86% | 7.60% | 3.87% | |
67 Neutral | ₹268.34B | 23.16 | ― | 2.20% | 21.45% | 46.53% | |
62 Neutral | ₹18.84B | 28.09 | ― | 2.22% | 2.10% | -43.37% | |
58 Neutral | ₹596.95B | 29.95 | ― | 0.60% | 14.81% | -29.13% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹10.34B | 28.71 | ― | ― | 8.94% | -23.92% | |
49 Neutral | ₹119.50B | 17.12 | ― | 1.19% | 16.27% | 44.44% |
* General Sector Average
IN:GEOJITFSL
Geojit Financial Services Ltd
67.48
-5.07
-6.99%
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Geojit Financial Services Ltd Corporate Events
CARE reaffirms Geojit Financial Services’ issuer rating at A+ Stable
Sep 12, 2026
Geojit Financial Services Ltd has announced that CARE Ratings Limited has reaffirmed its issuer rating at CARE A+ with a Stable outlook. The reaffirmation follows a review based on the company’s audited financial performance for FY26 and una...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.