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Aditya Birla Money Limited
(BIRLAMONEY)
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Rating:59Neutral
Price Target:
₹121.00
▼(-8.19% Downside)
Action:Reiterated
Date:07/16/26
The score is held back primarily by financial risk factors—especially very high leverage and weaker 2026 margins/earnings despite strong revenue growth—partly offset by the sharp improvement to positive operating/free cash flow. Technicals are moderately supportive with positive momentum but near-overbought signals, and valuation appears reasonable based on the provided P/E.
Positive Factors
Accelerating Revenue Growth
The sharp acceleration in revenue indicates stronger business activity and improved monetization of the company’s capital-markets and investment-product platform. If sustained, higher scale can support client acquisition, broaden operating leverage, and strengthen the company’s competitive position over the next several quarters.
Negative Factors
Very High Leverage
The company remains heavily debt-funded, which increases sensitivity to funding conditions, interest costs, and earnings volatility. High leverage can constrain strategic flexibility during weaker market periods and leaves less balance-sheet capacity to absorb operating setbacks or sustain investment through a downturn.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating Revenue Growth
The sharp acceleration in revenue indicates stronger business activity and improved monetization of the company’s capital-markets and investment-product platform. If sustained, higher scale can support client acquisition, broaden operating leverage, and strengthen the company’s competitive position over the next several quarters.
Read all positive factors
Aditya Birla Money Limited (BIRLAMONEY) vs. iShares MSCI India ETF (INDA)
Market Cap
₹6.48B
Dividend YieldN/A
Average Volume (3M)2.47K
Price to Earnings (P/E)12.0
Beta (1Y)1.48
Revenue Growth7.94%
EPS Growth-25.92%
CountryIN
Employees885
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)9.60
Shares Outstanding56,509,200
10 Day Avg. Volume2,534
30 Day Avg. Volume2,466
Financial Highlights & Ratios
PEG Ratio-0.44
Price to Book (P/B)1.82
Price to Sales (P/S)1.15
P/FCF Ratio2.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Aditya Birla Money Limited Business Overview & Revenue Model
Company Description
Aditya Birla Money Limited is an Indian financial services company offering a comprehensive suite of solutions. It provides stock brokerage, portfolio management, depository services, and e-insurance repository facilities, alongside distributing v...
How the Company Makes Money
Aditya Birla Money Limited primarily earns revenue by facilitating transactions and distributing investment products to clients. Key revenue streams include: (1) Brokerage and transaction-related income: fees/commissions charged to clients for exe...
Aditya Birla Money Limited Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
41
Neutral
Cash Flow
55
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.96B | 4.73B | 4.18B | 3.60B | 2.51B | 2.15B |
| Gross Profit | 2.68B | 2.39B | 2.45B | 1.81B | 1.19B | 830.40M |
| EBITDA | 1.63B | 904.53M | 2.37B | 1.68B | 1.03B | 684.11M |
| Net Income | 542.27M | 584.76M | 741.91M | 529.68M | 339.02M | 261.33M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 34.66B | 24.71B | 21.16B | 13.63B | 12.67B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 21.42B | 16.42B | 8.90B | 5.76B | 4.84B |
| Total Debt | 0.00 | 21.01B | 31.86B | 13.99B | 16.03B | 12.93B |
| Total Liabilities | -3.00B | 31.66B | 22.35B | 19.53B | 12.54B | 11.92B |
| Stockholders Equity | 3.00B | 3.00B | 2.36B | 1.63B | 1.09B | 744.33M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 2.08B | -1.33B | -4.53B | -839.85M | -2.86B |
| Operating Cash Flow | 0.00 | 2.15B | -1.26B | -4.44B | -764.95M | -2.84B |
| Investing Cash Flow | 0.00 | -4.32B | -10.09M | -41.04M | -37.61M | 3.24M |
| Financing Cash Flow | 0.00 | 4.87B | 1.67B | 4.03B | 1.06B | 3.11B |
Aditya Birla Money Limited Technical Analysis
Negative
131.80
Price Trends
126.87
Negative
133.35
Negative
133.12
Negative
Market Momentum
-3.32
Positive
33.72
Neutral
25.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:BIRLAMONEY, the sentiment is Negative. The current price of 131.8 is above the 20-day moving average (MA) of 120.98, above the 50-day MA of 126.87, and below the 200-day MA of 133.12, indicating a bearish trend. The MACD of -3.32 indicates Positive momentum. The RSI at 33.72 is Neutral, neither overbought nor oversold. The STOCH value of 25.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:BIRLAMONEY.
Aditya Birla Money Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ₹21.44B | 29.46 | ― | 1.96% | -4.13% | -52.99% | |
69 Neutral | ₹108.75B | 18.90 | ― | 0.87% | -4.46% | -19.71% | |
62 Neutral | ₹250.45B | 24.13 | ― | 1.84% | 9.28% | 3.02% | |
60 Neutral | ₹601.77B | 30.19 | ― | 0.60% | 14.81% | -29.13% | |
59 Neutral | ₹6.48B | 11.96 | ― | ― | 7.94% | -25.92% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
49 Neutral | ₹130.34B | 19.26 | ― | 1.05% | 16.27% | 44.44% |
* General Sector Average
IN:BIRLAMONEY
Aditya Birla Money Limited
115.70
-58.10
-33.43%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.