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FINOPB Stock Chart & Stats
₹163.60
-₹2.72(-1.67%)
At close: 4:00 PM EDT
₹163.60
-₹2.72(-1.67%)
Day’s Range― - ―
52-Week Range₹110.10 - ₹326.70
Previous CloseN/A
Volume178.69K
Average Volume (3M)49.04K
Market Cap
₹10.24B
Enterprise Value₹20.19B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)49.0
Beta2.00
Next Earnings
Feb 04, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.51
Shares Outstanding83,218,400
10 Day Avg. Volume13,315
30 Day Avg. Volume49,036
Financial Highlights & Ratios
PEG Ratio-0.43
Price to Book (P/B)1.22
Price to Sales (P/S)0.62
P/FCF Ratio1.08K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)13
Revenue Forecast (FY)₹19.30B
Bulls Say, Bears Say
Bulls Say
Technology-led DistributionFINOPB’s technology-led phygital model combines agent touchpoints with digital channels to reach underserved and underbanked customers. A broad distribution footprint can support recurring transaction, remittance, payment, and service-fee growth as network activity and customer adoption deepen.
FY2026 Revenue AccelerationThe sharp FY2026 revenue acceleration indicates that FINOPB is expanding its commercial activity materially faster than in prior years. If the larger revenue base is sustained, it can improve operating scale, broaden fee generation, and strengthen the platform’s position in digital and assisted financial services.
Positive Profitability And Asset ScalePositive net income alongside substantial balance-sheet expansion shows that FINOPB has built meaningful operating scale while remaining profitable. The larger asset base can support broader customer and transaction capacity, although future value creation depends on maintaining profitability as the platform grows.
Bears Say
Rising LeverageDebt has increased materially alongside balance-sheet growth, while historically moderate-to-elevated debt-to-equity reduces financial flexibility. Higher leverage can constrain future capital allocation and leave less room to absorb weaker profitability or tighter funding conditions.
Weak Cash ConversionVery small FY2026 free cash flow, following earlier deficits, shows that reported growth and earnings are not consistently converting into durable cash generation. This can limit internally funded expansion, reduce resilience, and make the business more dependent on balance-sheet or funding support.
Profitability Quality WeakenedA decline in net income despite substantially higher revenue indicates that growth is currently accompanied by weaker earnings conversion. Possible margin compression or rising costs could limit the benefit of scale and make future profitability more sensitive to execution and operating efficiency.
FINO Payments Bank Ltd. News
FINOPB FAQ
What was FINO Payments Bank Ltd.’s price range in the past 12 months?
FINO Payments Bank Ltd. lowest stock price was ₹110.10 and its highest was ₹326.70 in the past 12 months.
What is FINO Payments Bank Ltd.’s market cap?
FINO Payments Bank Ltd.’s market cap is ₹10.24B.
When is FINO Payments Bank Ltd.’s upcoming earnings report date?
FINO Payments Bank Ltd.’s upcoming earnings report date is Feb 04, 2027 which is in 97 days.
How were FINO Payments Bank Ltd.’s earnings last quarter?
FINO Payments Bank Ltd. released its earnings results on Oct 29, 2026. The company reported -₹2.512 earnings per share for the quarter.
Is FINO Payments Bank Ltd. overvalued?
According to Wall Street analysts FINO Payments Bank Ltd.’s price is currently Overvalued.
Does FINO Payments Bank Ltd. pay dividends?
FINO Payments Bank Ltd. does not currently pay dividends.
What is FINO Payments Bank Ltd.’s EPS estimate?
FINO Payments Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does FINO Payments Bank Ltd. have?
FINO Payments Bank Ltd. has 83,218,400 shares outstanding.
What happened to FINO Payments Bank Ltd.’s price movement after its last earnings report?
FINO Payments Bank Ltd. reported an EPS of -₹2.512 in its last earnings report. Following the earnings report the stock price went up 1.026%.
Which hedge fund is a major shareholder of FINO Payments Bank Ltd.?
Currently, no hedge funds are holding shares in IN:FINOPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
FINO Payments Bank Ltd.
Established in 2007 and headquartered in Navi Mumbai, India, Fino Payments Bank Limited, previously known as Fino Fintech Limited, provides a comprehensive range of financial services across India. This subsidiary of FINO PayTech Limited offers core banking solutions such as savings and current accounts, complete with a sweep account facility, as well as debit and prepaid cards. Its extensive service portfolio includes loan referral programs, various payment options like recharge, bill payments, remittances, and money transfers, alongside advanced payment systems such as mobile banking, UPI, and FASTag products. Additionally, the bank facilitates cash bazar, AADHAAR seeding, and micro ATM services. Further expanding its offerings, Fino Payments Bank distributes health, life, and two-wheeler insurance products, and provides third-party financial product distribution and business correspondent banking services. The bank boasts an impressive reach through its network of 724,671 banking outlets, 54 bank branches, and 130 customer service points.
Technical Analysis
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