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EQUITASBNK Stock Chart & Stats
₹66.97
₹1.02(1.51%)
At close: 4:00 PM EST
₹66.97
₹1.02(1.51%)
Day’s Range― - ―
52-Week Range₹50.05 - ₹80.17
Previous CloseN/A
Volume3.44M
Average Volume (3M)236.91K
Market Cap
₹86.35B
Enterprise Value₹90.85B
Total Cash (Recent Filing)₹79.27B
Total Debt (Recent Filing)₹20.21B
Price to Earnings (P/E)83.8
Beta0.92
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)-0.90
Shares Outstanding1,143,721,800
10 Day Avg. Volume329,486
30 Day Avg. Volume236,913
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.97
Price to Sales (P/S)0.75
P/FCF Ratio7.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹78.00Price Target Upside16.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.31
Revenue Forecast (FY)₹53.34B
Bulls Say, Bears Say
Bulls Say
Focused On Underserved SegmentsA branch-led, diversified lending model concentrated on retail, microfinance, vehicle, affordable housing and MSME customers supports stable, granular deposit and loan flows. Serving underserved segments builds durable customer relationships and cross-sell opportunities that sustain revenue over time.
Consistent Revenue GrowthSustained top-line expansion (+19.1% YoY in 2026) indicates the bank can scale core lending activity despite macro cycles. Durable revenue growth provides a foundation to rebuild margins and fund provisions or investment, supporting medium-term recovery if costs and credit stabilize.
Improved Capital SupportSteadily rising equity and a lower leverage ratio versus peak years strengthen the balance sheet buffer against credit shocks. Improved capital provides regulatory headroom and long-term resilience, enabling measured growth or loss-absorbing capacity while management addresses profitability pressures.
Bears Say
Sharp Margin DeteriorationA collapse in net margin from double digits to ~1.3% materially weakens core earnings power and sustainable profitability. Persistently low margins reduce internal capital generation, limit ability to absorb credit losses or invest in growth, and raise dependency on external funding.
Renewed Leverage BuildA material increase in debt in 2026 reverses prior deleveraging momentum and raises interest‑cost sensitivity. With profitability compressed, higher indebtedness narrows strategic flexibility, increases refinancing and liquidity risk, and constrains capital allocation for business initiatives.
Weakening Cash Generation TrendDeclining operating and free cash flow reduces the bank's ability to self-fund loan growth, build buffers or pay down debt. Historical volatility and the downward trend since 2025 increase reliance on deposits/wholesale funding and amplify risk if credit costs or market funding tighten.
EQUITASBNK FAQ
What was Equitas Small Finance Bank Ltd.’s price range in the past 12 months?
Equitas Small Finance Bank Ltd. lowest stock price was ₹50.05 and its highest was ₹80.17 in the past 12 months.
What is Equitas Small Finance Bank Ltd.’s market cap?
Equitas Small Finance Bank Ltd.’s market cap is ₹86.35B.
When is Equitas Small Finance Bank Ltd.’s upcoming earnings report date?
Equitas Small Finance Bank Ltd.’s upcoming earnings report date is Jul 24, 2026 which is in 23 days.
How were Equitas Small Finance Bank Ltd.’s earnings last quarter?
Equitas Small Finance Bank Ltd. released its earnings results on Apr 30, 2026. The company reported ₹1.9 earnings per share for the quarter, beating the consensus estimate of ₹1.225 by ₹0.675.
Is Equitas Small Finance Bank Ltd. overvalued?
According to Wall Street analysts Equitas Small Finance Bank Ltd.’s price is currently Undervalued.
Does Equitas Small Finance Bank Ltd. pay dividends?
Equitas Small Finance Bank Ltd. pays a Annually dividend of ₹1 which represents an annual dividend yield of 1.63%. See more information on Equitas Small Finance Bank Ltd. dividends here
What is Equitas Small Finance Bank Ltd.’s EPS estimate?
Equitas Small Finance Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Equitas Small Finance Bank Ltd. have?
Equitas Small Finance Bank Ltd. has 1,143,721,800 shares outstanding.
What happened to Equitas Small Finance Bank Ltd.’s price movement after its last earnings report?
Equitas Small Finance Bank Ltd. reported an EPS of ₹1.9 in its last earnings report, beating expectations of ₹1.225. Following the earnings report the stock price went down -0.506%.
Which hedge fund is a major shareholder of Equitas Small Finance Bank Ltd.?
Currently, no hedge funds are holding shares in IN:EQUITASBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Equitas Small Finance Bank Ltd.
Equitas Small Finance Bank Limited delivers a comprehensive suite of banking and financial services to a diverse clientele, including individual customers, corporate entities, and micro, small, and medium-sized enterprises (MSMEs). The institution's operations are structured across key segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The bank provides an array of deposit products, such as fixed, savings, salary, business, current, and TASC accounts. For borrowing needs, it extends various loan facilities, including those secured against property, gold, or homes, as well as financing for used cars, businesses, and MSMEs. Beyond traditional loans, Equitas also offers vehicle financing, merchant overdrafts, monitoring services for MSME loans, overdrafts against deposits, and specialized financing for agribusinesses. Complementing these are a suite of additional services: investment options, a variety of insurance products (general, life, and health), pension schemes, payment and collection solutions, retail foreign exchange, fund transfers, and debit cards. Accessibility is enhanced through online, mobile, and even doorstep banking services. The bank maintains a significant physical presence across India, operating 869 banking outlets and 339 ATMs. Established in 1993, originally known as Equitas Finance Limited, the institution is headquartered in Chennai, India, and operates as a subsidiary of Equitas Holdings Limited.
EQUITASBNK Stock 12 Month Forecast
Average Price Target
₹78.00
▲(16.47% Upside)
Technical Analysis
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