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Dhanlaxmi Bank Limited (IN:DHANBANK)
:DHANBANK
India Market
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Dhanlaxmi Bank Limited (DHANBANK) Price & Analysis

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DHANBANK Stock Chart & Stats

₹25.25
-₹1.12(-4.05%)
At close: 4:00 PM EST
₹25.25
-₹1.12(-4.05%)

Bulls Say, Bears Say

Bulls Say
Consistent Revenue GrowthSustained top-line growth over 2021–2026 demonstrates expanding lending and deposit activities and reinforces core franchise momentum. Durable revenue expansion supports reinvestment in distribution, underwriting capacity and fee businesses, improving medium-term earnings potential and competitive positioning.
Improving Returns On EquityRising ROE signals better capital efficiency and incremental profitability from operations. Gradual improvement provides a structural cushion to absorb credit shocks, supports retained earnings accumulation and enhances the bank's ability to deploy capital into growth initiatives or strengthen regulatory buffers over the next several quarters.
Expanding Asset BaseA materially larger asset base increases scale for lending and transaction businesses, enabling broader product distribution and diversification across retail and corporate portfolios. Scale gains can drive operating leverage, wider fee pools and a stronger market position if asset quality and funding are managed consistently.
Bears Say
Highly Volatile Cash GenerationLarge swings in operating and free cash flow indicate earnings quality and working-capital volatility, increasing reliance on external funding during down years. Persistent cash variability constrains capital allocation, raises refinancing risk and makes sustained dividend or aggressive growth plans harder to underwrite.
Leverage Variability And Recent Debt SpikeSharp, recent increases in debt and prior swings in leverage reduce balance-sheet predictability and can raise funding costs or stress capital ratios if asset quality weakens. Variable leverage limits management flexibility and increases sensitivity to interest-rate or liquidity shocks over the medium term.
Modest Net MarginsRelatively low net margins leave a thin buffer against credit losses, funding cost increases or fee compression. Modest profitability requires ongoing efficiency gains or higher-yielding assets to sustainably grow retained earnings and build capital, making the franchise more vulnerable in adverse credit or rate cycles.

Dhanlaxmi Bank Limited News

DHANBANK FAQ

What was Dhanlaxmi Bank Limited’s price range in the past 12 months?
Dhanlaxmi Bank Limited lowest stock price was ₹19.50 and its highest was ₹36.80 in the past 12 months.
    What is Dhanlaxmi Bank Limited’s market cap?
    Dhanlaxmi Bank Limited’s market cap is ₹13.08B.
      When is Dhanlaxmi Bank Limited’s upcoming earnings report date?
      Dhanlaxmi Bank Limited’s upcoming earnings report date is Oct 29, 2026 which is in 61 days.
        How were Dhanlaxmi Bank Limited’s earnings last quarter?
        Dhanlaxmi Bank Limited released its earnings results on Jul 29, 2026. The company reported ₹0.631 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.631.
          Is Dhanlaxmi Bank Limited overvalued?
          According to Wall Street analysts Dhanlaxmi Bank Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Dhanlaxmi Bank Limited pay dividends?
            Dhanlaxmi Bank Limited pays a Annually dividend of ₹0.5 which represents an annual dividend yield of N/A. See more information on Dhanlaxmi Bank Limited dividends here
              What is Dhanlaxmi Bank Limited’s EPS estimate?
              Dhanlaxmi Bank Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Dhanlaxmi Bank Limited have?
              Dhanlaxmi Bank Limited has 394,698,850 shares outstanding.
                What happened to Dhanlaxmi Bank Limited’s price movement after its last earnings report?
                Dhanlaxmi Bank Limited reported an EPS of ₹0.631 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -6.149%.
                  Which hedge fund is a major shareholder of Dhanlaxmi Bank Limited?
                  Currently, no hedge funds are holding shares in IN:DHANBANK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Dhanlaxmi Bank Limited

                    Dhanlaxmi Bank Limited offers an extensive array of banking and financial services across India. The company operates through distinct divisions, including Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations. It provides diverse deposit products, such as savings, current, and term accounts, alongside a broad portfolio of loan options like property, vehicle, commercial, personal, education, and business loans, as well as facilities for loans against securities. The bank also facilitates foreign exchange services, encompassing foreign currency cash, cheque deposits, demand drafts, and various remittance solutions. Further offerings include export and import services, credit products like industrial and trade advances, import/export assistance, and support for agricultural initiatives. Additionally, it manages corporate salary accounts, offers cash management services, and distributes insurance products covering life, health, and automotive needs. For Non-Resident Indians (NRIs), Dhanlaxmi Bank delivers specialized banking services, which feature Non-Residential External (NRE) and Non-Resident Ordinary (NRO) accounts, recurring and term deposits, Foreign Currency Non-Resident (FCNR) fixed deposits, and Resident Foreign Currency (RFC) accounts, along with money transfer facilities and property loans tailored for NRIs. The institution also engages in micro and agricultural banking and provides financial planning services. Small and Medium Enterprises (SMEs) benefit from a dedicated banking segment offering working capital facilities, trade solutions, and capacity expansion services. Consumer banking is enhanced through credit, debit, and gift cards, while investment, depository, and online banking services provide convenience. Safety deposit locker facilities are also available. As of March 31, 2021, Dhanlaxmi Bank maintained a network of 245 branches and 257 ATMs, distributed across 14 States and 1 Union Territory. The bank was established in 1927 and is headquartered in Thrissur, India.

                    Dhanlaxmi Bank Limited (DHANBANK) Earnings & Revenues

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