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Dhanlaxmi Bank Limited (IN:DHANBANK)
:DHANBANK
India Market
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Dhanlaxmi Bank Limited (DHANBANK) Price & Analysis

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DHANBANK Stock Chart & Stats

₹25.25
-₹1.12(-4.05%)
At close: 4:00 PM EST
₹25.25
-₹1.12(-4.05%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth MomentumConsistent multi-year top-line growth indicates expanding customer uptake and scale in core banking activities. Sustained revenue growth supports higher loan origination capacity, fee income expansion and reinvestment for product distribution, underpinning durable earnings potential.
Improving Profitability (ROE)Rising net income and improving ROE reflect better capital efficiency and profitability trends. Stronger return on equity increases internal capital generation, reducing dependence on external funding and allowing strategic reinvestment or buffer for credit stress over the medium term.
Scale Via Asset Base ExpansionA materially larger asset base provides capacity to diversify the loan book, grow deposit funding and leverage operating leverage. Greater scale supports product distribution, risk pooling across portfolios and strengthens competitive positioning in regional banking markets over time.
Bears Say
Operating & Free Cash Flow VolatilityHighly inconsistent operating and free cash flow signals earnings-quality and working-capital swings. Such volatility complicates internal funding, weakens predictability for dividends or buybacks, and can pressure liquidity or capital during adverse credit or funding cycles.
Leverage InstabilityA sharp increase in debt after prior declines indicates volatile funding patterns or one-off financing needs. This inconsistency raises refinancing and interest-rate exposure, reduces balance-sheet predictability and can constrain capital planning and regulatory flexibility.
Modest And Sensitive MarginsRelatively low and mixed net margins leave limited buffer against rising credit costs or funding pressures. Margin sensitivity makes sustainable earnings growth dependent on improved spreads or fee income, increasing exposure to cyclical lending conditions over the medium term.

Dhanlaxmi Bank Limited News

DHANBANK FAQ

What was Dhanlaxmi Bank Limited’s price range in the past 12 months?
Dhanlaxmi Bank Limited lowest stock price was ₹19.50 and its highest was ₹36.80 in the past 12 months.
    What is Dhanlaxmi Bank Limited’s market cap?
    Dhanlaxmi Bank Limited’s market cap is ₹13.29B.
      When is Dhanlaxmi Bank Limited’s upcoming earnings report date?
      Dhanlaxmi Bank Limited’s upcoming earnings report date is Jul 28, 2026 which is in 18 days.
        How were Dhanlaxmi Bank Limited’s earnings last quarter?
        Dhanlaxmi Bank Limited released its earnings results on Apr 28, 2026. The company reported ₹1.1 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.1.
          Is Dhanlaxmi Bank Limited overvalued?
          According to Wall Street analysts Dhanlaxmi Bank Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Dhanlaxmi Bank Limited pay dividends?
            Dhanlaxmi Bank Limited pays a Annually dividend of ₹0.5 which represents an annual dividend yield of N/A. See more information on Dhanlaxmi Bank Limited dividends here
              What is Dhanlaxmi Bank Limited’s EPS estimate?
              Dhanlaxmi Bank Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Dhanlaxmi Bank Limited have?
              Dhanlaxmi Bank Limited has 394,698,850 shares outstanding.
                What happened to Dhanlaxmi Bank Limited’s price movement after its last earnings report?
                Dhanlaxmi Bank Limited reported an EPS of ₹1.1 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 13.929%.
                  Which hedge fund is a major shareholder of Dhanlaxmi Bank Limited?
                  Currently, no hedge funds are holding shares in IN:DHANBANK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Dhanlaxmi Bank Limited

                    Dhanlaxmi Bank Limited offers an extensive array of banking and financial services across India. The company operates through distinct divisions, including Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations. It provides diverse deposit products, such as savings, current, and term accounts, alongside a broad portfolio of loan options like property, vehicle, commercial, personal, education, and business loans, as well as facilities for loans against securities. The bank also facilitates foreign exchange services, encompassing foreign currency cash, cheque deposits, demand drafts, and various remittance solutions. Further offerings include export and import services, credit products like industrial and trade advances, import/export assistance, and support for agricultural initiatives. Additionally, it manages corporate salary accounts, offers cash management services, and distributes insurance products covering life, health, and automotive needs. For Non-Resident Indians (NRIs), Dhanlaxmi Bank delivers specialized banking services, which feature Non-Residential External (NRE) and Non-Resident Ordinary (NRO) accounts, recurring and term deposits, Foreign Currency Non-Resident (FCNR) fixed deposits, and Resident Foreign Currency (RFC) accounts, along with money transfer facilities and property loans tailored for NRIs. The institution also engages in micro and agricultural banking and provides financial planning services. Small and Medium Enterprises (SMEs) benefit from a dedicated banking segment offering working capital facilities, trade solutions, and capacity expansion services. Consumer banking is enhanced through credit, debit, and gift cards, while investment, depository, and online banking services provide convenience. Safety deposit locker facilities are also available. As of March 31, 2021, Dhanlaxmi Bank maintained a network of 245 branches and 257 ATMs, distributed across 14 States and 1 Union Territory. The bank was established in 1927 and is headquartered in Thrissur, India.

                    Dhanlaxmi Bank Limited (DHANBANK) Earnings & Revenues

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