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SOUTHBANK Stock Chart & Stats
₹46.30
₹1.38(2.97%)
At close: 4:00 PM EDT
₹46.30
₹1.38(2.97%)
Day’s Range― - ―
52-Week Range₹28.51 - ₹50.66
Previous CloseN/A
Volume15.75M
Average Volume (3M)588.64K
Market Cap
₹130.65B
Enterprise Value₹59.42K
Total Cash (Recent Filing)₹96.40B
Total Debt (Recent Filing)₹36.07B
Price to Earnings (P/E)8.7
Beta0.94
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.9%
Share Statistics
EPS (TTM)5.77
Shares Outstanding2,619,301,000
10 Day Avg. Volume597,365
30 Day Avg. Volume588,644
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)0.78
Price to Sales (P/S)0.76
P/FCF Ratio4.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹61.00Price Target Upside31.75% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.48
Revenue Forecast (FY)₹61.11B
Bulls Say, Bears Say
Bulls Say
Profitability TurnaroundThe sharp improvement in net income and margins indicates a materially stronger earnings base than earlier in the period. Sustained profitability provides greater capacity to build equity, absorb credit costs, invest in banking capabilities, and support more resilient performance over the next several quarters.
Improved Balance SheetLower leverage alongside substantial equity growth strengthens the bank's financial foundation and improves flexibility. A larger capital base can support loan expansion and provide a better buffer against earnings volatility, while the reduced debt burden may improve the sustainability of returns.
Growing Banking ScaleRevenue growth across a broad banking franchise shows that South Indian Bank has expanded its earning scale over time. Its mix of retail, SME, agricultural, corporate, payment and fee-based services gives multiple avenues for customer acquisition and recurring income generation.
Bears Say
Cash-Flow VolatilityLarge swings in operating and free cash flow reduce confidence in the consistency of reported earnings conversion. Even though cash flow broadly tracked net income in FY2024 and FY2026, recurring volatility can constrain capital planning and make internally funded growth less predictable.
Revenue Growth ModerationThe uneven revenue trajectory indicates that the recent earnings improvement may not continue at the same pace. A sharp slowdown in FY2026 can limit operating leverage, reduce the momentum behind loan and fee expansion, and make future profitability more dependent on margin and cost performance.
Prior-Cycle Financial WeaknessEarlier high leverage and weak returns show that the bank has previously experienced a less resilient financial profile. Although current metrics are better, that history signals sensitivity to adverse cycles and means the durability of the improvement should be judged across changing credit and funding conditions.
South Indian Bank Limited News
SOUTHBANK FAQ
What was South Indian Bank Limited’s price range in the past 12 months?
South Indian Bank Limited lowest stock price was ₹28.51 and its highest was ₹50.66 in the past 12 months.
What is South Indian Bank Limited’s market cap?
South Indian Bank Limited’s market cap is ₹130.65B.
When is South Indian Bank Limited’s upcoming earnings report date?
South Indian Bank Limited’s upcoming earnings report date is Oct 15, 2026 which is in 19 days.
How were South Indian Bank Limited’s earnings last quarter?
South Indian Bank Limited released its earnings results on Jul 16, 2026. The company reported ₹1.4 earnings per share for the quarter.
Is South Indian Bank Limited overvalued?
According to Wall Street analysts South Indian Bank Limited’s price is currently Undervalued.
Does South Indian Bank Limited pay dividends?
South Indian Bank Limited pays a Annually dividend of ₹0.45 which represents an annual dividend yield of 0.9%. See more information on South Indian Bank Limited dividends here
What is South Indian Bank Limited’s EPS estimate?
South Indian Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does South Indian Bank Limited have?
South Indian Bank Limited has 2,619,301,000 shares outstanding.
What happened to South Indian Bank Limited’s price movement after its last earnings report?
South Indian Bank Limited reported an EPS of ₹1.4 in its last earnings report. Following the earnings report the stock price went down -0.417%.
Which hedge fund is a major shareholder of South Indian Bank Limited?
Currently, no hedge funds are holding shares in IN:SOUTHBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
South Indian Bank Limited
The South Indian Bank Limited, an established financial institution in India, delivers a comprehensive array of banking products and services across the nation. Its operations are strategically divided into four primary segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. For individual clients, the bank offers a broad spectrum of services, including various deposit options such as savings, current, term, and unclaimed/inoperative accounts. Its lending solutions encompass personal, car, home, gold, educational, and property-backed loans. Notably, it also provides a unique one-time settlement scheme designed for micro and small enterprises. Investment opportunities are available through mutual funds. Beyond traditional banking, the bank provides diverse insurance products, covering life, health, and credit risks, alongside a range of general insurance policies for fire, liability, marine, motor, personal accident, and travel. The South Indian Bank further enhances its customer experience with extensive digital and value-added services. These include robust mobile and internet banking platforms, demat accounts, and online trading facilities. Clients benefit from a variety of card products (credit, debit, ATM cum shopping), money transfer services, and specialized programs like NETC FASTag, SIB Rewardz, and SIB e-Academia. Additional offerings span KYC certification for mutual fund investors, green pin, branch banking, FX-retail, sovereign gold bonds, pension systems, SIB Collect, PAN service agency, cash management, travel cards, direct debit, tax payment and savings investments, and safe deposit locker services. Furthermore, the bank actively distributes capital gain and tax-free bonds. Non-Resident Indian (NRI) customers are catered to with NRE and NRO rupee accounts, foreign currency deposit options, and portfolio investment schemes. For its business clientele, the bank supplies various current accounts, such as normal, premium, SIB Merchant Plus, and Trader Smart. Business financing extends to working capital, long-term, non-fund-based, supply chain, and SIB commercial vehicle loans, supplemented by international finance, mortgage, and general business loans. Merchant acquiring services are also a key part of its commercial solutions. As of March 31, 2022, The South Indian Bank Limited maintained a significant physical presence, boasting 935 branches and a network of 1270 ATMs/CRMs. The bank was founded in 1929 and has its headquarters located in Thrissur, India.
SOUTHBANK Stock 12 Month Forecast
Average Price Target
₹61.00
▲(31.75% Upside)
Technical Analysis
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