TipRanks
Delphi World Money Limited (IN:DELPHIFX)
:DELPHIFX
India Market
Want to see IN:DELPHIFX full AI Analyst Report?

Delphi World Money Limited (DELPHIFX) AI Stock Analysis

1 Followers

Top Page

IN:DELPHIFX

Delphi World Money Limited

(DELPHIFX)

Select Model
Select Model
Select Model
Neutral 48 (OpenAI - Gpt-5.6Sol)
Rating:48Neutral
Price Target:
₹7.00
▼(-97.05% Downside)
Action:Reiterated
Date:09/11/26
The score is held back primarily by weakening financial performance (contracting revenue, negative operating profitability, and higher leverage with low ROE) and bearish technicals (price below all key moving averages with negative MACD). The main support is an inexpensive P/E valuation and a notable rebound in 2026 operating and free cash flow, which improves near-term flexibility despite volatility.
Positive Factors
Cross-Border FX Platform
A focused position in foreign exchange and cross-border payments gives the company a defined operating niche tied to international money movement. Its service channels and operational network provide a platform for recurring transaction activity and potential customer retention as cross-border payment needs persist.
Negative Factors
Contracting Revenue
Falling revenue indicates weakening underlying business activity and reduces the scale over which fixed operating costs can be spread. Continued contraction would constrain investment capacity, make earnings less predictable, and challenge the company’s ability to build durable momentum in its payments and FX operations.
Read all positive and negative factors
Positive Factors
Negative Factors
Cross-Border FX Platform
A focused position in foreign exchange and cross-border payments gives the company a defined operating niche tied to international money movement. Its service channels and operational network provide a platform for recurring transaction activity and potential customer retention as cross-border payment needs persist.
Read all positive factors

Delphi World Money Limited (DELPHIFX) vs. iShares MSCI India ETF (INDA)

Delphi World Money Limited Business Overview & Revenue Model

Company Description
Headquartered in Mumbai, India, Delphi World Money Ltd. was established in 1985 and operates nationwide, specializing in financial services related to global transactions. The company's diverse portfolio includes foreign currency exchange, both ou...

Delphi World Money Limited Financial Statement Overview

Summary
Core fundamentals are pressured: revenue is contracting and profitability has deteriorated to negative gross and operating profit, with only slightly positive net income (suggesting reliance on non-operating items). Balance-sheet risk has risen with a sharp leverage increase (debt-to-equity ~0.53) and low ROE (~0.9%). The main offset is a strong rebound in operating cash flow and free cash flow in 2026, though cash-flow consistency remains volatile.
Income Statement
32
Negative
Balance Sheet
46
Neutral
Cash Flow
58
Neutral
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue12.50B17.21B28.70B26.15B15.05B
Gross Profit-1.25B148.50M206.29M276.90M175.30M
EBITDA-1.45B61.52M257.97M244.90M186.54M
Net Income28.83M19.55M151.92M150.42M79.21M
Balance Sheet
Total Assets6.46B3.09B3.20B3.06B3.02B
Cash, Cash Equivalents and Short-Term Investments1.74B1.05B126.91M334.12M795.10M
Total Debt1.74B276.25M309.75M6.22M312.83M
Total Liabilities5.17B859.35M983.73M996.64M1.10B
Stockholders Equity3.27B2.24B2.22B2.07B1.92B
Cash Flow
Free Cash Flow1.19B-57.55M-349.22M396.70M287.52M
Operating Cash Flow1.26B-43.68M-338.37M397.77M287.57M
Investing Cash Flow-593.79M371.08M-150.43M-175.08M-269.22M
Financing Cash Flow416.00M-70.64M281.57M-326.08M-53.46M

Delphi World Money Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price237.10
Price Trends
50DMA
6.38
Positive
100DMA
7.63
Negative
200DMA
10.49
Negative
Market Momentum
MACD
0.13
Negative
RSI
69.17
Neutral
STOCH
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:DELPHIFX, the sentiment is Positive. The current price of 237.1 is above the 20-day moving average (MA) of 5.98, above the 50-day MA of 6.38, and above the 200-day MA of 10.49, indicating a neutral trend. The MACD of 0.13 indicates Negative momentum. The RSI at 69.17 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:DELPHIFX.

Delphi World Money Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
62
Neutral
₹259.36B25.98―1.72%9.28%3.02%
62
Neutral
₹21.41B30.26―1.91%-4.13%-52.99%
61
Neutral
₹23.99B17.86―1.09%12.02%-11.03%
59
Neutral
₹6.38B12.13――7.94%-25.92%
58
Neutral
₹7.70B38.44―0.52%18.60%-61.27%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
48
Neutral
₹1.70B5.84―0.57%-22.18%524.25%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:DELPHIFX
Delphi World Money Limited
7.08
-7.81
-52.46%
IN:ANGELONE
Angel One Limited
293.95
73.25
33.19%
IN:BIRLAMONEY
Aditya Birla Money Limited
117.55
-57.15
-32.71%
IN:EMKAY
Emkay Global Financial Services Limited
286.25
-14.97
-4.97%
IN:GEOJITFSL
Geojit Financial Services Ltd
78.68
1.97
2.57%
IN:SMCGLOBAL
SMC Global Securities Ltd. (India)
110.69
40.21
57.05%

Delphi World Money Limited Corporate Events

Delphi World Money Holds 41st AGM, Confirms Key Board Appointments
Sep 30, 2026
Delphi World Money Limited, formerly Ebixcash World Money India Limited, is a Mumbai-based foreign exchange and remittance services provider serving retail and corporate clients, and is listed on BSE and NSE under the symbol DELPHIFX. It operates ...
Delphi World Money Confirms SEBI Demat Compliance for June Quarter
Jul 14, 2026
Delphi World Money Limited has filed a compliance certificate with the stock exchanges confirming adherence to Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026. The attached certifi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 11, 2026