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CSL Finance Limited (IN:CSLFINANCE)
:CSLFINANCE
India Market
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CSL Finance Limited (CSLFINANCE) Price & Analysis

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CSLFINANCE Stock Chart & Stats

₹297.35
-₹4.50(-1.44%)
At close: 4:00 PM EST
₹297.35
-₹4.50(-1.44%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthMulti-year top-line expansion to 2.53B demonstrates durable demand for CSL's lending and financing products. Consistent revenue growth provides a broader base to absorb shocks, supports scaling of operations, and underpins longer-term margin recovery and investment in distribution or risk management capabilities.
Rising Net IncomeSteady growth in net income over multiple years indicates improving core profitability and operating leverage. Higher reported earnings increase retained earnings available to fund asset growth or shore up capital buffers, supporting continued expansion of the lending book without immediate reliance on external equity.
Equity Base And NBFC Business ModelEquity growth alongside asset expansion strengthens the capital base to support lending growth inherent to an NBFC. The interest-income driven model is scalable: a larger equity base permits higher risk-weighted assets, enabling sustainable origination capacity and potential margin recovery if credit quality holds.
Bears Say
Elevated LeverageRapid debt accumulation to fund asset growth materially increases refinancing and interest-rate exposure. A higher leverage ratio reduces financial flexibility, raises funding-cost sensitivity, and magnifies downside if asset quality weakens or credit spreads widen, posing a structural risk to capital stability.
Volatile Operating Cash FlowMulti-year negative operating cash flow before a one-year rebound signals weak cash conversion of accounting profits. Persistent volatility undermines confidence in self-generated funding for loan growth, dividends, or reserves, increasing reliance on external debt and raising structural liquidity risk in tighter markets.
Margin Compression RiskReported margin compression suggests per-loan profitability is under pressure, potentially from rising funding costs, competition, or increased credit provisioning. If margins remain constrained, sustaining past earnings growth will require higher volumes or cost reductions, which may be harder to achieve amid higher leverage.

CSLFINANCE FAQ

What was CSL Finance Limited’s price range in the past 12 months?
CSL Finance Limited lowest stock price was ₹214.30 and its highest was ₹380.00 in the past 12 months.
    What is CSL Finance Limited’s market cap?
    CSL Finance Limited’s market cap is ₹5.20B.
      When is CSL Finance Limited’s upcoming earnings report date?
      CSL Finance Limited’s upcoming earnings report date is Aug 11, 2026 which is in 67 days.
        How were CSL Finance Limited’s earnings last quarter?
        CSL Finance Limited released its earnings results on May 26, 2026. The company reported ₹8.52 earnings per share for the quarter, beating the consensus estimate of N/A by ₹8.52.
          Is CSL Finance Limited overvalued?
          According to Wall Street analysts CSL Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CSL Finance Limited pay dividends?
            CSL Finance Limited pays a Annually dividend of ₹3 which represents an annual dividend yield of 0.93%. See more information on CSL Finance Limited dividends here
              What is CSL Finance Limited’s EPS estimate?
              CSL Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does CSL Finance Limited have?
              CSL Finance Limited has 22,782,621 shares outstanding.
                What happened to CSL Finance Limited’s price movement after its last earnings report?
                CSL Finance Limited reported an EPS of ₹8.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.983%.
                  Which hedge fund is a major shareholder of CSL Finance Limited?
                  Currently, no hedge funds are holding shares in IN:CSLFINANCE
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    CSL Finance Limited

                    CSL Finance Limited, a non-banking financial company, engages in the wholesale and SME retail lending businesses in India. It offers loans for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, and refinance and inventory funding; corporate loans; and loans for education, medical, agriculture, and FMCG trading industries, as well as Salaried professionals. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. CSL Finance Limited was incorporated in 1992 and is based in Noida, India.

                    CSL Finance Limited (CSLFINANCE) Earnings & Revenues

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