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Career Point Limited (IN:CPCAP)
:CPCAP
India Market
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Career Point Limited (CPCAP) AI Stock Analysis

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IN:CPCAP

Career Point Limited

(CPCAP)

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Outperform 71 (OpenAI - Gpt-5.6Sol)
Rating:71Outperform
Price Target:
₹126.00
▲(14.91% Upside)
Action:Upgraded
Date:08/17/26
The score is driven primarily by mixed financial performance: a strong, conservatively levered balance sheet is offset by volatile revenues/profitability and weak, inconsistent cash flow conversion. Technicals are constructive with the stock trading above key moving averages and positive momentum indicators, and valuation is a clear positive with a low P/E and a ~3.15% dividend yield.
Positive Factors
Conservative balance sheet
Low historical leverage and a growing equity base provide financial flexibility for operating needs and investment. Although debt rose in FY2026, leverage remains manageable relative to equity, reducing balance-sheet risk over the next several months.
Negative Factors
FY2026 revenue contraction
The latest sharp revenue decline interrupts the prior growth trend and raises concerns about demand, enrollment or execution. Sustained contraction would pressure operating leverage and limit the company’s ability to maintain earnings and invest in its education platform.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Low historical leverage and a growing equity base provide financial flexibility for operating needs and investment. Although debt rose in FY2026, leverage remains manageable relative to equity, reducing balance-sheet risk over the next several months.
Read all positive factors

Career Point Limited (CPCAP) vs. iShares MSCI India ETF (INDA)

Career Point Limited Business Overview & Revenue Model

Company Description
CP Capital Limited operates as a non-banking financial institution, primarily focused on delivering financial assistance to educational organizations for the enhancement of their infrastructure. The company provides a varied array of credit produc...
How the Company Makes Money
Career Point Limited primarily makes money by charging fees to students (and/or their guardians) for education services, especially coaching and test-preparation programs delivered through its network of learning centers and classroom courses. Rev...

Career Point Limited Financial Statement Overview

Summary
Balance sheet strength (Score 78) is a key positive with generally low leverage and growing equity, but operating results are uneven (Income Statement Score 62) and cash generation is weak/volatile (Cash Flow Score 45) with prior negative operating/free cash flow and inconsistent cash conversion.
Income Statement
62
Positive
Balance Sheet
78
Positive
Cash Flow
45
Neutral
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue-68.36M764.93M616.56M542.79M861.78M550.47M
Gross Profit-49.32M602.45M572.72M512.86M738.70M430.26M
EBITDA129.74M565.31M587.98M597.93M211.70M349.77M
Net Income22.54M425.78M381.17M434.65M119.55M227.02M
Balance Sheet
Total Assets6.47B6.63B6.25B5.81B5.62B5.20B
Cash, Cash Equivalents and Short-Term Investments270.07M30.74M53.37M59.62M131.59M185.45M
Total Debt791.28M772.07M418.87M528.64M208.66M256.20M
Total Liabilities952.59M896.06M790.79M820.97M815.43M482.86M
Stockholders Equity5.51B5.73B5.46B4.99B4.80B4.71B
Cash Flow
Free Cash Flow-215.16M162.40M-189.47M-257.28M16.01M242.17M
Operating Cash Flow-182.21M353.06M-189.47M-257.28M26.09M417.76M
Investing Cash Flow-42.38M-387.66M189.92M169.81M43.93M103.90M
Financing Cash Flow459.56M19.86M-5.45M51.22M-102.09M-493.98M

Career Point Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
₹3.78B6.05115.72%391.58%
71
Outperform
₹2.35B5.173.50%-11.67%-0.97%
58
Neutral
₹1.57B9.280.97%11.74%-3.97%
57
Neutral
₹2.47B10.130.10%38.86%100.31%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
₹3.99B16.593.66%23.27%-20.85%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:CPCAP
Career Point Limited
129.00
-24.00
-15.69%
IN:ASCOM
Ascom Leasing & Investments Ltd.
210.90
17.85
9.25%
IN:BAIDFIN
Baid Finserv Limited
10.12
-1.06
-9.48%
IN:MUTHOOTCAP
Muthoot Capital Services Ltd.
242.40
-34.15
-12.35%
IN:STARTECK
Starteck Finance Ltd.
248.75
-60.45
-19.55%
IN:UYFINCORP
U. Y. Fincorp Limited
19.87
6.65
50.30%

Career Point Limited Corporate Events

CP Capital publishes FY26 results notice in line with SEBI disclosure rules
May 31, 2026
CP Capital Limited has published its financial results for the quarter and financial year ended 31 March 2026 in English and Hindi newspapers, in line with Regulation 47 of SEBI’s Listing Obligations and Disclosure Requirements. By formally ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026