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Bajaj Finserv Limited (BAJAJFINSV) Price & Analysis

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BAJAJFINSV Stock Chart & Stats

₹1876.95

₹36.30(1.93%)

At close: Jul 27 4:00 PM EDT

₹1876.95

₹36.30(1.93%)

Day’s Range― - ―

52-Week Range₹1,598.15 - ₹2,145.00

Previous CloseN/A

Volume651.16K

Average Volume (3M)117.97K

Market Cap

₹2.68T

Enterprise Value₹6.87T

Total Cash (Recent Filing)₹0.00

Total Debt (Recent Filing)₹0.00

Price to Earnings (P/E)26.2

Beta1.10

Next Earnings

Nov 03, 2026

EPS Estimate

16.97

Next Dividend Ex-DateN/A

Dividend Yield0.09%

Share Statistics

EPS (TTM)63.56

Shares Outstanding1,602,061,400

10 Day Avg. Volume56,752

30 Day Avg. Volume117,968

Financial Highlights & Ratios

PEG Ratio2.60

Price to Book (P/B)3.35

Price to Sales (P/S)1.71

P/FCF Ratio-5.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)73.81

Revenue Forecast (FY)₹1.47T

Bulls Say, Bears Say

Bulls Say

Revenue GrowthRevenue growth of 17.1% indicates the group is expanding its lending and insurance-related scale, providing a broader base for future interest, premium, fee, and commission income. Continued top-line growth can support investment in distribution and customer acquisition over the next several quarters.

Continued ProfitabilityContinued profitability and solid low-teens returns on equity demonstrate that Bajaj Finserv is converting its growing financial-services platform into shareholder earnings. This earnings base can support ongoing reinvestment and provides resilience as the company expands its lending and insurance operations.

Diversified Financial Services PlatformExposure to lending, general insurance, life insurance, and related distribution gives Bajaj Finserv multiple earnings streams within financial services. Its ecosystem and cross-selling model can deepen customer relationships and broaden monetization opportunities beyond a single product or subsidiary.

Bears Say

Multi-Year Negative Cash FlowPersistent negative operating and free cash flow despite reported profitability indicates that business growth is absorbing substantial cash. If this pattern continues, portfolio expansion may require ongoing external funding and could reduce flexibility to invest, absorb stress, or return capital.

Rising LeverageDebt has grown faster than equity, pushing leverage materially higher and increasing sensitivity to funding costs, credit conditions, and downturns. Elevated leverage can constrain capital allocation flexibility and make earnings and balance-sheet resilience more dependent on continued portfolio performance.

Net Margin CompressionRecent net-margin compression suggests that higher costs, credit charges, or changes in business mix are absorbing more of the group’s gross profit. Unless margins stabilize, continued revenue growth may translate less efficiently into earnings and could weaken the quality of future profit expansion.

Bajaj Finserv Limited News

Bajaj Finserv to Pump Up to Rs 5,800 Crore into Bajaj Finance via Warrants

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) just unveiled an update. Bajaj Finserv’s board has approved subscribing to warrants...

29d ago

Bajaj Finserv posts Q1 FY27 earnings call recording for investors

The latest announcement is out from Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ). Bajaj Finserv Limited has notified the...

3M ago

Bajaj Finserv Reschedules Q1 FY27 Earnings Call for Analysts

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) has provided an announcement. Bajaj Finserv Limited has revised the timing of...

3M ago

Bajaj Finserv Files SEBI Demat Compliance Certificate for June 2026 Quarter

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) just unveiled an update. Bajaj Finserv Limited has submitted a compliance certificate...

4M ago

Bajaj Finserv Reports Provisional April 2026 Premium Growth at Insurance Subsidiaries

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) just unveiled an announcement. Bajaj Finserv has disclosed provisional business figures for...

6M ago

Bajaj Finserv Takes Full Control of Insurance Arms as Allianz Exits

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) just unveiled an update. Bajaj Finserv Limited has completed the acquisition of...

8M ago

Bajaj Finserv Files SEBI Demat Compliance Certificate for December Quarter

The latest update is out from Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ). Bajaj Finserv Limited has notified the...

10M ago

Bajaj Finserv Hosts Investor/Analyst Group Meeting, Shares Insights

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) has issued an update. Bajaj Finserv Limited announced the completion of an...

11M ago

Bajaj Finserv to Engage with Institutional Investors in Pune

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) has provided an announcement. Bajaj Finserv Limited has announced a scheduled meeting...

1y ago

Bajaj Finserv Gains IRDAI Approval for Allianz Stake Acquisition

Bajaj Finserv Limited ( ($IN:BAJAJFINSV) ) has provided an announcement. Bajaj Finserv Limited has received approval from the...

1y ago

BAJAJFINSV FAQ

What was Bajaj Finserv Limited’s price range in the past 12 months?

Bajaj Finserv Limited lowest stock price was ₹1598.15 and its highest was ₹2145.00 in the past 12 months.

What is Bajaj Finserv Limited’s market cap?

Bajaj Finserv Limited’s market cap is ₹2.68T.

When is Bajaj Finserv Limited’s upcoming earnings report date?

Bajaj Finserv Limited’s upcoming earnings report date is Nov 03, 2026 which is in 4 days.

How were Bajaj Finserv Limited’s earnings last quarter?

Bajaj Finserv Limited released its earnings results on Jul 31, 2026. The company reported ₹19.6 earnings per share for the quarter, beating the consensus estimate of ₹17.79 by ₹1.81.

Is Bajaj Finserv Limited overvalued?

According to Wall Street analysts Bajaj Finserv Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Bajaj Finserv Limited pay dividends?

Bajaj Finserv Limited pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 0.09%. See more information on Bajaj Finserv Limited dividends here

What is Bajaj Finserv Limited’s EPS estimate?

Bajaj Finserv Limited’s EPS estimate is 16.97.

How many shares outstanding does Bajaj Finserv Limited have?

Bajaj Finserv Limited has 1,602,061,400 shares outstanding.

What happened to Bajaj Finserv Limited’s price movement after its last earnings report?

Bajaj Finserv Limited reported an EPS of ₹19.6 in its last earnings report, beating expectations of ₹17.79. Following the earnings report the stock price went up 6.304%.

Which hedge fund is a major shareholder of Bajaj Finserv Limited?

Currently, no hedge funds are holding shares in IN:BAJAJFINSV

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Bajaj Finserv Limited

Headquartered in Pune, India, and established in 2007, Bajaj Finserv Ltd. delivers a comprehensive suite of financial services throughout India. Its diverse operations span crucial sectors including life and general insurance, retail financing, and investment management, alongside an involvement in wind energy. The company extends a variety of lending solutions, encompassing personal, business, home, and vehicle loans, alongside financing for consumer durables, digital products, and medical expenses. Further offerings include secured and unsecured credit, mortgages, and lease rental discounting. For savings and investment, Bajaj Finserv provides fixed deposits, mutual funds, systematic deposit plans, and demat accounts. Its extensive insurance product range covers life, health, motor, travel, home, and agricultural coverage, among others. Beyond these, the firm supports professionals and small to medium-sized enterprises (SMEs), and offers wealth management, retirement planning, annuities, payment solutions, credit cards, and full-service broking for both retail and high-net-worth clients. Adding to its unique profile, Bajaj Finserv also manages 138 windmills, boasting an installed capacity of 65.2 megawatts.