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Akme Fintrade (India) Limited
(AFIL)
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Rating:68Neutral
Price Target:
₹8.50
▲(26.30% Upside)
Action:Reiterated
Date:08/25/26
The score is led by strong reported growth and solid profitability, supported by constructive technical trend signals and a low P/E valuation. Offsetting these positives are increased balance-sheet leverage and historically unstable cash-flow conversion, which raise risk and cap the overall score.
Positive Factors
Strong Revenue Growth
FY2026 revenue rose about 152% year on year after steadier FY2024–FY2025 growth, showing a meaningful expansion in operating scale. For a lender, sustained top-line growth can enlarge the earning-asset base and improve the capacity to absorb fixed operating costs over the next several quarters.
Negative Factors
Rising Leverage
The sharp increase in debt-to-equity indicates that AFIL is relying more heavily on borrowed funds to support asset growth. Greater leverage can increase balance-sheet sensitivity to credit losses and funding costs, while reducing financial flexibility if lending conditions weaken over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
FY2026 revenue rose about 152% year on year after steadier FY2024–FY2025 growth, showing a meaningful expansion in operating scale. For a lender, sustained top-line growth can enlarge the earning-asset base and improve the capacity to absorb fixed operating costs over the next several quarters.
Read all positive factors
Akme Fintrade (India) Limited (AFIL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹3.35B
Dividend YieldN/A
Average Volume (3M)69.31K
Price to Earnings (P/E)7.6
Beta (1Y)0.98
Revenue Growth40.31%
EPS Growth29.34%
CountryIN
Employees348
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.42
Shares Outstanding426,749,970
10 Day Avg. Volume104,682
30 Day Avg. Volume69,310
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)0.76
Price to Sales (P/S)2.16
P/FCF Ratio13.84
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Akme Fintrade (India) Limited Business Overview & Revenue Model
Company Description
Akme Fintrade (India) Limited functions as a non-banking financial institution, extending a variety of credit facilities across India. Its extensive array of financial products includes loans for two-wheelers, four-wheelers, pre-owned vehicles, co...
How the Company Makes Money
AFIL makes money primarily through its lending business as an NBFC. Its core revenue model is to borrow or raise funds (through sources such as equity, internal accruals, and other permitted funding channels for NBFCs) and deploy those funds into ...
Akme Fintrade (India) Limited Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
44
Neutral
| Breakdown | TTM | Mar 2025 | Jun 2024 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 592.61M | 1.49B | 979.08M | 711.44M | 649.14M | 668.38M |
| Gross Profit | 290.38M | 906.33M | 520.78M | 364.64M | 317.42M | 256.55M |
| EBITDA | 260.50M | 550.30M | 436.57M | 244.80M | 210.28M | 84.97M |
| Net Income | 175.88M | 423.21M | 332.32M | 185.29M | 158.03M | 41.21M |
Balance Sheet | ||||||
| Total Assets | 7.95B | 9.34B | 6.75B | 4.36B | 3.91B | 3.74B |
| Cash, Cash Equivalents and Short-Term Investments | 710.98M | 987.20M | 414.46M | 94.80M | 188.08M | 28.73M |
| Total Debt | 3.85B | 5.03B | 2.82B | 1.95B | 1.58B | 2.10B |
| Total Liabilities | 3.93B | 5.10B | 2.93B | 2.13B | 1.86B | 2.37B |
| Stockholders Equity | 4.02B | 4.24B | 3.82B | 2.23B | 2.05B | 1.37B |
Cash Flow | ||||||
| Free Cash Flow | -1.88B | 232.54M | -1.79B | -457.30M | 91.97M | 629.02M |
| Operating Cash Flow | -1.86B | 311.87M | -1.77B | -454.98M | 236.13M | 631.02M |
| Investing Cash Flow | -161.78M | -2.26B | -353.51M | 20.05M | -149.63M | 15.97M |
| Financing Cash Flow | 508.98M | 2.16B | 2.22B | 448.25M | -20.16M | -745.59M |
Akme Fintrade (India) Limited Technical Analysis
Negative
6.73
Price Trends
9.07
Negative
9.46
Negative
8.30
Negative
Market Momentum
-0.39
Positive
28.61
Positive
15.06
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:AFIL, the sentiment is Negative. The current price of 6.73 is below the 20-day moving average (MA) of 8.53, below the 50-day MA of 9.07, and below the 200-day MA of 8.30, indicating a bearish trend. The MACD of -0.39 indicates Positive momentum. The RSI at 28.61 is Positive, neither overbought nor oversold. The STOCH value of 15.06 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:AFIL.
Akme Fintrade (India) Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | ₹3.35B | 7.63 | ― | ― | 40.31% | 29.34% | |
68 Neutral | ₹4.73B | 5.43 | ― | 1.45% | 19.69% | 15.92% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
55 Neutral | ₹3.52B | 15.15 | ― | 3.66% | 23.27% | -20.85% | |
54 Neutral | ₹4.62B | 26.12 | ― | 0.34% | 48.83% | 36.34% | |
40 Underperform | ₹3.73B | 222.13 | ― | ― | 5.87% | ― |
* General Sector Average
IN:AFIL
Akme Fintrade (India) Limited
7.85
-1.11
-12.39%
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213.80
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Laxmi India Finance Limited
118.40
-24.00
-16.85%
IN:MONEYBOXX
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53.50
-32.25
-37.61%
Akme Fintrade (India) Limited Corporate Events
Akme Fintrade Raises ₹50 Crore via Secured Debentures on Private Placement
Sep 10, 2026
Akme Fintrade (India) Limited’s board has approved and completed the allotment of 50,000 secured, listed, rated, transferable, redeemable non-convertible debentures, split into Series A1 and A2, with a total issue size of ₹50 crore via...
Akme Fintrade Raises ₹50 Crore via Secured NCD Allotment
Sep 10, 2026
Akme Fintrade (India) Limited, a financial services company engaged in lending backed by loan receivables, relies on listed, secured non-convertible debentures to fund its operations and expand its credit portfolio. Its approach to tapping institu...
Akme Fintrade to Raise Up to INR 50 Crore via Secured NCD Issuance
Aug 24, 2026
Akme Fintrade (India) Limited has approved the issuance of listed, rated, senior, secured, transferable, redeemable non-convertible debentures of up to INR 50 crore in two series, A1 and A2, on a private placement basis to eligible investors. The ...
Akme Fintrade forfeits 20 lakh lapsed convertible warrants after investors miss payment deadline
Aug 6, 2026
Akme Fintrade (India) Limited has announced that 20,00,000 convertible warrants previously allotted to non-promoter investors have lapsed after warrant holders failed to pay the remaining 75% of the issue price within the 18-month exercise period....
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.