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Akme Fintrade (India) Limited (IN:AFIL)
:AFIL
India Market
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Akme Fintrade (India) Limited (AFIL) Price & Analysis

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AFIL Stock Chart & Stats

₹6.73
-₹1.26(-1.58%)
At close: 4:00 PM EST
₹6.73
-₹1.26(-1.58%)

Bulls Say, Bears Say

Bulls Say
Accelerating Revenue ScaleA ~152% YoY revenue step-up in FY2026 signals a material increase in scale and market traction for the lending franchise. Sustained top-line acceleration supports diversification of income, better fixed-cost absorption, and the capacity to fund growth or build reserves over the medium term.
Robust ProfitabilityA ~28% net margin in FY2026 indicates strong underlying profitability for a credit-services business, providing internal capital generation and cushioning for credit costs. Persistently high margins can enable reinvestment, support ROE, and give flexibility in pricing or provisioning over months.
Improving Capital EfficiencyRising equity alongside improved ROE (~10% in FY2026) suggests better capital efficiency as the firm scales its loan book. For a lender, improving ROE implies management is deploying capital more effectively, which can sustainably enhance shareholder returns if credit quality and funding remain stable.
Bears Say
Rising LeverageLeverage materially increased year-over-year, raising balance-sheet and funding risks typical for asset-led lenders. Higher debt amplifies sensitivity to interest rates, compresses flexibility for adverse credit cycles, and can constrain capital allocation if borrowing costs or regulatory buffers tighten.
Inconsistent Cash ConversionVolatile operating and free cash flows—large negative periods before a FY2026 rebound—indicate earnings do not consistently convert to cash. With free cash flow only ~75% of net income in FY2026, persistent conversion gaps can limit debt paydown, capital spending or dividend capacity over the medium term.
Margin VolatilityA decline from ~34% to ~28% net margin and notable year-to-year swings reduce earnings predictability. Margin volatility may reflect pricing, cost or credit-normalization dynamics, complicating forecasting and raising the risk that future profitability could be pressured during funding stress or competitive shifts.

Akme Fintrade (India) Limited News

AFIL FAQ

What was Akme Fintrade (India) Limited’s price range in the past 12 months?
Akme Fintrade (India) Limited lowest stock price was ₹3.93 and its highest was ₹11.28 in the past 12 months.
    What is Akme Fintrade (India) Limited’s market cap?
    Akme Fintrade (India) Limited’s market cap is ₹4.15B.
      When is Akme Fintrade (India) Limited’s upcoming earnings report date?
      Akme Fintrade (India) Limited’s upcoming earnings report date is Aug 03, 2026 which is in 22 days.
        How were Akme Fintrade (India) Limited’s earnings last quarter?
        Akme Fintrade (India) Limited released its earnings results on May 06, 2026. The company reported ₹0.29 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.29.
          Is Akme Fintrade (India) Limited overvalued?
          According to Wall Street analysts Akme Fintrade (India) Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Akme Fintrade (India) Limited pay dividends?
            Akme Fintrade (India) Limited does not currently pay dividends.
            What is Akme Fintrade (India) Limited’s EPS estimate?
            Akme Fintrade (India) Limited’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Akme Fintrade (India) Limited have?
            Akme Fintrade (India) Limited has 426,749,970 shares outstanding.
              What happened to Akme Fintrade (India) Limited’s price movement after its last earnings report?
              Akme Fintrade (India) Limited reported an EPS of ₹0.29 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.121%.
                Which hedge fund is a major shareholder of Akme Fintrade (India) Limited?
                Currently, no hedge funds are holding shares in IN:AFIL
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Akme Fintrade (India) Limited

                  Akme Fintrade (India) Limited functions as a non-banking financial institution, extending a variety of credit facilities across India. Its extensive array of financial products includes loans for two-wheelers, four-wheelers, pre-owned vehicles, commercial enterprises, solar energy systems, women entrepreneurship programs (Mahila Udyog), agricultural machinery, corporate funding, and working capital, as well as property-backed loans. This entity was founded in 1995 and its main office is located in Udaipur, India.

                  Akme Fintrade (India) Limited (AFIL) Earnings & Revenues

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