Want to see IN:MANCREDIT full AI Analyst Report?

Mangal Credit & Fincorp Ltd. (MANCREDIT) Price & Analysis

0 Followers

MANCREDIT Stock Chart & Stats

₹180.45

-₹5.00(-2.90%)

At close: Jan 07 4:00 PM EST

₹180.45

-₹5.00(-2.90%)

Day’s Range― - ―

52-Week Range₹152.95 - ₹262.00

Previous CloseN/A

Volume12.52K

Average Volume (3M)8.08K

Market Cap

₹5.09B

Enterprise Value₹7.54B

Total Cash (Recent Filing)₹777.60M

Total Debt (Recent Filing)₹2.76B

Price to Earnings (P/E)32.5

Beta0.22

Next Earnings

Aug 12, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.45%

Share Statistics

EPS (TTM)2.82

Shares Outstanding21,113,985

10 Day Avg. Volume7,466

30 Day Avg. Volume8,076

Financial Highlights & Ratios

PEG Ratio0.00

Price to Book (P/B)0.00

Price to Sales (P/S)0.00

P/FCF Ratio0.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue & Margin ExpansionA large, sustained increase in scale and margins indicates the firm has materially improved pricing power or product mix. Higher gross and net margins alongside rapid revenue growth support durable internal cash generation potential and reinvestment capacity if cash conversion normalizes.

Improved Return On EquityROE rising from near zero to ~8.9% shows better capital efficiency as earnings scale. Sustained improvement in ROE can drive shareholder value through retained earnings or lower equity needs, supporting longer-term growth funding if profitability persists.

Lending Business ModelAs an NBFC, the company benefits from a straightforward interest-spread model and recurring fee income from loan origination and servicing. Structural credit demand in India and diversified secured/unsecured product mix support predictable long-term revenue generation if underwriting and funding are managed prudently.

Bears Say

Poor Cash ConversionMaterial negative operating and free cash flows despite reported profit indicate earnings are not converting to cash. Persistent cash shortfalls raise liquidity and refinancing risk, forcing reliance on external funding and potentially constraining loan origination and balance sheet flexibility.

Rising LeverageA meaningful increase in debt-to-equity to ~1.92 denotes a debt-heavy capital structure. Elevated leverage reduces resilience to interest rate shifts or credit stress, increases fixed financing costs, and can amplify downside in tighter funding environments or underperforming asset quality.

Volatile Earnings QualityA dramatic step-change in margins and profitability within one year signals earnings volatility. Such swings make it harder to judge recurring earning power and sustainability of margin improvement, increasing execution risk and dependency on consistent underwriting and collections performance.

Mangal Credit & Fincorp Ltd. News

Mangal Credit & Fincorp Raises ₹20 Crore via Secured NCD Issue

Mangal Credit & Fincorp Ltd. ( ($IN:MANCREDIT) ) just unveiled an announcement. Mangal Credit & Fincorp Ltd. has...

10d ago

Mangal Credit & Fincorp to Weigh Preferential Fund-Raise at May 28 Board Meeting

The latest update is out from Mangal Credit & Fincorp Ltd. ( ($IN:MANCREDIT) ). Mangal Credit & Fincorp...

1M ago

MANCREDIT FAQ

What was Mangal Credit & Fincorp Ltd.’s price range in the past 12 months?

Mangal Credit & Fincorp Ltd. lowest stock price was ₹152.95 and its highest was ₹262.00 in the past 12 months.

What is Mangal Credit & Fincorp Ltd.’s market cap?

Mangal Credit & Fincorp Ltd.’s market cap is ₹5.09B.

When is Mangal Credit & Fincorp Ltd.’s upcoming earnings report date?

Mangal Credit & Fincorp Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 40 days.

How were Mangal Credit & Fincorp Ltd.’s earnings last quarter?

Mangal Credit & Fincorp Ltd. released its earnings results on May 28, 2026. The company reported ₹2.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.59.

Is Mangal Credit & Fincorp Ltd. overvalued?

According to Wall Street analysts Mangal Credit & Fincorp Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Mangal Credit & Fincorp Ltd. pay dividends?

Mangal Credit & Fincorp Ltd. pays a Notavailable dividend of ₹0.75 which represents an annual dividend yield of 0.45%. See more information on Mangal Credit & Fincorp Ltd. dividends here

What is Mangal Credit & Fincorp Ltd.’s EPS estimate?

Mangal Credit & Fincorp Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Mangal Credit & Fincorp Ltd. have?

Mangal Credit & Fincorp Ltd. has 21,113,985 shares outstanding.

What happened to Mangal Credit & Fincorp Ltd.’s price movement after its last earnings report?

Mangal Credit & Fincorp Ltd. reported an EPS of ₹2.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Mangal Credit & Fincorp Ltd.?

Currently, no hedge funds are holding shares in IN:MANCREDIT

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Mangal Credit & Fincorp Ltd.

Headquartered in Mumbai, India, Mangal Credit and Fincorp Limited operates as an Indian non-banking financial entity. Founded in 1961, the company, which previously traded as Tak Machinery & Leasing Limited until its renaming in June 2013, provides a diverse array of financial solutions. These offerings encompass loans for small and medium-sized enterprises (SMEs), personal credit, gold-backed financing, and loans against property, along with various other credit services.