Want to see IL:NAWI full AI Analyst Report?
Top Page
Nawi
(TASE:NAWI)
Select Model
Select Model
Rating:58Neutral
Price Target:
5,106.00
▲(18.58% Upside)
Action:Reiterated
Date:08/20/26
The score is primarily held back by weak cash-flow generation and high leverage, which increase financial and funding risk despite strong reported profitability. Technical indicators also point to a bearish trend. These negatives are partially offset by an attractive valuation (low P/E) and a high dividend yield.
Positive Factors
Revenue Momentum
The latest period shows renewed revenue momentum after weaker growth in prior years. A larger revenue base can support operating leverage and expand the company’s capacity to reinvest, although the durability of this acceleration remains important to monitor.
Negative Factors
High Leverage
Very high leverage leaves less room for error if funding costs rise or credit conditions tighten. The debt burden can constrain capital allocation, increase refinancing sensitivity, and make reported profitability less resilient during periods of weaker operating performance.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Momentum
The latest period shows renewed revenue momentum after weaker growth in prior years. A larger revenue base can support operating leverage and expand the company’s capacity to reinvest, although the durability of this acceleration remains important to monitor.
Read all positive factors
Nawi (NAWI) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪1.57B
Dividend Yield3.5%
Average Volume (3M)31.22K
Price to Earnings (P/E)6.5
Beta (1Y)1.18
Revenue Growth33.11%
EPS Growth48.58%
CountryIL
Employees80
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding32,545,550
10 Day Avg. Volume47,530
30 Day Avg. Volume31,217
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)1.75
Price to Sales (P/S)3.88
P/FCF Ratio-2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Nawi Business Overview & Revenue Model
Company Description
Nawi Brothers Group Ltd, established in Tel Aviv, Israel, in 1984, operates as a key provider of non-bank financial and credit solutions throughout the country. Formerly known as Golden Equity Holdings Ltd until its rebranding in January 2011, the...
Nawi Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
46
Neutral
Cash Flow
24
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 496.56M | 459.10M | 375.03M | 372.37M | 251.76M | 167.23M |
| Gross Profit | 284.39M | 262.58M | 234.29M | 225.52M | 187.44M | 140.99M |
| EBITDA | 236.71M | 222.11M | 200.71M | 178.65M | 175.48M | 141.43M |
| Net Income | 243.62M | 235.64M | 156.81M | 142.70M | 136.25M | 110.11M |
Balance Sheet | ||||||
| Total Assets | 5.76B | 5.39B | 4.13B | 3.40B | 3.43B | 3.34B |
| Cash, Cash Equivalents and Short-Term Investments | 188.56M | 19.92M | 196.58M | 229.72M | 133.04M | 80.59M |
| Total Debt | 4.58B | 4.33B | 3.16B | 2.53B | 2.70B | 2.66B |
| Total Liabilities | 4.66B | 4.37B | 3.22B | 2.59B | 2.74B | 2.70B |
| Stockholders Equity | 1.10B | 1.01B | 911.93M | 810.71M | 685.48M | 644.56M |
Cash Flow | ||||||
| Free Cash Flow | -840.98M | -865.87M | -258.51M | 229.42M | -98.37M | -281.77M |
| Operating Cash Flow | -835.74M | -861.53M | -258.46M | 229.43M | -98.34M | -281.05M |
| Investing Cash Flow | -206.67M | 25.99M | 160.91M | -94.45M | 68.00M | -160.06M |
| Financing Cash Flow | 1.04B | 840.69M | 97.50M | -136.39M | 30.74M | 441.67M |
Nawi Technical Analysis
Positive
4306.00
Price Trends
4570.12
Positive
4851.75
Positive
5039.15
Negative
Market Momentum
74.70
Negative
63.67
Neutral
88.84
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:NAWI, the sentiment is Positive. The current price of 4306 is below the 20-day moving average (MA) of 4565.15, below the 50-day MA of 4570.12, and below the 200-day MA of 5039.15, indicating a neutral trend. The MACD of 74.70 indicates Negative momentum. The RSI at 63.67 is Neutral, neither overbought nor oversold. The STOCH value of 88.84 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:NAWI.
Nawi Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | ₪689.83M | 7.90 | ― | 0.04% | 20.00% | 14.06% | |
65 Neutral | ₪1.49B | 7.32 | ― | 7.53% | 13.66% | 20.34% | |
64 Neutral | ₪604.98M | 9.24 | ― | 1.92% | 21.55% | 14.68% | |
61 Neutral | ₪2.09B | 9.81 | ― | 7.11% | -1.75% | 91.68% | |
58 Neutral | ₪1.57B | 6.49 | ― | 3.50% | 33.11% | 48.58% | |
57 Neutral | ₪3.77B | 16.31 | -1.68% | 4.52% | 7.18% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IL:NAWI
Nawi
4,910.00
-425.00
-7.97%
IL:ISCD
Isracard
1,138.00
-233.00
-16.99%
IL:MNIF
Menif
2,328.00
400.79
20.80%
IL:DIFI
Direct Finance
67,000.00
22,669.58
51.14%
IL:MCLL
Michlol Fin
1,201.00
-84.00
-6.54%
IL:JCFN
Jacob Finance & Investments Ltd.
2,779.00
-554.98
-16.65%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.