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IDT Corporation (IDT)
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IDT (IDT) AI Stock Analysis

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IDT

IDT

(NYSE:IDT)

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Neutral 68 (OpenAI - 4o)
Rating:68Neutral
Price Target:
$52.00
▲(7.19% Upside)
IDT's overall stock score reflects strong financial performance and positive earnings call sentiment, offset by bearish technical indicators. The company's strategic focus on digital and AI initiatives positions it well for future growth, despite current market challenges.

IDT (IDT) vs. SPDR S&P 500 ETF (SPY)

IDT Business Overview & Revenue Model

Company DescriptionIDT Corporation (IDT) is a multinational telecommunications and technology company that provides a variety of services, including voice and messaging, payment services, and retail telecommunications. The company operates through several segments, including telecommunications, payment services, and other technologies, serving both residential and business customers. IDT is known for its innovative solutions in the communications sector and its commitment to providing reliable services across its diverse product offerings.
How the Company Makes MoneyIDT generates revenue primarily through its telecommunications services, which include long-distance voice services, mobile top-up, and international calling. The company earns money by charging customers for these services, typically based on usage rates or subscription fees. Additionally, IDT's payment services segment generates revenue through transaction fees from money transfer services and payment processing. Strategic partnerships with other telecommunications companies and financial institutions enhance its service offerings and expand its customer base, contributing significantly to its earnings. Furthermore, IDT leverages technology to optimize its operations and enhance customer experience, enabling it to maintain a competitive edge in the market.

IDT Key Performance Indicators (KPIs)

Any
Any
Revenue by Geography
Revenue by Geography
Breaks down revenue across different regions, revealing where the company is strongest and where it may face risk or growth potential due to local economic conditions or market share shifts.
Chart InsightsIDT's revenue from the United States has shown a steady recovery since 2023, indicating a potential stabilization after previous declines. However, the United Kingdom continues to face a downward trend, which may reflect ongoing economic challenges or market conditions. The 'Other' category shows a recent uptick, suggesting potential growth opportunities outside traditional markets. The Netherlands remains inactive, highlighting a complete withdrawal or strategic shift from this region. Investors should monitor the U.S. market's recovery and explore the factors driving growth in the 'Other' category for future potential.
Data provided by:Main Street Data

IDT Earnings Call Summary

Earnings Call Date:Sep 29, 2025
(Q4-2025)
|
% Change Since: |
Next Earnings Date:Dec 08, 2025
Earnings Call Sentiment Neutral
The earnings call reflected a strong fiscal year with record growth in adjusted EBITDA driven by NRS and BOSS Money's digital expansion. However, challenges remain with advertising revenue declines and increased churn in NRS terminals. The sentiment is balanced with significant achievements and notable challenges.
Q4-2025 Updates
Positive Updates
Record Consolidated Adjusted EBITDA Growth
Consolidated adjusted EBITDA increased by 43% to a record $129 million for fiscal year 2025.
NRS Merchant Services and SaaS Revenue Growth
NRS merchant services and SaaS fee revenue drove significant top line growth, with adjusted EBITDA increasing by 37% to $34.2 million for the full fiscal year.
BOSS Money Digital Channel Expansion
BOSS Money's digital channel now contributes over 80% of remittance volume, with a 41% increase in cash sent and a 34% increase in transactions in the fourth quarter.
net2phone AI Agent Development
Approximately 1 in 10 sales conversations now include an AI agent, with plans to shift revenue models to usage-based, anticipating significant revenue at high margins.
Strong Financial Position
Balance sheet cash, cash equivalents, and current investments increased to $254 million, reflecting strong cash generation across all segments.
Negative Updates
NRS Advertising and Data Revenue Decline
Advertising and data revenue decreased by 8% year-over-year in Q4, with full-year growth roughly unchanged due to the loss of a programmatic advertising partner.
Challenges in Traditional Communications Segment
Despite steady growth in IDT Digital Payments, Traditional Communications is expected to see declines in gross profit and adjusted EBITDA due to expected declines in BOSS Revolution Calling and IDT Global businesses.
Increased Churn in NRS Terminals
NRS experienced an increase in churn, influenced by immigration enforcement impacting retailers, increased competition, and card scheme compliance issues.
Company Guidance
During the IDT Corporation's earnings conference call for the fourth quarter and full fiscal year 2025, the management highlighted several key metrics and strategic initiatives. The company achieved a 43% increase in consolidated adjusted EBITDA, reaching a record $129 million, driven by double-digit adjusted EBITDA expansion across all operating segments. NRS's merchant services and SaaS fees contributed significantly to top-line growth, with expectations for further revenue and adjusted EBITDA increases in fiscal 2026. The BOSS Money segment showed a strong digital channel expansion, with digital transactions contributing over 80% of remittance volume and cash sent increasing by 41% in Q4. Net2phone's income from operations increased by 74% in Q4, with plans to shift its revenue model to usage-based offerings centered around AI solutions. The company also reported a 3% increase in Q4 revenue, with its high-margin growth segments collectively contributing 31% of total revenue. For fiscal 2026, IDT projected adjusted EBITDA to grow by 7% to 10%, reaching between $141 million and $145 million, as it focuses on leveraging AI, enhancing digital platforms, and exploring strategic acquisitions to drive further growth.

IDT Financial Statement Overview

Summary
IDT has shown strong improvements in profitability and operational efficiency, with a robust balance sheet and significant cash flow generation. However, revenue growth volatility and cash flow management remain areas for improvement.
Income Statement
75
Positive
IDT has shown a strong improvement in its gross profit margin, increasing from 20.2% in 2021 to 36.2% in 2025, indicating enhanced cost efficiency. The net profit margin has also improved to 6.2% in 2025 from 5.3% in 2024, reflecting better profitability. Revenue growth has been volatile, with a significant decline in 2023 but a recovery in 2025. The EBIT and EBITDA margins have shown consistent improvement, suggesting better operational performance.
Balance Sheet
80
Positive
IDT's balance sheet is strong, with a very low debt-to-equity ratio of 0.0036 in 2025, indicating minimal leverage and financial risk. The return on equity is robust at 24.9%, showcasing effective use of equity to generate profits. The equity ratio has improved, reflecting a solid capital structure with a higher proportion of equity financing.
Cash Flow
70
Positive
The company has demonstrated strong free cash flow growth, particularly in 2025, indicating improved cash generation capabilities. The operating cash flow to net income ratio is healthy, suggesting efficient conversion of earnings into cash. However, the free cash flow to net income ratio, while strong, indicates room for improvement in cash flow management.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.23B1.23B1.21B1.24B1.36B1.45B
Gross Profit446.19M446.19M390.16M363.12M329.63M292.94M
EBITDA116.07M127.16M82.26M80.94M53.00M82.99M
Net Income76.09M76.09M64.45M40.49M27.03M96.47M
Balance Sheet
Total Assets626.20M626.20M550.10M510.81M497.09M512.65M
Cash, Cash Equivalents and Short-Term Investments253.79M253.79M193.00M152.25M137.75M163.59M
Total Debt1.10M1.10M1.53M2.88M4.61M5.47M
Total Liabilities295.79M295.79M283.54M300.34M316.27M346.04M
Stockholders Equity305.13M305.13M246.18M193.73M167.62M164.86M
Cash Flow
Free Cash Flow106.29M106.29M59.27M32.18M7.53M49.85M
Operating Cash Flow127.06M127.06M78.19M54.14M29.41M66.62M
Investing Cash Flow-20.74M-20.74M-748.00K-33.46M-33.78M-44.06M
Financing Cash Flow-23.42M-23.42M-17.23M-15.81M-15.62M-4.52M

IDT Technical Analysis

Technical Analysis Sentiment
Negative
Last Price48.51
Price Trends
50DMA
57.52
Negative
100DMA
59.92
Negative
200DMA
55.69
Negative
Market Momentum
MACD
-1.72
Negative
RSI
42.69
Neutral
STOCH
83.72
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDT, the sentiment is Negative. The current price of 48.51 is below the 20-day moving average (MA) of 48.83, below the 50-day MA of 57.52, and below the 200-day MA of 55.69, indicating a neutral trend. The MACD of -1.72 indicates Negative momentum. The RSI at 42.69 is Neutral, neither overbought nor oversold. The STOCH value of 83.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IDT.

IDT Risk Analysis

IDT disclosed 53 risk factors in its most recent earnings report. IDT reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

IDT Peers Comparison

Overall Rating
UnderperformOutperform
Sector (60)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
$1.28B17.0427.60%0.45%2.13%18.44%
$48.67B4.58-11.27%4.14%2.83%-41.78%
$2.22B20.10-5.41%
$1.27B-9.77%3.39%-18.28%-42.53%
$1.58B-103.84%-2.15%-1269.05%
$1.58B-1.33-103.84%-2.15%-1269.05%
$979.47M-3.82%-363.28%
* Communication Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IDT
IDT
50.70
4.41
9.53%
TV
Grupo Televisa, S.A.B.
2.64
0.23
9.54%
LILA
Liberty Global LiLAC
7.77
-2.13
-21.52%
LILAK
Liberty LiLAC Group
7.91
-1.87
-19.12%
ATUS
Altice Usa
2.09
-0.55
-20.83%
IHS
IHS Holding
6.85
4.03
142.91%

IDT Corporate Events

IDT Corporation Reports Record Growth Amid Challenges
Oct 10, 2025

IDT Corporation’s recent earnings call painted a picture of a company experiencing robust growth alongside notable challenges. The sentiment was balanced, highlighting record achievements in adjusted EBITDA, driven by NRS and BOSS Money’s digital expansion, while acknowledging hurdles such as declining advertising revenue and increased churn in NRS terminals.

IDT Corporation Faces Risks Amid Global Tariff Changes and Trade Uncertainty
Oct 2, 2025

IDT Corporation faces significant business risks due to changes in national policy and governmental actions related to tariffs and international trade agreements. The evolving global tariff landscape, marked by the United States’ imposition of a baseline 10% tariff on goods from all countries and reciprocal tariffs with trade-deficit nations, has created economic uncertainty. This uncertainty could lead to a global economic slowdown and long-term shifts in global trade dynamics, potentially affecting IDT’s access to suppliers and customers. Such developments may have a material adverse effect on the company’s business, results of operations, and overall outlook.

IDT Corporation Reports Strong Fiscal Year 2025 Results
Sep 30, 2025

IDT Corporation is a global provider of fintech and communications solutions, operating through a portfolio of synergistic businesses including National Retail Solutions, BOSS Money, net2phone, and IDT Digital Payments. The company is known for its innovative approach in serving underserved consumer markets and offering a wide range of communication services.

Dividends
IDT Declares Quarterly Cash Dividend Announcement
Positive
Sep 22, 2025

On September 22, 2025, IDT Corporation announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per share. The dividend is scheduled to be paid on October 10, 2025, to stockholders who are recorded as of September 30, 2025, reflecting the company’s ongoing commitment to returning value to its shareholders.

The most recent analyst rating on (IDT) stock is a Buy with a $72.00 price target. To see the full list of analyst forecasts on IDT stock, see the IDT Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 09, 2025