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Industrial & Commercial Bank of China (IDCBY)
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Industrial & Commercial Bank of China (IDCBY) Price & Analysis

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IDCBY Stock Chart & Stats

$19.07
$0.26(1.42%)
At close: 4:00 PM EDT
$19.07
$0.26(1.42%)

Bulls Say, Bears Say

Bulls Say
Broad-based Revenue And Profit GrowthThe combination of strong revenue growth and continued profit expansion indicates broad operating momentum across ICBC’s large customer and product base. Sustained top-line progress should support investment in technology, risk management and business development over the next several quarters.
Improving Asset Quality And Loss-absorbing CapacityImproving non-performing-loan metrics alongside high provision coverage and strong capital adequacy provides meaningful protection against credit losses. This strengthens the bank’s ability to absorb deterioration, maintain lending activity and preserve confidence through changing economic conditions.
International Expansion Supports DiversificationA broad international network and faster overseas profit growth diversify ICBC beyond its domestic banking franchise. Cross-border RMB activity and expanded clearing capabilities can deepen institutional relationships, support fee generation and create durable growth opportunities across international markets.
Bears Say
Persistent Net Interest Margin PressureLimited NIM improvement leaves earnings sensitive to funding costs and loan pricing. As favorable deposit repricing effects fade, the bank may need stronger volume growth, tighter liability management and greater fee income to offset pressure on its core lending spread.
Retail And Inclusive-finance Credit StressOngoing stress in retail and inclusive-finance portfolios creates a continuing risk of higher credit costs and additional provisioning. Even with remediation underway, weakness in these segments could dilute otherwise improving asset-quality metrics and constrain profitable loan growth.
Higher Leverage Increases Balance-sheet SensitivityThe sharp rise in debt-to-equity makes the balance sheet more sensitive to credit conditions and funding costs, despite steady returns on equity. Greater leverage can reduce financial flexibility and heighten the impact of adverse conditions on capital and earnings stability.

Industrial & Commercial Bank of China News

IDCBY FAQ

What was Industrial & Commercial Bank of China’s price range in the past 12 months?
Industrial & Commercial Bank of China lowest stock price was $14.39 and its highest was $19.63 in the past 12 months.
    What is Industrial & Commercial Bank of China’s market cap?
    Industrial & Commercial Bank of China’s market cap is $409.40B.
      When is Industrial & Commercial Bank of China’s upcoming earnings report date?
      Industrial & Commercial Bank of China’s upcoming earnings report date is Oct 23, 2026 which is in 34 days.
        How were Industrial & Commercial Bank of China’s earnings last quarter?
        Industrial & Commercial Bank of China released its earnings results on Aug 28, 2026. The company reported $0.737 earnings per share for the quarter, beating the consensus estimate of $0.722 by $0.015.
          Is Industrial & Commercial Bank of China overvalued?
          According to Wall Street analysts Industrial & Commercial Bank of China’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Industrial & Commercial Bank of China pay dividends?
            Industrial & Commercial Bank of China pays a Semiannually dividend of $0.496 which represents an annual dividend yield of 4.64%. See more information on Industrial & Commercial Bank of China dividends here
              What is Industrial & Commercial Bank of China’s EPS estimate?
              Industrial & Commercial Bank of China’s EPS estimate is 0.86.
                How many shares outstanding does Industrial & Commercial Bank of China have?
                Industrial & Commercial Bank of China has 4,339,702,600 shares outstanding.
                  What happened to Industrial & Commercial Bank of China’s price movement after its last earnings report?
                  Industrial & Commercial Bank of China reported an EPS of $0.737 in its last earnings report, beating expectations of $0.722. Following the earnings report the stock price went down -0.137%.
                    Which hedge fund is a major shareholder of Industrial & Commercial Bank of China?
                    Currently, no hedge funds are holding shares in IDCBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Industrial & Commercial Bank of China

                      Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across international markets. Its operations are structured into three principal segments: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking division is dedicated to furnishing financial solutions for enterprises, governmental bodies, and other financial institutions. This encompasses offerings such as business loans, trade finance facilities, deposit accounts, corporate asset management, custodial functions, and a diverse range of corporate intermediary services. Conversely, the Personal Banking segment focuses on meeting the financial requirements of individual customers, with a portfolio that includes personal credit facilities, payment cards, savings and current accounts, as well as individual wealth management and brokerage services. The Treasury Operations segment is responsible for managing transactions within money markets, overseeing investment securities portfolios, engaging in foreign exchange dealings, and managing derivative positions. Beyond these core areas, the bank extends its offerings to include digital banking services, investment banking advisory, financial leasing, and insurance products. Founded in Beijing, the People's Republic of China, in 1984, the company maintains its headquarters there.

                      Industrial & Commercial Bank of China (IDCBY) Earnings & Revenues

                      IDCBY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed strong operational momentum across multiple dimensions — top-line growth, improved asset quality metrics, expanded international footprint, significant progress on digital and AI initiatives, and a meaningful lift in shareholder returns. Management acknowledged margin headwinds, retail/inclusive asset-quality pressure and the temporary nature of some repricing benefits, but emphasized proactive risk remediation and diversified fee/international income as offsets. Overall, positives (broad-based revenue growth, solid capital buffers, digital/AI deployment and clear support for tech and international RMB business) outweigh the manageable near-term challenges.View all IDCBY earnings summaries
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                      Ownership Overview

                      <0.01%99.99%
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                      <0.01% Other Institutional Investors
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