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Hilltop Holdings (HTH) Ratios
Hilltop Holdings Ratios
HTH's free cash flow for Q3 2026 was $503.62M. For the 2026 fiscal year, HTH's free cash flow was decreased by $-4.20M and operating cash flow was $507.82M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.24 | 0.39 | 0.37 | 0.32 | 0.43 |
| Quick Ratio | 0.24 | 0.39 | 0.37 | 0.32 | 0.43 |
| Cash Ratio | 0.24 | 0.17 | 0.14 | 0.12 | 0.18 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | -0.02 | 0.02 | 0.03 | 0.09 | 0.05 |
| Short-Term Operating Cash Flow Coverage | -0.11 | 0.31 | 0.47 | 1.16 | 0.77 |
| Net Current Asset Value | $ -12.42B | $ -8.90B | $ -9.38B | $ -9.92B | $ -9.51B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.08 | 0.08 | 0.09 | 0.08 |
| Debt-to-Equity Ratio | 0.43 | 0.62 | 0.66 | 0.73 | 0.58 |
| Debt-to-Capital Ratio | 0.30 | 0.38 | 0.40 | 0.42 | 0.37 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.14 | 0.14 | 0.14 | 0.12 |
| Financial Leverage Ratio | 7.31 | 7.43 | 7.76 | 7.95 | 7.41 |
| Debt Service Coverage Ratio | 0.18 | 0.11 | 0.11 | 0.13 | 0.37 |
| Interest Coverage Ratio | 0.64 | 0.37 | 0.40 | 1.18 | 4.71 |
| Debt to Market Cap | 0.40 | 0.67 | 0.56 | 0.65 | 0.47 |
| Interest Debt Per Share | 20.26 | 27.16 | 27.10 | 23.12 | 19.60 |
| Net Debt to EBITDA | -1.29 | -5.46 | -2.77 | -0.44 | -2.55 |
| Profitability Margins | |||||
| Gross Profit Margin | 78.42% | 72.78% | 74.07% | 89.62% | 97.37% |
| EBIT Margin | 13.60% | 10.01% | 9.92% | 11.54% | 27.19% |
| EBITDA Margin | 14.57% | 11.30% | 11.22% | 13.95% | 28.52% |
| Operating Profit Margin | 13.60% | 10.01% | 9.92% | 11.54% | 27.19% |
| Pretax Profit Margin | 13.60% | 10.01% | 9.92% | 11.54% | 27.19% |
| Net Profit Margin | 10.19% | 7.35% | 7.29% | 8.36% | 20.20% |
| Continuous Operations Profit Margin | 10.58% | 7.99% | 7.85% | 8.82% | 20.83% |
| Net Income Per EBT | 74.91% | 73.39% | 73.53% | 72.46% | 74.29% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.05% | 0.70% | 0.67% | 0.70% | 2.00% |
| Return on Equity (ROE) | 7.64% | 5.17% | 5.16% | 5.53% | 14.85% |
| Return on Capital Employed (ROCE) | 2.05% | 5.18% | 4.91% | 5.27% | 14.84% |
| Return on Invested Capital (ROIC) | -6.78% | 3.18% | 2.97% | 3.00% | 8.79% |
| Return on Tangible Assets | 1.06% | 0.71% | 0.68% | 0.71% | 2.04% |
| Earnings Yield | 7.78% | 6.08% | 4.79% | 5.35% | 13.20% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1.06 | 0.96 | 1.30 | 1.11 |
| Payables Turnover | 0.23 | 0.31 | 0.27 | 0.15 | 0.03 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.13 | 6.45 | 5.84 | 4.71 | 5.85 |
| Asset Turnover | 0.10 | 0.09 | 0.09 | 0.08 | 0.10 |
| Working Capital Turnover Ratio | -0.27 | -0.19 | -0.17 | -0.15 | -0.20 |
| Cash Conversion Cycle | -1580.62 | -814.80 | -957.23 | -2231.59 | -10725.07 |
| Days of Sales Outstanding | 0.00 | 343.97 | 382.07 | 280.06 | 329.40 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 1580.62 | 1158.78 | 1339.30 | 2511.65 | 11054.46 |
| Operating Cycle | 0.00 | 343.97 | 382.07 | 280.06 | 329.40 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.25 | 4.21 | 6.81 | 16.89 | 9.49 |
| Free Cash Flow Per Share | -1.52 | 4.10 | 6.68 | 16.75 | 9.18 |
| Dividend Paid and CapEx Coverage Ratio | -1.26 | 5.33 | 8.84 | 22.54 | 12.01 |
| Capital Expenditure Coverage Ratio | -4.65 | 38.41 | 52.19 | 121.40 | 30.93 |
| Operating Cash Flow Coverage Ratio | -0.08 | 0.20 | 0.32 | 0.79 | 0.52 |
| Operating Cash Flow to Sales Ratio | -0.05 | 0.18 | 0.29 | 0.88 | 0.41 |
| Free Cash Flow Yield | -4.47% | 14.33% | 18.97% | 55.81% | 26.12% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.86 | 16.45 | 20.89 | 18.68 | 7.57 |
| Price-to-Sales (P/S) Ratio | 1.31 | 1.21 | 1.52 | 1.56 | 1.53 |
| Price-to-Book (P/B) Ratio | 0.98 | 0.85 | 1.08 | 1.03 | 1.12 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -22.38 | 6.98 | 5.27 | 1.79 | 3.83 |
| Price-to-Operating Cash Flow Ratio | -27.19 | 6.80 | 5.17 | 1.78 | 3.70 |
| Price-to-Earnings Growth (PEG) Ratio | 0.25 | 5.56 | 4.20 | -0.29 | 6.95 |
| Enterprise Value Multiple | 7.70 | 5.23 | 10.80 | 10.76 | 2.81 |
| Enterprise Value | 1.82B | 911.03M | 1.82B | 2.03B | 1.49B |
| EV to EBITDA | 7.70 | 5.23 | 10.80 | 10.76 | 2.81 |
| EV to Sales | 1.12 | 0.59 | 1.21 | 1.50 | 0.80 |
| EV to Free Cash Flow | -19.17 | 3.41 | 4.19 | 1.72 | 2.01 |
| EV to Operating Cash Flow | -23.29 | 3.33 | 4.11 | 1.71 | 1.94 |
| Tangible Book Value Per Share | 30.69 | 29.81 | 27.33 | 24.03 | 27.00 |
| Shareholders’ Equity Per Share | 34.58 | 33.67 | 32.64 | 29.04 | 31.26 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.20 | 0.21 | 0.24 | 0.23 |
| Revenue Per Share | 25.92 | 23.70 | 23.12 | 19.21 | 22.97 |
| Net Income Per Share | 2.64 | 1.74 | 1.69 | 1.61 | 4.64 |
| Tax Burden | 0.75 | 0.73 | 0.74 | 0.72 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.50 | 0.45 | 0.45 | 0.57 | 0.54 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Income Quality | -0.47 | 2.22 | 3.76 | 9.97 | 2.04 |
Currency in USD
