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Merdeka Financial Group Limited (HK:8163)
:8163
Hong Kong Market
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Merdeka Financial Group Limited (8163) AI Stock Analysis

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HK:8163

Merdeka Financial Group Limited

(8163)

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Neutral 47 (OpenAI - Gpt-5.6Sol)
Rating:47Neutral
Price Target:
HK$0.04
▼(-65.00% Downside)
Action:Reiterated
Date:06/23/26
The score is primarily held back by weak financial performance (continued net losses and declining 2025 revenue), despite improving balance-sheet strength (positive equity, low leverage) and a return to positive operating/free cash flow. Technicals are mildly supportive in the near term, while valuation remains challenged due to negative earnings and no dividend support.
Positive Factors
Balance-sheet repair
The return to positive equity and very low leverage materially improves financial resilience compared with the earlier period of negative equity and higher leverage. A stronger capital base can support operations and reduce balance-sheet pressure over the next several quarters.
Negative Factors
Declining revenue
The reversal from revenue growth to a 17.2% decline highlights an inconsistent top-line trajectory and weakens the foundation for scaling earnings. Persistent contraction would limit operating leverage, reduce resources for investment, and make a durable recovery in profitability more difficult.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance-sheet repair
The return to positive equity and very low leverage materially improves financial resilience compared with the earlier period of negative equity and higher leverage. A stronger capital base can support operations and reduce balance-sheet pressure over the next several quarters.
Read all positive factors

Merdeka Financial Group Limited (8163) vs. iShares MSCI Hong Kong ETF (EWH)

Merdeka Financial Group Limited Business Overview & Revenue Model

Company Description
Operating across Hong Kong and the People's Republic of China, Merdeka Financial Group Limited operates as an investment holding company with diversified interests in commercial trade, financial services, and information technology. Its Commercial...
How the Company Makes Money
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Merdeka Financial Group Limited Financial Statement Overview

Summary
Financials show stabilization but remain weak overall: 2025 revenue fell (-17.2% YoY) and the company is still loss-making (net margin -58.9%) with negative EBIT/EBITDA margins. Offsetting this, losses narrowed materially vs. 2024, gross margin rebounded, equity is now positive with low leverage (~0.05 debt-to-equity), and operating/free cash flow turned positive in 2025.
Income Statement
28
Negative
Balance Sheet
56
Neutral
Cash Flow
45
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue20.52M23.36M18.94M18.15M21.20M
Gross Profit17.46M-16.87M18.91M-17.08M-11.16M
EBITDA-5.71M-14.91M-6.67M-10.54M-6.76M
Net Income-12.08M-27.27M-25.67M-30.62M-31.12M
Balance Sheet
Total Assets34.81M36.40M56.71M79.10M88.89M
Cash, Cash Equivalents and Short-Term Investments7.59M6.77M18.43M23.34M36.66M
Total Debt1.49M3.23M80.93M91.94M95.70M
Total Liabilities6.61M15.44M91.52M108.03M116.39M
Stockholders Equity28.20M20.96M-34.80M-28.93M-27.50M
Cash Flow
Free Cash Flow934.00K-11.80M-8.84M-5.77M-1.61M
Operating Cash Flow1.54M-11.67M-7.98M-5.75M1.84M
Investing Cash Flow2.14M470.00K1.28M-3.20M-3.27M
Financing Cash Flow-3.06M3.45M-2.21M-4.38M10.27M

Merdeka Financial Group Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.10
Price Trends
50DMA
0.04
Negative
100DMA
0.04
Positive
200DMA
0.05
Negative
Market Momentum
MACD
<0.01
Positive
RSI
56.63
Neutral
STOCH
125.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8163, the sentiment is Negative. The current price of 0.1 is above the 20-day moving average (MA) of 0.04, above the 50-day MA of 0.04, and above the 200-day MA of 0.05, indicating a bearish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 56.63 is Neutral, neither overbought nor oversold. The STOCH value of 125.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8163.

Merdeka Financial Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
58
Neutral
HK$41.33M21.060.53%27.95%876.00%
48
Neutral
HK$71.19M-3.48-23.81%2.30%-36.37%-288.55%
47
Neutral
HK$36.91M-2.40-35.61%-15.30%0.62%
46
Neutral
HK$33.60M-1.16-16.08%-45.23%54.71%
44
Neutral
HK$40.37M-3.09-16.65%-27.02%-7100.00%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:8163
Merdeka Financial Group Limited
0.04
-0.06
-64.00%
HK:8226
KOALA Financial Group
0.10
-0.03
-20.80%
HK:8340
Vinco Financial Group Limited
0.89
-0.24
-21.24%
HK:1225
Lerado Financial Group Co. Ltd.
0.25
0.02
11.36%
HK:8210
DLC Asia Ltd.
0.05
-0.01
-17.74%
HK:8621
Metropolis Capital Holdings Ltd.
0.04
>-0.01
-2.78%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 23, 2026