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SY Holdings Group Limited
(6069)
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Rating:62Neutral
Price Target:
HK$6.50
▼(-41.96% Downside)
Action:Reiterated
Date:08/20/26
The score is driven primarily by solid fundamentals (high profitability and improving leverage) and supportive valuation (moderate P/E with a very high dividend yield). These positives are tempered by weak technicals (price below key moving averages with negative MACD) and mixed cash-flow/revenue consistency, which increase near-term risk.
Positive Factors
High profitability
Very high gross and net margins indicate strong earnings power within the financing model, while improved net income shows that profitability is currently translating into bottom-line growth. This provides internal capacity to support operations and strengthens resilience over the next several quarters.
Negative Factors
Meaningful debt reliance
Although leverage has improved, debt-to-equity remains meaningful for a credit services business. Continued reliance on debt funding can amplify financial pressure when credit conditions tighten, potentially constraining funding flexibility and increasing the sensitivity of results to financing conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability
Very high gross and net margins indicate strong earnings power within the financing model, while improved net income shows that profitability is currently translating into bottom-line growth. This provides internal capacity to support operations and strengthens resilience over the next several quarters.
Read all positive factors
SY Holdings Group Limited (6069) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$6.51B
Dividend Yield17.48%
Average Volume (3M)5.87M
Price to Earnings (P/E)11.0
Beta (1Y)0.63
Revenue Growth16.77%
EPS Growth10.04%
CountryHK
Employees402
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.47
Shares Outstanding1,066,275,800
10 Day Avg. Volume4,685,750
30 Day Avg. Volume5,872,489
Financial Highlights & Ratios
PEG Ratio1.01
Price to Book (P/B)2.24
Price to Sales (P/S)10.29
P/FCF Ratio6.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$8.95Price Target Upside-20.13% Downside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.48
Revenue Forecast (FY)HK$1.13B
SY Holdings Group Limited Business Overview & Revenue Model
Company Description
SY Holdings Group Limited, an investment holding company headquartered in Shenzhen, PRC, and established in 2013, provides advanced supply chain technology and digital financial solutions to businesses across the Asia-Pacific region. Operating thr...
How the Company Makes Money
The company makes money mainly by providing supply chain finance solutions and earning income associated with arranging and delivering those financing services. Key revenue streams typically include (1) interest income and/or financing-related inc...
SY Holdings Group Limited Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 936.37M | 951.18M | 919.37M | 963.52M | 800.42M | 480.17M |
| Gross Profit | 858.46M | 877.89M | 901.61M | 764.63M | 750.56M | 556.65M |
| EBITDA | 926.67M | 905.82M | 647.58M | 810.95M | 590.98M | 328.77M |
| Net Income | 480.17M | 466.51M | 380.18M | 268.25M | 219.40M | 411.04M |
Balance Sheet | ||||||
| Total Assets | 10.73B | 11.61B | 10.60B | 11.82B | 11.38B | 8.80B |
| Cash, Cash Equivalents and Short-Term Investments | 2.33B | 2.65B | 5.74B | 8.54B | 9.03B | 7.55B |
| Total Debt | 4.22B | 5.16B | 5.15B | 7.26B | 6.62B | 4.36B |
| Total Liabilities | 6.79B | 7.19B | 6.48B | 7.76B | 7.25B | 4.85B |
| Stockholders Equity | 3.89B | 4.37B | 4.07B | 3.93B | 3.92B | 3.77B |
Cash Flow | ||||||
| Free Cash Flow | -29.72M | 1.62B | 2.68B | 1.62B | -883.45M | -129.31M |
| Operating Cash Flow | 102.42M | 2.09B | 2.76B | 1.68B | -769.20M | -95.51M |
| Investing Cash Flow | 342.70M | -999.36M | -311.00M | -898.41M | -618.86M | -220.36M |
| Financing Cash Flow | -15.06M | -766.74M | -2.59B | -705.91M | 1.21B | 775.40M |
SY Holdings Group Limited Technical Analysis
Negative
11.20
Price Trends
6.98
Negative
7.55
Negative
8.78
Negative
Market Momentum
-0.24
Positive
30.28
Neutral
11.44
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6069, the sentiment is Negative. The current price of 11.2 is above the 20-day moving average (MA) of 6.61, above the 50-day MA of 6.98, and above the 200-day MA of 8.78, indicating a bearish trend. The MACD of -0.24 indicates Positive momentum. The RSI at 30.28 is Neutral, neither overbought nor oversold. The STOCH value of 11.44 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6069.
SY Holdings Group Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | HK$6.51B | 10.96 | 11.62% | 17.48% | 16.77% | 10.04% | |
60 Neutral | HK$3.81B | 7.69 | 11.07% | 6.39% | 3.01% | 16.01% | |
55 Neutral | HK$442.35M | -0.51 | -19.32% | 26.60% | -32.03% | -235.24% | |
54 Neutral | HK$1.64B | 11.34 | 3.61% | 12.05% | 26.14% | 90.63% | |
49 Neutral | HK$2.11B | -65.61 | -190.90% | ― | 31.07% | -57.85% | |
43 Neutral | HK$627.54M | -3.19 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:6069
SY Holdings Group Limited
6.04
-4.27
-41.45%
HK:0628
Gome Finance Technology Co
0.26
0.00
0.00%
HK:2051
51 Credit Card Inc.
0.39
-0.24
-37.90%
HK:0900
AEON Credit Service (Asia) Co., Ltd.
9.08
2.46
37.08%
HK:2003
VCREDIT Holdings Limited
0.94
-2.37
-71.60%
HK:8239
Capital Finance Holdings Limited
21.56
13.26
159.76%
SY Holdings Group Limited Corporate Events
SY Holdings Revamps Company Secretary Role to Bolster Governance
Sep 4, 2026
SY Holdings Group Limited has announced a change in key corporate governance roles, with company secretary and authorised representative Mr. Wang Zheng resigning effective 4 September 2026, following confirmation that he has no disagreement with t...
SY Holdings posts steady profit growth as SME fintech platform scales up
Aug 18, 2026
SY Holdings Group Limited reported a modest return to growth for the six months ended 30 June 2026, as platform-based technology services drove a 1.0% rise in total revenue to RMB421.7 million and a 4.0% increase in profit after tax to RMB211.1 mi...
SY Holdings updates HK dollar option for 2025 final dividend
Aug 11, 2026
SY Holdings Group Limited has announced a final ordinary cash dividend of RMB 0.4047 per share for the financial year ended 31 December 2025, with shareholders given the option to receive payment in Hong Kong dollars at HKD 0.4689 per share. The c...
SY Holdings Sets August Board Meeting to Approve Interim Results and Consider Dividend
Jul 24, 2026
SY Holdings Group Limited has scheduled a board meeting for 18 August 2026 to review and approve the unaudited interim results for the six months ended 30 June 2026, and to clear the related results announcement for publication on the Hong Kong st...
SY Holdings Grants Share Options and Restricted Awards to Boost Long-Term Incentives
Jun 24, 2026
SY Holdings Group Limited has granted 5,000,000 share options to a non-director employee under its share scheme adopted in May 2024, at an exercise price of HK$8.09 per share. The options, which vest over three years subject to performance and ris...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.