Gome Finance Technology Co (0628) AI Stock Analysis

• Market Cap: HK$1.51B
• Dividend Yield: N/A
• Average Volume (3M): 723.07K
• Price to Earnings (P/E): 23.0
• Beta (1Y): -0.26
• Revenue Growth: 209.87%
• EPS Growth: -14.29%
• Country: HK
• Employees: 381
• Sector: Financial
• Sector Strength: 88
• Industry: Financial - Credit Services
• EPS (TTM): 0.01
• Shares Outstanding: 5,201,123,000
• 10 Day Avg. Volume: 465,424
• 30 Day Avg. Volume: 723,072
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• Price to Cash Flow (P/CF): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Gome Finance Technology Co's overall stock score reflects strong revenue growth and operational efficiency, supported by a robust balance sheet with low leverage. However, challenges with cash flow and modest net profit margins highlight areas for improvement. The technical indicators suggest moderate market momentum, while the valuation remains reasonable but lacks dividend appeal. Continued focus on cash flow management and profitability will be crucial for enhancing financial health and supporting stock performance.

Gome Finance Technology Co Business Overview & Revenue Model

Company Description

Gome Finance Technology Co (0628) is a company operating in the financial technology sector, primarily involved in providing financial services and solutions. The company focuses on consumer finance, offering products and services that cater to the financial needs of individual consumers, including loans and other credit-related services.

How the Company Makes Money

Gome Finance Technology Co generates revenue through interest income from its lending activities, including personal loans and other credit products offered to consumers. The company may also earn fees associated with loan origination and processing. Key factors contributing to its earnings include strategic partnerships with financial institutions and leveraging technology to enhance customer acquisition and service delivery. Additionally, the company might engage in cross-selling financial products to its customer base, further diversifying its revenue streams.

Gome Finance Technology Co Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement		Total Revenue
91.02M	75.10M	62.73M	75.40M	63.44M
	Gross Profit
87.62M	75.10M	62.73M	75.40M	63.44M
	EBIT
46.08M	33.75M	-123.55M	22.58M	-35.20M
	EBITDA
0.00	0.00	0.00	0.00	0.00
	Net Income Common Stockholders
37.00M	-5.64M	-127.98M	14.32M	-31.97M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
284.38M	303.30M	247.22M	350.43M	316.76M
	Total Assets
1.70B	2.04B	2.44B	2.57B	2.72B
	Total Debt
567.00K	387.07M	879.61M	839.58M	960.62M
	Net Debt
-284.38M	83.77M	632.39M	489.14M	643.86M
	Total Liabilities
18.01M	403.64M	891.10M	867.09M	975.62M
	Stockholders Equity
1.68B	1.63B	1.55B	1.70B	1.75B
Cash Flow		Free Cash Flow
-84.25M	-21.65M	-52.39M	79.06M	-169.89M
	Operating Cash Flow
-84.25M	-21.65M	-52.39M	79.06M	-169.88M
	Investing Cash Flow
443.16M	585.59M	-60.28M	118.90M	60.18M
	Financing Cash Flow
-391.74M	-527.64M	151.00K	-155.13M	110.56M

Gome Finance Technology Co Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.29
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0628, the sentiment is Positive. The current price of 0.29 is above the 20-day moving average (MA) of 0.29, above the 50-day MA of 0.27, and below the 200-day MA of 0.29, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 54.81 is Neutral, neither overbought nor oversold. The STOCH value of 56.98 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0628.

Gome Finance Technology Co Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
1288	82 Outperform	$1.87T	5.44	10.94%	8.96%	-0.43%	11.31%
1398	78 Outperform	$2.43T	4.98		9.11%	-3.41%	-0.73%
0011	76 Outperform	$180.79B	10.30	11.23%	6.41%	-2.77%	4.04%
0628	68 Neutral	HK$1.51B	23.02	2.01%	―	209.87%	-14.29%
Sector *	64 Neutral	$12.64B	9.74	8.05%	17044.60%	12.66%	-4.62%
0023	63 Neutral	$27.47B	6.85	4.04%	6.39%	1.77%	15.22%
3319	46 Neutral	HK$4.15B	―	-29.17%	3.57%	-11.94%	-756.32%

Gome Finance Technology Co Corporate Events

Tong Tong AI Social Group Reports Significant Revenue Growth in 2024

Tong Tong AI Social Group Limited announced a substantial increase in revenue and operating profit for the year ended December 31, 2024. The company’s revenue rose by 222.1% to RMB264.1 million, while operating profit increased by 47.1% to RMB67.8 million. Despite these gains, the Board did not recommend a final dividend for the year. The results indicate a strong financial performance, reflecting the company’s successful strategic initiatives and market positioning.

Tong Tong AI Expands Control with OPCO Acquisitions

Tong Tong AI Social Group Limited has announced acquisitions of OPCO A and OPCO B through contractual arrangements, allowing effective control over their finances and operations. These acquisitions, which involve connected transactions under Hong Kong’s Listing Rules, will consolidate the financial results of both OPCOs into the company’s group results, enhancing its operational scope and economic interests.

Tong Tong AI Social Group Appoints New Chairman

Tong Tong AI Social Group Limited has announced the appointment of Mr. Zhou Yafei as the Chairman of the Board, effective March 18, 2025. Mr. Zhou, who has been an executive director since March 2021, will continue to oversee the company’s management and strategic direction, ensuring effective communication with independent directors. This leadership change is expected to reinforce the company’s strategic initiatives and operational management.

Tong Tong AI Social Group Announces Board and Committee Roles

Tong Tong AI Social Group Limited, a company incorporated in Bermuda, has announced the composition of its board of directors and the roles within its four key committees. The announcement outlines the leadership structure, which includes executive, non-executive, and independent non-executive directors, and highlights the strategic roles assigned to each committee, potentially impacting the company’s governance and strategic direction.

Tong Tong AI Social Group Schedules Board Meeting for Annual Results

Tong Tong AI Social Group Limited, a company listed on the Hong Kong Stock Exchange, has announced that its board of directors will meet on March 28, 2025, to approve the audited annual results for the year ending December 31, 2024. The meeting will also consider the recommendation of a final dividend and address other business matters.