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Gome Finance Technology Co
(0628)
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Rating:61Neutral
Price Target:
HK$0.34
▲(69.00% Upside)
Action:Reiterated
Date:08/20/26
The score is held back primarily by weak and inconsistent cash generation (negative operating and free cash flow despite profits), partially offset by a strengthened low-leverage balance sheet and a constructive technical trend with neutral-to-positive momentum. Valuation is moderate-to-elevated (P/E ~23.8) without a provided dividend yield to add support.
Positive Factors
Profitability recovery
The return to meaningful profitability improves internal funding capacity and indicates better operating performance than in prior loss years. Sustaining this recovery would strengthen resilience, although consistency remains important.
Negative Factors
Persistent negative cash generation
Profit is not consistently converting into cash, creating working-capital and collection risk. Persistent cash deficits can limit reinvestment and financial flexibility, even with low leverage, and may weaken the quality of reported earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability recovery
The return to meaningful profitability improves internal funding capacity and indicates better operating performance than in prior loss years. Sustaining this recovery would strengthen resilience, although consistency remains important.
Read all positive factors
Gome Finance Technology Co (0628) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.79B
Dividend Yield12.05%
Average Volume (3M)26.14M
Price to Earnings (P/E)15.4
Beta (1Y)0.23
Revenue Growth26.14%
EPS Growth90.63%
CountryHK
Employees325
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.02
Shares Outstanding5,201,123,000
10 Day Avg. Volume21,997,441
30 Day Avg. Volume26,137,190
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)0.40
Price to Sales (P/S)2.17
P/FCF Ratio-50.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gome Finance Technology Co Business Overview & Revenue Model
Company Description
Operating as an investment holding company, Gome Finance Technology Co., Ltd. delivers diverse financial solutions across both Hong Kong and Mainland China. The firm's operations are structured into two main divisions: commercial factoring and var...
Gome Finance Technology Co Financial Statement Overview
Summary
Income Statement
64
Positive
Balance Sheet
78
Positive
Cash Flow
30
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 504.50M | 429.27M | 269.64M | 91.02M | 95.30M | 95.46M |
| Gross Profit | 507.00M | 347.67M | 266.17M | 87.62M | 95.28M | 62.73M |
| EBITDA | 87.40M | 62.37M | 105.81M | 47.25M | 76.05M | -122.17M |
| Net Income | 83.26M | 60.12M | 39.64M | 37.00M | -5.64M | -127.98M |
Balance Sheet | ||||||
| Total Assets | 2.76B | 2.74B | 2.61B | 1.70B | 2.04B | 2.44B |
| Cash, Cash Equivalents and Short-Term Investments | 55.45M | 27.37M | 131.02M | 284.38M | 303.10M | 247.04M |
| Total Debt | 191.13M | 153.70M | 60.80M | 567.00K | 387.07M | 879.61M |
| Total Liabilities | 364.62M | 308.09M | 142.42M | 18.01M | 403.64M | 891.10M |
| Stockholders Equity | 2.31B | 2.30B | 2.27B | 1.68B | 1.63B | 1.55B |
Cash Flow | ||||||
| Free Cash Flow | -15.02M | -18.44M | -187.88M | -84.25M | -21.65M | -52.39M |
| Operating Cash Flow | -14.76M | -17.94M | -152.26M | -84.25M | -21.65M | -52.39M |
| Investing Cash Flow | -117.18M | -123.36M | -22.02M | 443.16M | 585.59M | -60.28M |
| Financing Cash Flow | 78.56M | 65.94M | -1.65M | -391.74M | -527.64M | 151.00K |
Gome Finance Technology Co Technical Analysis
Positive
0.20
Price Trends
0.31
Positive
0.38
Negative
0.30
Positive
Market Momentum
>-0.01
Positive
51.73
Neutral
29.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0628, the sentiment is Positive. The current price of 0.2 is below the 20-day moving average (MA) of 0.33, below the 50-day MA of 0.31, and below the 200-day MA of 0.30, indicating a bullish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 51.73 is Neutral, neither overbought nor oversold. The STOCH value of 29.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0628.
Gome Finance Technology Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
86 Outperform | HK$693.60M | 5.95 | 7.71% | 5.63% | 93.55% | 2.11% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | HK$1.79B | 15.35 | 3.61% | 12.05% | 26.14% | 90.63% | |
60 Neutral | HK$3.84B | 7.77 | 11.07% | 6.33% | 3.01% | 16.01% | |
55 Neutral | HK$442.35M | -0.50 | -19.32% | 27.47% | -32.03% | -235.24% | |
52 Neutral | HK$2.05B | -53.87 | -226.07% | ― | 31.07% | -57.85% | |
43 Neutral | HK$651.99M | -3.32 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:0628
Gome Finance Technology Co
0.35
0.11
46.19%
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Gome Finance Technology Co Corporate Events
Tong Tong AI Social Group Posts Strong Interim Profit Growth Without Interim Dividend
Aug 28, 2026
Tong Tong AI Social Group Limited reported a solid improvement in interim results for the six months ended 30 June 2026, with revenue rising to RMB235.6 million from RMB202.7 million a year earlier. Profit before tax surged to RMB36.4 million from...
Tong Tong AI Social Group Flags Sharp Interim Profit Increase on Digital Content Growth
Aug 18, 2026
Tong Tong AI Social Group Limited said it expects profit attributable to shareholders for the six months ended 30 June 2026 to rise to between RMB50 million and RMB56 million, up from RMB31.9 million a year earlier. The improvement is mainly drive...
Tong Tong AI Social Group Sets Board Meeting to Approve Interim Results
Aug 14, 2026
Tong Tong AI Social Group Limited has scheduled a board meeting for 28 August 2026 to review and approve the unaudited interim results for the six months ended 30 June 2026. The board will also consider whether to recommend an interim dividend and...
Tong Tong AI Social Group Shifts Bermuda Registered Office
Jul 24, 2026
Tong Tong AI Social Group Limited has announced that it will change the address of its registered office in Bermuda to Richmond House, 12 Par-la-Ville Road, Hamilton HM 08, effective 3 August 2026. The company emphasized that the address of its pr...
Tong Tong AI Social Group Wins Unanimous Shareholder Backing at AGM
Jun 17, 2026
Tong Tong AI Social Group Limited reported that all resolutions proposed at its annual general meeting on 17 June 2026 were approved by shareholders via poll, including the adoption of its audited 2025 financial statements and the re-election of k...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.