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International Alliance Financial Leasing Co., Ltd. (1563) AI Stock Analysis
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International Alliance Financial Leasing Co., Ltd.
(HKEX:1563)
The score is driven mainly by solid financial stability (notably low leverage and positive cash flow), partially offset by uneven profitability/earnings quality (including negative gross profit in 2026). Valuation looks attractive on a low P/E, but technicals remain weak with the price below key moving averages and negative MACD.
International Alliance Financial Leasing Co., Ltd. (1563) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 202.91M
- Dividend Yield
- ―
- Average Volume (3M)
- 342.75K
- Price to Earnings (P/E)
- 4.0
- Beta (1Y)
- 0.68
- Revenue Growth
- -3.94%
- EPS Growth
- 63.37%
- Country
- Hong Kong
- Employees
- 2,464
- Sector
- Consumer Defensive
- Sector Strength
- 62
- Industry
- Financial - Credit Services
International Alliance Financial Leasing Co., Ltd. Business Overview & Revenue Model
Company Description
Alliance International Education Leasing Holdings Limited is an investment holding company that operates in two main segments: Finance Leasing and Private Higher Education. The Finance Leasing segment offers services like sale-leaseback and direct fi...
How the Company Makes Money
International Alliance Financial Leasing Co., Ltd. makes money primarily by originating leasing and lease-like financing contracts and earning returns on the capital it deploys. Key revenue streams are: (1) Lease/financing income: Under financial lea...
International Alliance Financial Leasing Co., Ltd. Financial Statement Overview
Summary
Balance sheet strength is the key positive (low recent leverage and substantial deleveraging), supported by generally positive operating and free cash flow. Offsetting this, profitability and earnings quality appear uneven, highlighted by negative gross profit in 2026 despite positive net income, and volatile margins across years.
Income Statement
52NeutralBalance Sheet
81Very PositiveCash Flow
63Positive| Breakdown | TTM | Mar 2025 | Mar 2025 | Mar 2024 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 52.69M | 734.76M | 739.15M | 599.30M | 293.08M | 169.46M |
| Gross Profit | 5.93M | 311.33M | -24.19M | 599.30M | 293.08M | 169.46M |
| EBITDA | 26.88M | 265.48M | 255.66M | 1.08B | 517.88M | 215.49M |
| Net Income | 12.37M | 26.26M | 43.29M | 112.09M | 360.39M | 78.90M |
Balance Sheet | ||||||
| Total Assets | 572.88M | 3.78B | 3.73B | 3.68B | 4.17B | 2.44B |
| Cash, Cash Equivalents and Short-Term Investments | 85.77M | 224.46M | 476.42M | 376.05M | 125.83M | 141.82M |
| Total Debt | 16.56M | 118.54M | 99.53M | 71.66M | 20.85M | 625.96M |
| Total Liabilities | 152.34M | 877.12M | 804.47M | 878.34M | 1.58B | 1.16B |
| Stockholders Equity | 354.54M | 2.44B | 2.46B | 2.38B | 2.24B | 1.27B |
Cash Flow | ||||||
| Free Cash Flow | 56.32M | 237.29M | 154.80M | 520.08M | 149.65M | 794.77M |
| Operating Cash Flow | 56.33M | 291.00M | 233.74M | 764.69M | 151.26M | 796.33M |
| Investing Cash Flow | -14.70M | -355.38M | 65.19M | -567.70M | -266.57M | 76.35M |
| Financing Cash Flow | -734.73K | -75.66M | -29.24M | -149.10M | 90.78M | -762.86M |
International Alliance Financial Leasing Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1563, the sentiment is Negative. The current price of 0.12 is above the 20-day moving average (MA) of 0.12, below the 50-day MA of 0.12, and below the 200-day MA of 0.14, indicating a neutral trend. The MACD of -0.00 indicates Negative momentum. The RSI at 51.59 is Neutral, neither overbought nor oversold. The STOCH value of 93.80 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1563.
International Alliance Financial Leasing Co., Ltd. Peers Comparison
Overall Rating
- HK:156363Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| HK:1563 | 63Neutral | HKD 202.91M | 3.98 | 1.77% | ― | -3.94% | 63.37% |
| Sector * | 62Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% |
* Consumer Defensive Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:1563 | International Alliance Financial Leasing Co., Ltd. | 0.12 | -0.07 | -36.84% | |
| HK:2371 | China Chuanglian Education Financial Group Limi ted | 0.16 | -0.17 | -51.52% |
International Alliance Financial Leasing Co., Ltd. Corporate Events
Alliance International Education Leasing seals RMB23.7m sale-and-leaseback deal
Alliance International Education Leasing Holdings Limited, through a wholly owned subsidiary acting as lessor, has entered into a finance lease arrangement with an independent third-party lessee in China. Under the deal, the lessor will acquire speci...
Alliance International Education Leasing Wins Full Shareholder Backing at AGM, Appoints New Auditor
Alliance International Education Leasing Holdings Limited announced the results of its annual and extraordinary general meetings held on 27 August 2026, where all resolutions were approved by poll with overwhelming shareholder support. Shareholders a...
Alliance International Education Leasing Sets Out Board and Committee Structure
Alliance International Education Leasing Holdings Limited announced the current composition of its board, led by chairman and chief executive officer Li Luqiang alongside two other executive directors and three independent non-executive directors. Th...
Alliance International Education Leasing Seals RMB37 Million Finance Lease Deal
Alliance International Education Leasing Holdings Limited has entered into a new finance lease transaction through a wholly owned subsidiary, underscoring its role as a specialist provider of leasing solutions for education-related assets. The deal i...
Alliance International Education Leasing Sets AGM to Approve Accounts, Board Mandates and New Auditor
Alliance International Education Leasing Holdings Limited, a Hong Kong-listed Cayman-incorporated specialist in education-focused financial leasing in the PRC, operates through subsidiaries under the oversight of a board of executive directors. The g...
Alliance International Education Leasing Moves to Replace Auditor and Cut Audit Costs
Alliance International Education Leasing Holdings Limited has announced that its long‑standing auditor, SHINEWING (HK) CPA Limited, will retire following the annual general meeting on 27 August 2026 after the parties failed to agree on the audi...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 28, 2026