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K Cash Corporation Limited
(2483)
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Rating:66Neutral
Price Target:
HK$2.00
▲(16.96% Upside)
Action:Reiterated
Date:08/04/26
The score is primarily held back by weak cash conversion (negative operating and free cash flow in 2024–2025) alongside rising leverage, despite strong profitability and a sharp 2025 revenue rebound. Valuation is a clear positive (low P/E and high dividend yield), while technicals are moderately constructive with neutral RSI and elevated stochastic.
Positive Factors
High profitability
Sustained high margins indicate strong unit economics in unsecured consumer lending and low direct costs. Durable profitability provides a buffer against credit losses, funds reinvestment in origination/tech, and supports long-term earnings resilience if credit quality remains controlled.
Negative Factors
Negative cash generation
Persistent negative operating and free cash flow reduces internal funding and forces reliance on external capital to grow the loan book. Over months, weak cash conversion increases liquidity risk, constrains reinvestment or payout flexibility, and heightens refinancing vulnerability.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability
Sustained high margins indicate strong unit economics in unsecured consumer lending and low direct costs. Durable profitability provides a buffer against credit losses, funds reinvestment in origination/tech, and supports long-term earnings resilience if credit quality remains controlled.
Read all positive factors
K Cash Corporation Limited (2483) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$890.00M
Dividend Yield9.96%
Average Volume (3M)2.33K
Price to Earnings (P/E)19.8
Beta (1Y)0.06
Revenue Growth21.68%
EPS Growth27.97%
CountryHK
Employees82
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.17
Shares Outstanding500,000,000
10 Day Avg. Volume3,400
30 Day Avg. Volume2,333
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)0.90
Price to Sales (P/S)2.46
P/FCF Ratio-13.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
K Cash Corporation Limited Business Overview & Revenue Model
Company Description
K Cash Corp. Ltd. operates as a financial firm specializing in providing money lending services. The company facilitates access to unsecured credit, employing financial technology (fintech) to manage the entire process. This technologically integr...
How the Company Makes Money
The company primarily makes money by earning interest income and finance charges from consumer loans it originates and services. Revenue is generated as borrowers repay principal along with contracted interest over the loan tenor; depending on pro...
K Cash Corporation Limited Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
64
Positive
Cash Flow
34
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 348.99M | 282.58M | 248.73M | 242.27M | 274.04M |
| Gross Profit | 276.78M | 215.19M | 223.59M | 227.65M | 263.13M |
| EBITDA | 158.40M | 88.98M | 79.52M | 119.55M | 103.70M |
| Net Income | 87.38M | 63.75M | 51.57M | 67.86M | 77.08M |
Balance Sheet | |||||
| Total Assets | 1.56B | 1.45B | 1.24B | 1.09B | 1.31B |
| Cash, Cash Equivalents and Short-Term Investments | 64.72M | 116.43M | 218.37M | 24.13M | 28.95M |
| Total Debt | 588.49M | 514.68M | 349.16M | 322.22M | 348.72M |
| Total Liabilities | 608.98M | 532.24M | 360.71M | 366.77M | 656.40M |
| Stockholders Equity | 955.48M | 917.60M | 880.89M | 720.54M | 652.67M |
Cash Flow | |||||
| Free Cash Flow | -64.75M | -212.24M | 5.65M | 167.78M | 206.03M |
| Operating Cash Flow | -64.60M | -206.93M | 7.11M | 169.26M | 207.03M |
| Investing Cash Flow | -860.00K | -8.79M | 90.62M | -111.42M | -161.97M |
| Financing Cash Flow | 13.77M | 117.10M | 96.51M | -62.65M | -45.30M |
K Cash Corporation Limited Technical Analysis
Positive
1.71
Price Trends
1.78
Negative
1.76
Positive
1.70
Positive
Market Momentum
<0.01
Negative
51.40
Neutral
83.33
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2483, the sentiment is Positive. The current price of 1.71 is below the 20-day moving average (MA) of 1.77, below the 50-day MA of 1.78, and above the 200-day MA of 1.70, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 51.40 is Neutral, neither overbought nor oversold. The STOCH value of 83.33 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:2483.
K Cash Corporation Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | HK$693.60M | 5.96 | 7.71% | 5.63% | 93.55% | 2.11% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | HK$890.00M | 19.76 | 9.09% | 9.96% | 21.68% | 27.97% | |
66 Neutral | HK$1.79B | 14.93 | 3.61% | 12.05% | 26.14% | 90.63% | |
53 Neutral | HK$442.35M | -0.53 | -19.32% | 26.04% | -32.03% | -235.24% | |
52 Neutral | HK$2.04B | -54.23 | -226.07% | ― | 31.07% | -57.85% | |
37 Underperform | HK$643.84M | -3.20 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:2483
K Cash Corporation Limited
1.78
0.15
9.40%
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K Cash Corporation Limited Corporate Events
K Cash Wins Unanimous Shareholder Backing at AGM, Declares Final Dividend
May 18, 2026
K Cash Corporation Limited reported that all resolutions put to its annual general meeting on 18 May 2026 were approved by poll, with 377,668,018 votes cast in favour and none against. Shareholders endorsed the audited financial statements for the...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.