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KE Holdings, Inc. Class A (HK:2423)
:2423
Hong Kong Market
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KE Holdings, Inc. Class A (2423) AI Stock Analysis

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HK:2423

KE Holdings, Inc. Class A

(2423)

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Neutral 69 (OpenAI - Gpt-5.6Sol)
Rating:69Neutral
Price Target:
HK$50.00
▲(9.36% Upside)
Action:Reiterated
Date:08/22/26
The score is driven primarily by stable-but-mixed financial performance (low leverage and improved operating cash flow, but weaker revenue momentum and significantly lower free cash flow than prior years). The latest earnings call adds support due to strong profitability and margin expansion plus disciplined capital allocation and buybacks, while technicals are favorable with a broadly positive trend. Offsetting these strengths, valuation is a headwind given the high P/E and only modest dividend yield.
Positive Factors
Profitability and Margin Expansion
Strong profit growth and broad margin expansion indicate better operating leverage, cost discipline and business mix. If sustained, these gains can improve earnings resilience even while housing transaction volumes remain uneven.
Negative Factors
Softening Revenue Base
Revenue contraction shows that improved margins have not yet translated into topline resilience. Continued weakness in housing activity or product transition effects could constrain future scale, limit operating leverage and make earnings growth less durable.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability and Margin Expansion
Strong profit growth and broad margin expansion indicate better operating leverage, cost discipline and business mix. If sustained, these gains can improve earnings resilience even while housing transaction volumes remain uneven.
Read all positive factors

KE Holdings, Inc. Class A (2423) vs. iShares MSCI Hong Kong ETF (EWH)

KE Holdings, Inc. Class A Business Overview & Revenue Model

Company Description
KE Holdings Inc. is a leading Chinese firm managing an expansive digital and physical ecosystem for real estate transactions and associated services. Its business is structured across several key divisions: the buying and selling of previously own...
How the Company Makes Money
KE Holdings primarily earns revenue by providing platform-based and service-based solutions across housing transactions and adjacent housing services. Key revenue streams include: (1) Existing-home transactions: The company generates revenue when ...

KE Holdings, Inc. Class A Earnings Call Summary

Earnings Call Date:Aug 21, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 10, 2026
Earnings Call Sentiment Positive
The call presents a predominantly positive operational and financial trajectory: strong profit growth, materially higher margins, improved contribution margins across core businesses, robust cash and buyback activity, and clear execution on cost controls and organizational transformation. Offsetting risks include a modest overall revenue decline, sharp contraction in renovation revenue, rental revenue pressure due to model changes, a one-time bad debt provision, and ongoing market uncertainty. Management emphasizes sustainable margin improvements, disciplined capital allocation, and AI-enabled, consumer-centric transformation to convert operational gains into longer-term revenue resilience.
Positive Updates
Profitability Surge and Margin Expansion
Non-GAAP net income rose 74.9% YoY to RMB 3.185 billion; Non-GAAP net margin reached 13% (up ~6 percentage points YoY, a three-year high). GAAP operating profit was RMB 3.026 billion (up 185.6% YoY) and GAAP operating margin expanded to 12.3% (up 8.3 pp YoY). Non-GAAP operating profit was RMB 3.592 billion (up 123.6% YoY) with a 14.6% margin (up 8.5 pp YoY).
Negative Updates
Overall Revenue Decline
Total revenue declined 5.7% year-over-year in Q2, driven by adjustments across certain businesses and revenue recognition impacts from product iteration.
Read all updates
Q2-2026 Updates
Negative
Profitability Surge and Margin Expansion
Non-GAAP net income rose 74.9% YoY to RMB 3.185 billion; Non-GAAP net margin reached 13% (up ~6 percentage points YoY, a three-year high). GAAP operating profit was RMB 3.026 billion (up 185.6% YoY) and GAAP operating margin expanded to 12.3% (up 8.3 pp YoY). Non-GAAP operating profit was RMB 3.592 billion (up 123.6% YoY) with a 14.6% margin (up 8.5 pp YoY).
Read all positive updates
Company Guidance
Management's guidance: maintain a solid balance sheet and ample liquidity while enforcing strict ROI discipline and stage‑gated investments, prioritize core professional service providers over low‑return expansion, and balance business development with shareholder returns; key metrics they cited to track progress include end‑Q2 broad cash ~RMB67.3bn and Q2 net operating cash inflow RMB6.61bn, new home AR turnover ~39 days (down ~12 days YoY), Q2 share repurchases ~$250m (H1 ~$460m, +~14% YoY; ~$2.99bn total repurchased since Sept 2022, ~14.8% of pre‑program shares; H1 repurchases ≈2.4% of YE2025 shares), and operational KPIs such as existing‑home GTV RMB629.89bn (+8% YoY), new‑home GTV RMB258.39bn (+1.2% YoY), group gross margin 28.6% (+6.7pp YoY) with segment contribution margins up (existing home 46.1% +6.1pp; new home 28.8% +4.4pp; renovation 39.6% +7.5pp; rental 15.3% +6.9pp), profitability (Q2 non‑GAAP net income RMB3.185bn +74.9% YoY; non‑GAAP net margin 13% +6pp YoY; GAAP operating profit RMB3.026bn +185.6% YoY), and operating signals (managed rental units >790,000, +~34% YoY, net‑based products >50%; agent efficiency Apr–Jul up from 3 to 5.6 transactions; zero‑transaction ratio down ~25% to <10%; client‑manager lead→showing 7.4% vs market 5%) — these financial and operational metrics will guide resource allocation, cash/receivables control, and validation of their deep‑service, deep‑data, platform ecosystem bets.

KE Holdings, Inc. Class A Financial Statement Overview

Summary
Financials are stable but mixed: Income Statement profitability is modest with improving operating margin vs 2025, but revenue has softened and margins remain below 2023 highs. Balance sheet is conservatively financed with low leverage (debt-to-equity ~0.25) and improving leverage trend, though ROE is moderate (~5%). Cash flow improved with strong TTM operating cash flow (~7.8B) after a weak 2025, but free cash flow is low (~0.68B) and far below 2023–2024 levels, indicating weaker cash conversion and higher volatility.
Income Statement
67
Positive
Balance Sheet
78
Positive
Cash Flow
54
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue85.95B92.13B93.46B77.78B60.67B80.75B
Gross Profit20.67B19.69B22.94B21.72B16.03B19.07B
EBITDA6.45B3.21B4.93B9.31B817.87M762.60M
Net Income4.62B2.92B4.06B5.88B-1.39B-524.13M
Balance Sheet
Total Assets112.36B116.72B133.15B120.33B122.77B122.72B
Cash, Cash Equivalents and Short-Term Investments56.00B55.55B52.76B53.89B54.90B49.85B
Total Debt14.39B18.78B22.65B17.99B12.19B7.51B
Total Liabilities46.79B49.90B61.70B48.13B45.24B40.69B
Stockholders Equity65.50B66.47B71.32B72.10B68.92B66.97B
Cash Flow
Free Cash Flow683.86M-958.43M8.41B10.28B8.92B2.61B
Operating Cash Flow7.81B-366.43M9.45B11.16B9.84B4.33B
Investing Cash Flow-3.65B5.74B-9.38B-3.98B-8.47B-24.88B
Financing Cash Flow-6.75B-9.54B-5.79B-6.96B-1.21B-1.07B

KE Holdings, Inc. Class A Technical Analysis

Technical Analysis Sentiment
Negative
Last Price45.72
Price Trends
50DMA
44.10
Positive
100DMA
43.58
Positive
200DMA
43.46
Positive
Market Momentum
MACD
0.39
Positive
RSI
44.47
Neutral
STOCH
11.93
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2423, the sentiment is Negative. The current price of 45.72 is below the 20-day moving average (MA) of 45.79, above the 50-day MA of 44.10, and above the 200-day MA of 43.46, indicating a neutral trend. The MACD of 0.39 indicates Positive momentum. The RSI at 44.47 is Neutral, neither overbought nor oversold. The STOCH value of 11.93 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2423.

KE Holdings, Inc. Class A Risk Analysis

KE Holdings, Inc. Class A disclosed 95 risk factors in its most recent earnings report. KE Holdings, Inc. Class A reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

KE Holdings, Inc. Class A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
HK$11.61B7.9421.17%9.17%10.76%-12.76%
69
Neutral
HK$153.28B26.286.99%1.64%-10.92%31.27%
67
Neutral
HK$1.30B2.3436.57%3.30%23.97%85.96%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
57
Neutral
HK$18.41B27.391.56%0.96%11.42%-55.21%
56
Neutral
HK$2.36B29.610.70%7.90%-2.93%
45
Neutral
HK$141.67M-0.207.40%0.88%-42.63%74.85%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:2423
KE Holdings, Inc. Class A
44.56
-7.40
-14.25%
HK:2669
China Overseas Property Holdings
3.27
-1.62
-33.16%
HK:6098
Country Garden Services Holdings Co
5.36
-1.02
-15.93%
HK:3319
A-Living Smart City Services Co., Ltd. Class H
1.67
-1.19
-41.65%
HK:2048
E-House (China) Enterprise Holdings Limited
0.08
-0.03
-26.42%
HK:1200
Midland Holdings Limited
1.80
-0.29
-13.83%

KE Holdings, Inc. Class A Corporate Events

KE Holdings Boosts Profit Despite Property Market Slowdown in H1 2026
Aug 21, 2026
KE Holdings reported softer top-line metrics for the first half of 2026 as China&#8217;s property market remained under pressure, with gross transaction value declining 4.5% year on year to RMB1.65 trillion and net revenues falling 12% to RMB43.4 ...
KE Holdings Doubles Q2 Profit as Efficiency Gains Offset Revenue Dip
Aug 21, 2026
KE Holdings reported second-quarter 2026 gross transaction value of RMB933.8 billion, up 6.3% year-on-year, driven mainly by an 8.0% rise in existing home transactions, while new home GTV grew modestly. Net revenues declined 5.7% to RMB24.5 billio...
KE Holdings Grants Over 7 Million RSUs to Employees Under 2020 Incentive Plan
Jun 30, 2026
KE Holdings Inc. has approved the grant of 7,025,385 restricted share units to 649 employees under its 2020 Share Incentive Plan, with each RSU corresponding to one Class A ordinary share. The grants, made without requiring shareholder approval an...
KE Holdings Shareholders Approve All Resolutions at 2026 Annual Meeting
Jun 12, 2026
KE Holdings Inc., a Cayman Islands-incorporated real estate services platform listed in Hong Kong, focuses on housing transactions and related services across China using a dual-class share structure with weighted voting rights. Its capital base i...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 22, 2026