Want to see HK:1290 full AI Analyst Report?
Top Page
China Huirong Financial Holdings Ltd.
(1290)
Select Model
Select Model
Rating:61Neutral
Price Target:
HK$0.63
â–˛(4.67% Upside)
Action:Reiterated
Date:08/27/26
The score is driven primarily by adequate but not high-quality fundamentals—improving 2025 revenue and reasonable leverage are offset by low ROE and historically volatile cash generation. Valuation is a meaningful positive (low P/E and ~5.56% dividend yield), while technical signals are neutral, keeping the overall profile in the middle range.
Positive Factors
Revenue Recovery
The return to double-digit revenue growth indicates improving demand for the company’s financing services and a stronger operating trajectory. If sustained, expanding revenue can support loan-book development, improve scale economics, and provide a foundation for earnings recovery over the next several quarters.
Negative Factors
Low Return on Equity
Persistently low ROE indicates that the company is generating limited shareholder returns from its capital base despite maintaining acceptable leverage. This weak balance-sheet productivity can constrain retained-earnings growth and suggests that future expansion may not translate efficiently into stronger profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Recovery
The return to double-digit revenue growth indicates improving demand for the company’s financing services and a stronger operating trajectory. If sustained, expanding revenue can support loan-book development, improve scale economics, and provide a foundation for earnings recovery over the next several quarters.
Read all positive factors
China Huirong Financial Holdings Ltd. (1290) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$599.68M
Dividend Yield5.45%
Average Volume (3M)13.27K
Price to Earnings (P/E)11.9
Beta (1Y)-0.06
Revenue Growth-2.31%
EPS Growth-15.36%
CountryHK
Employees144
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.04
Shares Outstanding1,090,335,000
10 Day Avg. Volume16,200
30 Day Avg. Volume13,266
Financial Highlights & Ratios
PEG Ratio4.92
Price to Book (P/B)0.28
Price to Sales (P/S)0.76
P/FCF Ratio10.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
China Huirong Financial Holdings Ltd. Business Overview & Revenue Model
Company Description
China Huirong Financial Holdings Limited functions as an investment holding company, providing a broad range of financial solutions to individuals and small and medium-sized enterprises (SMEs) across the People's Republic of China. Its operations ...
How the Company Makes Money
The company primarily makes money by earning financing income from its lending activities. Key revenue streams typically include (i) interest income or financing charges generated from loans and financing services provided to customers (often SMEs...
China Huirong Financial Holdings Ltd. Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
66
Positive
Cash Flow
48
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 641.94M | 719.35M | 653.16M | 654.93M | 621.01M | 485.67M |
| Gross Profit | 261.64M | 301.39M | 224.06M | 209.50M | 184.81M | 236.35M |
| EBITDA | 116.94M | 131.24M | 159.96M | 145.03M | 120.75M | 180.15M |
| Net Income | 42.68M | 51.22M | 50.48M | 46.45M | 41.06M | 87.17M |
Balance Sheet | ||||||
| Total Assets | 3.18B | 3.35B | 3.50B | 3.30B | 2.99B | 2.84B |
| Cash, Cash Equivalents and Short-Term Investments | 290.59M | 344.47M | 247.32M | 142.34M | 431.77M | 576.39M |
| Total Debt | 909.88M | 1.04B | 1.11B | 942.22M | 734.45M | 603.11M |
| Total Liabilities | 966.89M | 1.13B | 1.30B | 1.14B | 873.82M | 742.46M |
| Stockholders Equity | 1.93B | 1.94B | 1.91B | 1.88B | 1.87B | 1.87B |
Cash Flow | ||||||
| Free Cash Flow | -96.03M | 53.33M | -80.33M | -261.48M | -111.94M | 69.59M |
| Operating Cash Flow | -90.09M | 59.17M | -77.77M | -254.19M | -102.49M | 98.46M |
| Investing Cash Flow | 340.23M | 234.31M | -59.05M | 4.80M | -26.19M | -75.67M |
| Financing Cash Flow | -163.15M | -215.73M | 136.05M | 189.92M | 89.58M | 108.42M |
China Huirong Financial Holdings Ltd. Technical Analysis
Negative
0.60
Price Trends
0.58
Negative
0.56
Negative
0.54
Positive
Market Momentum
<0.01
Positive
32.28
Neutral
38.73
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1290, the sentiment is Negative. The current price of 0.6 is above the 20-day moving average (MA) of 0.59, above the 50-day MA of 0.58, and above the 200-day MA of 0.54, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 32.28 is Neutral, neither overbought nor oversold. The STOCH value of 38.73 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1290.
China Huirong Financial Holdings Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | HK$727.60M | 6.20 | 7.71% | 5.37% | 92.42% | 2.11% | |
78 Outperform | HK$548.43M | 5.61 | 8.34% | 7.54% | 5.30% | 53.47% | |
73 Outperform | HK$403.96M | 4.03 | 9.44% | 7.94% | 11.64% | 630.37% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | HK$599.68M | 11.91 | 2.21% | 5.45% | -2.31% | -15.36% | |
53 Neutral | HK$554.16M | -0.62 | -19.32% | 21.74% | -32.03% | -235.24% | |
44 Neutral | HK$315.33M | -4.59 | -19.48% | 1.18% | 335.38% | -75.17% |
* Financial Sector Average
HK:1290
China Huirong Financial Holdings Ltd.
0.55
-0.08
-13.25%
HK:0111
Cinda International Holdings Limited
0.63
0.28
78.47%
HK:1319
Oi Wah Pawnshop Credit Holdings Ltd.
0.29
0.04
18.26%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.07
0.20
22.99%
HK:2003
VCREDIT Holdings Limited
1.14
-1.78
-60.96%
HK:3623
China Success Finance Group Holdings Ltd.
0.50
-0.79
-61.24%
China Huirong Financial Holdings Ltd. Corporate Events
China Huirong Forms Aviation Leasing JVs in RMB68 Million Deal
Sep 24, 2026
China Huirong Financial Holdings Ltd., through its indirect wholly owned subsidiaries Huifang Investment and Huifang Technology, has formed two joint venture companies with partner Inno One to enter the aircraft acquisition and leasing market. The...
China Huirong’s Interim Results Show Profit and Asset Declines Amid Credit Pressures
Aug 28, 2026
China Huirong Financial Holdings Ltd. reported a sharp slowdown in operating performance for the six months ended 30 June 2026, with operating income down 19% to RMB281.7 million and profit attributable to owners falling 29% to RMB23.2 million. Ba...
China Huirong Schedules Board Meeting to Approve Interim Results
Aug 18, 2026
China Huirong Financial Holdings Limited has scheduled a board meeting for 28 August 2026 to review and approve its interim financial results for the six months ended 30 June 2026. The board will also consider the declaration of an interim dividen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.