tiprankstipranks
China Taiping Insurance Holdings Co Ltd (HK:0966)
:0966
Want to see HK:0966 full AI Analyst Report?

China Taiping Insurance Holdings Co (0966) AI Stock Analysis

5 Followers

Top Page

HK:0966

China Taiping Insurance Holdings Co

(0966)

Select Model
Select Model
Select Model
Outperform 77 (OpenAI - 5.2)
Rating:77Outperform
Price Target:
HK$24.50
â–²(15.68% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by improved financial results and strong cash generation, supported by constructive price momentum. The biggest risk tempering the score is the sharp increase in leverage and historical volatility in results, despite very attractive valuation (low P/E and high dividend yield).
Positive Factors
Profitability rebound
The sharp 2025 improvement in revenue and operating margins indicates stronger earnings capacity after a weaker period. If profitability remains supported by the insurance franchise and investment portfolio, higher margins can improve capital generation and provide greater resilience over the next several quarters.
Negative Factors
Higher leverage
The sharp rise in leverage reduces financial flexibility and increases the sensitivity of the balance sheet if earnings or investment returns weaken. Higher debt can also constrain capital allocation and make it more difficult to absorb adverse insurance or market outcomes over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability rebound
The sharp 2025 improvement in revenue and operating margins indicates stronger earnings capacity after a weaker period. If profitability remains supported by the insurance franchise and investment portfolio, higher margins can improve capital generation and provide greater resilience over the next several quarters.
Read all positive factors

China Taiping Insurance Holdings Co (0966) vs. iShares MSCI Hong Kong ETF (EWH)

China Taiping Insurance Holdings Co Business Overview & Revenue Model

Company Description
China Taiping Insurance Holdings Company Limited, an investment holding company, underwrites various insurance and reinsurance products in the People's Republic of China, Hong Kong, Macau, Singapore, and internationally. The company operates throu...
How the Company Makes Money
China Taiping Insurance Holdings makes money mainly through (1) underwriting income from issuing insurance policies and (2) investment income earned on the assets it holds (notably the premiums collected before claims are paid), supplemented by fe...

China Taiping Insurance Holdings Co Financial Statement Overview

Summary
Strong 2025 rebound with materially improved profitability (net margin ~15%, EBIT margin ~21%) and very robust cash generation (FCF ~HK$151.3B; ~97% of net income), supporting earnings quality. Offsetting this, results have been volatile across prior years and balance-sheet risk increased as leverage rose sharply (debt-to-equity ~2.12 in 2025 vs ~0.94 in 2024).
Income Statement
74
Positive
Balance Sheet
56
Neutral
Cash Flow
80
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue196.56B178.68B121.00B106.12B158.81B318.98B
Gross Profit196.56B178.68B121.00B123.32B104.86B45.33B
EBITDA47.19B40.54B26.91B19.85B12.65B16.45B
Net Income33.17B27.06B8.43B5.37B4.30B7.51B
Balance Sheet
Total Assets2.17T1.99T1.73T1.51T1.41T1.38T
Cash, Cash Equivalents and Short-Term Investments62.77B62.01B44.39B42.55B308.46B293.80B
Total Debt186.51B201.66B82.12B101.43B117.05B95.17B
Total Liabilities2.01T1.84T1.61T1.38T1.31T1.27T
Stockholders Equity103.64B95.15B87.07B78.99B75.51B88.07B
Cash Flow
Free Cash Flow82.31B151.32B116.24B127.67B88.72B94.48B
Operating Cash Flow178.38B156.75B125.95B134.60B95.02B98.63B
Investing Cash Flow-158.45B-149.61B-95.63B-130.95B-80.30B-99.62B
Financing Cash Flow-9.43B1.65B-27.91B19.79B-9.76B9.06B

China Taiping Insurance Holdings Co Technical Analysis

Technical Analysis Sentiment
Positive
Last Price21.18
Price Trends
50DMA
20.45
Positive
100DMA
20.16
Positive
200DMA
20.05
Positive
Market Momentum
MACD
0.38
Negative
RSI
57.44
Neutral
STOCH
78.34
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0966, the sentiment is Positive. The current price of 21.18 is above the 20-day moving average (MA) of 20.78, above the 50-day MA of 20.45, and above the 200-day MA of 20.05, indicating a bullish trend. The MACD of 0.38 indicates Negative momentum. The RSI at 57.44 is Neutral, neither overbought nor oversold. The STOCH value of 78.34 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0966.

China Taiping Insurance Holdings Co Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
HK$198.61B4.2438.57%6.50%44.36%53.14%
78
Outperform
HK$1.16T4.3439.88%3.83%38.17%134.02%
77
Outperform
HK$78.57B2.3933.37%5.76%18.51%293.61%
77
Outperform
HK$349.70B5.7318.41%6.13%11.90%22.71%
73
Outperform
HK$1.12T6.3215.80%5.69%10.72%38.29%
70
Outperform
HK$797.73B12.9119.05%2.57%13.31%36.76%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:0966
China Taiping Insurance Holdings Co
21.36
6.25
41.41%
HK:2318
Ping An Insurance Company of China
55.25
2.06
3.87%
HK:1299
AIA Group
76.90
3.79
5.18%
HK:2601
China Pacific Insurance (Group) Co
29.50
-0.05
-0.16%
HK:2628
China Life Insurance Co
29.62
7.77
35.55%
HK:1336
New China Life Insurance Co., Ltd. Class H
47.76
4.06
9.30%

China Taiping Insurance Holdings Co Corporate Events

China Taiping strengthens board with appointment of veteran independent director
Aug 25, 2026
China Taiping Insurance Holdings has appointed veteran public servant and legal professional Ms. Chan Ching Har Eliza as an independent non-executive director, effective 25 August 2026. Chan brings extensive experience from Hong Kong’s Execu...
China Taiping Sets Out Board and Committee Roles in Governance Update
Aug 25, 2026
China Taiping Insurance Holdings Company Limited has announced the current composition of its board of directors, detailing executive, non-executive and independent non-executive members, with Mr. Yin Zhaojun serving as chairman and Mr. Li Kedong ...
China Taiping Delivers Surging Interim Profits on Strong Insurance and Investment Performance
Aug 25, 2026
China Taiping reported robust interim results for the six months to 30 June 2026, highlighting strong growth across insurance and asset management. The group’s core businesses delivered improved quality and efficiency, supported by initiativ...
China Taiping Sets August Board Meeting to Approve Interim Results
Aug 10, 2026
China Taiping Insurance Holdings Company Limited has scheduled a board meeting for 25 August 2026, where its directors will review and approve the interim results for the six months ended 30 June 2026. The meeting will also address other corporate...
China Taiping Expects Up to 95% Surge in 2026 Interim Profit
Jul 17, 2026
China Taiping Insurance Holdings has forecast a sharp rise in interim profit for the six months ended 30 June 2026, with profit attributable to shareholders expected to increase by about 85% to 95% from HK$6,764 million a year earlier. The improve...
China Taiping shareholders back all AGM resolutions, approve HK$1.23 dividend
Jun 24, 2026
China Taiping Insurance Holdings reported that all resolutions at its 24 June 2026 annual general meeting were approved by shareholders via poll, affirming the company’s audited 2025 financial statements and confirming governance stability. ...
China Taiping reshapes board committees after independent director exits
Jun 23, 2026
China Taiping Insurance Holdings has announced that independent non-executive director Mrs. Law Fan Chiu Fun Fanny will step down from the board, as well as from the audit committee and the nomination and remuneration committee, effective 23 June ...
China Taiping details board composition and governance committee roles
Jun 23, 2026
China Taiping Insurance Holdings has outlined the current composition of its board of directors, specifying the mix of executive, non-executive and independent non-executive directors, with Mr. Yin Zhaojun serving as chairman and Mr. Li Kedong as ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026