tiprankstipranks
Trending News
More News >
China Jinmao Holdings Group Limited (HK:0817)
:0817
Hong Kong Market
Advertisement

China Jinmao Holdings Group Limited (0817) AI Stock Analysis

Compare
4 Followers

Top Page

HK:0817

China Jinmao Holdings Group Limited

(0817)

Select Model
Select Model
Select Model
Neutral 50 (OpenAI - 4o)
Rating:50Neutral
Price Target:
HK$1.50
▲(11.94% Upside)
The overall stock score of 50 reflects significant challenges in financial performance, particularly with declining revenue and cash flow issues. Technical analysis indicates bearish momentum, while valuation suggests potential overvaluation. The absence of earnings call and corporate events data limits further insights.

China Jinmao Holdings Group Limited (0817) vs. iShares MSCI Hong Kong ETF (EWH)

China Jinmao Holdings Group Limited Business Overview & Revenue Model

Company DescriptionChina Jinmao Holdings Group Limited, an investment holding company, operates in real estate and hotel businesses in Mainland China. It operates in four segments: City and Property Development, Commercial Leasing and Retail Operations, Hotel Operations, and Others. The City and Property Development segment develops city complexes and properties, as well as develops land. The Commercial Leasing and Retail Operations segment engages in the leasing of office and retail commercial premises. This segment has twelve investment properties with an area of approximately 0.80 million square meters. The Hotel Operations segment provides hotel accommodation, and food and beverages services. This segment operates ten luxury hotels that offers 3,968 guest rooms. The Others segment offers property management, and design and decoration services, as well as operates an observation deck. The company also engages in technology and services business. It holds 334 projects of city operations and property development, commercial leasing and retail operations, and hotel operations. The company was formerly known as Franshion Properties (China) Limited and changed its name to China Jinmao Holdings Group Limited in September 2015. China Jinmao Holdings Group Limited was incorporated in 2004 and is based in Wan Chai, Hong Kong.
How the Company Makes MoneyChina Jinmao Holdings Group Limited generates revenue through several key streams. The primary revenue source is its real estate development segment, which involves the sale of residential and commercial properties. The company also earns income from its commercial property management services, where it operates and leases office buildings, shopping centers, and other commercial spaces. Another significant contributor to its earnings is the hotel operations segment, where it manages a portfolio of high-end hotels across major cities in China. Strategic partnerships and joint ventures with local governments and other real estate entities further bolster China Jinmao's revenue, allowing it to undertake large-scale urban development projects efficiently. The company also benefits from a diversified investment portfolio that supports its core operations.

China Jinmao Holdings Group Limited Financial Statement Overview

Summary
China Jinmao Holdings Group Limited faces challenges with declining revenue and profitability, as evidenced by a decreasing revenue trend and low net profit margins. While the balance sheet shows a high leverage level, improvements in return on equity and a stable equity ratio offer some stability. The cash flow statement reveals issues with cash generation, necessitating careful liquidity management. Overall, the company needs to address revenue growth and cash flow challenges to improve its financial health.
Income Statement
45
Neutral
The company's revenue has been declining, with a significant drop of 19.3% from 2021 to 2022 and an 18.4% decrease from 2022 to 2023. Despite a positive gross profit margin of 14.6% in 2024, the net profit margin was only 1.8%, reflecting profitability challenges. The EBIT margin improved to 5.7% in 2024, indicating some operational efficiency, but the overall declining revenue trend is concerning.
Balance Sheet
60
Neutral
China Jinmao maintains a relatively high debt-to-equity ratio of 2.44 in 2024, indicating significant leverage. However, the company shows a stable equity ratio of 13.1%, suggesting a reasonable proportion of assets financed by equity. The return on equity improved significantly to 2.0% in 2024 from a negative value in 2023, reflecting better net income performance.
Cash Flow
50
Neutral
The company reported negative free cash flow growth, with free cash flow dropping from 2023 to 2024. The operating cash flow to net income ratio is negative due to negative operating cash flow, highlighting cash generation challenges. Despite a decrease in free cash flow, the company managed to maintain cash reserves.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue49.63B59.05B72.40B82.99B90.06B60.05B
Gross Profit7.06B8.60B9.02B13.15B16.76B12.11B
EBITDA3.58B3.96B2.79B6.70B10.02B6.12B
Net Income599.82M1.06B-6.90B1.98B4.69B3.88B
Balance Sheet
Total Assets443.78B409.26B407.12B421.90B412.00B387.76B
Cash, Cash Equivalents and Short-Term Investments34.06B30.81B30.92B37.10B31.05B43.96B
Total Debt124.34B123.93B128.49B123.79B108.09B98.68B
Total Liabilities323.01B300.98B297.28B309.21B305.21B285.93B
Stockholders Equity54.34B53.58B39.29B47.45B49.96B46.76B
Cash Flow
Free Cash Flow-4.62B-4.33B2.19B1.04B3.53B30.48B
Operating Cash Flow-4.01B-3.63B3.09B1.78B4.44B31.34B
Investing Cash Flow-3.42B1.01B1.65B3.86B-11.80B-303.33M
Financing Cash Flow3.51B2.50B-10.91B352.25M-1.71B-8.78B

China Jinmao Holdings Group Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.34
Price Trends
50DMA
1.47
Negative
100DMA
1.39
Negative
200DMA
1.23
Positive
Market Momentum
MACD
-0.03
Positive
RSI
36.41
Neutral
STOCH
7.51
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0817, the sentiment is Negative. The current price of 1.34 is below the 20-day moving average (MA) of 1.41, below the 50-day MA of 1.47, and above the 200-day MA of 1.23, indicating a neutral trend. The MACD of -0.03 indicates Positive momentum. The RSI at 36.41 is Neutral, neither overbought nor oversold. The STOCH value of 7.51 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0817.

China Jinmao Holdings Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
50
Neutral
HK$18.11B35.081.20%2.20%-8.18%
49
Neutral
€11.91B-4.43-2.93%-11.68%-3002.05%
46
Neutral
HK$15.56B66.170.46%-30.32%
44
Neutral
HK$15.52B-19.37%72.77%
44
Neutral
$17.32B-0.57-59.81%-53.05%-169.35%
41
Neutral
HK$10.44B-40.14%-54.25%-134.22%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:0817
China Jinmao Holdings Group Limited
1.36
0.04
3.03%
HK:2007
Country Garden Holdings
0.57
0.08
17.53%
HK:1918
Sunac China Holdings
1.49
-2.12
-58.73%
HK:0754
Hopson Development Holdings Limited
3.14
-1.01
-24.34%
HK:9993
Radiance Holdings (Group) Company Limited
2.37
-1.29
-35.25%
HK:1030
Seazen Group Ltd.
2.23
-0.34
-13.23%

China Jinmao Holdings Group Limited Corporate Events

China Jinmao Announces EGM and Register Closure for Shareholder Voting
Oct 30, 2025

China Jinmao Holdings Group Limited announced the closure of its register of members to determine shareholders’ entitlement to attend and vote at an upcoming extraordinary general meeting (EGM) scheduled for 19 November 2025. This meeting will address amendments to financial agreements with Sinochem Finance and Ping An Member Companies, potentially impacting the company’s financial operations and stakeholder interests.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao’s Subsidiary Reports Financial Data for Nine Months Ending September 2025
Oct 30, 2025

Shanghai Jinmao Investment Management Group Co., Ltd., a wholly-owned subsidiary of China Jinmao Holdings Group Limited, has disclosed its unaudited financial data for the nine months ending September 30, 2025. The company reported total assets of RMB 3,983.92 million and total liabilities of RMB 2,965.79 million, with a net profit of RMB 11.77 million. Despite a decrease in operating revenue and profit compared to the previous year, the gross profit margin improved slightly to 16%. The financial data reflects adjustments due to the acquisition of equity interests in four companies, including Jin Mao (Li Jiang) Hotel Investment Co., Ltd., completed in December 2024.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Delays Circular Dispatch for Financial Agreements
Oct 23, 2025

China Jinmao Holdings Group Limited has announced a delay in the dispatch of a circular related to amendments and agreements with Sinochem Finance and Ping An Member Companies. The circular, initially scheduled for dispatch by 22 October 2025, will now be sent by 4 November 2025 due to the need for additional time to finalize certain information. This postponement may impact stakeholders awaiting details on the financial services framework agreements.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces Interim Dividend with Scrip Option
Oct 13, 2025

China Jinmao Holdings Group Limited has announced an interim cash dividend of HKD 0.03 per share for the six months ending June 30, 2025, with a scrip option allowing shareholders to convert their dividends into shares at a price of HKD 1.444 per scrip share. This update reflects the company’s commitment to providing shareholder value and may impact its market positioning by offering flexibility in dividend reception, potentially attracting more investors.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces 2025 Interim Scrip Dividend Details
Oct 13, 2025

China Jinmao Holdings Group Limited has announced the calculation of the market value for its 2025 Interim Scrip Dividend Arrangement. The market value of a Scrip Share is determined to be HK$1.444, and eligible shareholders will receive Scrip Shares based on their existing shares and the interim dividend per share. The Scrip Shares will be listed on the Stock Exchange, with dealings expected to commence on November 3, 2025.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Reports Strong Sales in September 2025
Oct 13, 2025

China Jinmao Holdings Group Limited announced that it recorded a contracted sales amount of RMB9,801 million for September 2025, with a gross floor area of 493,412.71 square meters. For the first nine months of 2025, the company achieved an accumulative contracted sales amount of RMB80,685 million across several major projects. The announcement highlights the company’s ongoing growth in the real estate sector, although the data is unaudited and subject to change, advising investors to exercise caution.

The most recent analyst rating on (HK:0817) stock is a Hold with a HK$1.50 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces Interim Dividend with Scrip Option for 2025
Sep 30, 2025

China Jinmao Holdings Group Limited announced an interim cash dividend of HKD 0.03 per share for the six months ending June 30, 2025. Shareholders have the option to receive their dividends in cash or convert them into scrip shares, with the relevant dates for these transactions specified. This announcement reflects the company’s ongoing commitment to providing returns to its investors, potentially impacting its financial strategy and shareholder relations.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Enters New Factoring Agreement with Sinochem
Sep 30, 2025

China Jinmao Holdings Group Limited has entered into a new 2025 Framework Agreement with Sinochem Factoring to continue utilizing financing and non-financing factoring services for the next three years. This agreement, which involves connected transactions under Hong Kong’s Listing Rules, allows the company to access financial services on a voluntary and non-exclusive basis, enhancing its operational flexibility without requiring independent shareholders’ approval.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Extends Financial Services Partnership with Ping An
Sep 29, 2025

China Jinmao Holdings Group Limited has entered into a renewed financial services framework agreement with Ping An Member Companies, extending their collaboration until December 2028. This agreement involves continuing connected transactions under the Hong Kong Listing Rules, requiring independent shareholders’ approval for certain financial services, including deposit, loan, and financing factoring services. The company will hold an extraordinary general meeting to seek necessary approvals, highlighting its ongoing strategic partnership with Ping An and its subsidiaries.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Amends Financial Services Agreement with Sinochem
Sep 29, 2025

China Jinmao Holdings Group Limited has announced amendments to its Sinochem Financial Services Framework Agreement, extending the term to December 31, 2026. The new Supplemental Agreement II introduces secured loan services, requiring asset security in accordance with regulatory policies. This move, subject to shareholder approval, aims to enhance financial flexibility and strengthen the company’s financial service offerings, positioning it strategically within the industry.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao’s Strategic Equity Realignment with Poly Real Estate
Sep 16, 2025

China Jinmao Holdings Group Limited, through its indirect wholly-owned subsidiary Beijing Yicheng, has entered into agreements with Poly Real Estate for capital increases in two companies, Beijing Chaoxin and Beijing Manmao. As a result of these transactions, Beijing Yicheng will hold 30% equity in Beijing Chaoxin and 70% in Beijing Manmao, while Poly Real Estate will hold the remaining stakes in each. These transactions are considered discloseable under Hong Kong’s Listing Rules, indicating a strategic reallocation of equity interests that could impact the company’s financial structure and market positioning.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Reports Strong Sales Performance for August 2025
Sep 9, 2025

China Jinmao Holdings Group Limited announced its unaudited sales data for August 2025, reporting a contracted sales amount of RMB9,077 million and a gross floor area of 410,651.92 square meters for the month. For the first eight months of 2025, the company achieved an accumulative contracted sales amount of RMB70,884 million, covering several major city projects. Additionally, the company recorded a subscribed property sales amount of RMB776 million as of the end of August. These figures, while preliminary and unaudited, indicate significant sales activity and expansion in various strategic locations, reflecting the company’s robust market presence and growth potential.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Clarifies Share Option Scheme in 2024 Annual Report
Sep 8, 2025

China Jinmao Holdings Group Limited has issued a supplemental announcement regarding its 2024 Annual Report, specifically addressing the acceptance terms of its new share option scheme. The company clarified that the offer of a grant of share options can be accepted within a 28-day period from the date of offer, with a nominal payment required upon acceptance. This announcement ensures transparency and provides additional clarity to stakeholders about the share option scheme, maintaining the integrity of the company’s financial disclosures.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces Interim Dividend for First Half of 2025
Sep 1, 2025

China Jinmao Holdings Group Limited announced an interim dividend of HKD 0.03 per share for the six months ending June 30, 2025. This update includes details on the ex-dividend date, book close period, and record date, with the payment scheduled for October 31, 2025. The announcement reflects the company’s ongoing commitment to shareholder returns and may influence investor sentiment positively.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces Interim Dividend and Scrip Option
Sep 1, 2025

China Jinmao Holdings Group Limited has announced the payment of an interim dividend of HK3 cents per share, with the register of members to be closed from 17 to 19 September 2025 to determine shareholders’ entitlement. The dividend will be payable on or before 31 October 2025, with a scrip dividend option allowing shareholders to receive new shares instead of cash.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.75 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao’s Subsidiary to Provide Strategic Loans to Shareholders
Aug 27, 2025

China Jinmao Holdings Group Limited announced that its indirect non-wholly-owned subsidiary, Beijing Zhaoxing, has entered into a Framework Agreement to provide loans to its shareholders, Fangxing Yicheng, Shanghai C&D, and Fuzhou Yucheng. The loans will be distributed in proportion to their shareholding ratios and under the same terms and conditions. This transaction is deemed discloseable under Hong Kong’s Listing Rules due to the percentage ratios involved, highlighting the company’s strategic financial maneuvers to support its subsidiaries and maintain operational stability.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.90 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Reports First Half 2025 Financial Results
Aug 26, 2025

China Jinmao Holdings Group Limited has released its key financial data for the first half of 2025, showing a slight decrease in revenue and net profit compared to the same period in 2024. Despite the decline in profits, the company maintained a stable gross profit margin and improved its net cash flows from financing activities, which could indicate a strategic focus on managing liabilities and financing operations effectively.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.90 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Declares Interim Dividend with Scrip Option
Aug 26, 2025

China Jinmao Holdings Group Limited announced an interim dividend of HKD 0.03 per share for the six months ending June 30, 2025. Shareholders have the option to receive the dividend in cash or opt for a scrip dividend, with further details on the scrip option to be announced. The payment date for the dividend is set for October 31, 2025. This announcement reflects the company’s ongoing commitment to providing returns to its shareholders and may impact its market positioning by highlighting its financial stability and shareholder-friendly policies.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.90 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Reports Revenue Growth Amidst Earnings Fluctuations
Aug 26, 2025

China Jinmao Holdings Group Limited announced its unaudited interim results for the six months ended June 30, 2025, reporting a 14% increase in revenue to RMB 25,112.6 million and an 8% rise in profit attributable to owners. Despite these gains, basic earnings per share decreased by 22% due to fair value losses on investment properties. The company declared an interim dividend of HK3 cents per share, with an option for shareholders to receive scrip shares, indicating a stable dividend policy amidst fluctuating earnings.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.90 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Holdings Announces Board Composition and Roles
Aug 15, 2025

China Jinmao Holdings Group Limited has announced the composition of its board of directors, highlighting the roles and functions of each member. The board consists of executive, non-executive, and independent non-executive directors, with Mr. TAO Tianhai serving as the Chairman. The announcement also details the membership of five board committees, including the Audit Committee and the ESG Committee, indicating a structured approach to governance and strategic oversight.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.55 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Holdings Strengthens Audit and Internal Control Oversight
Aug 15, 2025

China Jinmao Holdings Group Limited has outlined the responsibilities and procedures of its Audit Committee, emphasizing the oversight of external audits, financial policies, and internal controls. The committee is tasked with ensuring the integrity of financial reports, compliance with accounting standards, and effective risk management. This announcement highlights the company’s commitment to transparency and robust governance, potentially strengthening stakeholder confidence and enhancing its industry reputation.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.55 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Announces Board Committee Changes
Aug 15, 2025

China Jinmao Holdings Group Limited, a company incorporated in Hong Kong, has announced a change in the composition of its board committees. Mr. Liu Wen, a non-executive director, has been appointed to the Strategy and Investment Committee, replacing Ms. Qiao Xiaojie, an executive director, who has stepped down from the committee. This change reflects the company’s ongoing adjustments in its strategic decision-making processes.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.55 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Schedules Board Meeting for Interim Results and Dividend Discussion
Aug 13, 2025

China Jinmao Holdings Group Limited has announced a board meeting scheduled for August 26, 2025, to discuss and approve the unaudited condensed consolidated interim results for the first half of 2025. The meeting will also consider the recommendation of an interim dividend, which could impact shareholder returns and reflect the company’s financial health.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.55 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

China Jinmao Reports Strong Sales Growth in July 2025
Aug 11, 2025

China Jinmao Holdings Group Limited announced its unaudited sales data for July 2025, reporting a contracted sales amount of RMB8,460 million and a gross floor area of 376,634.63 square meters. For the first seven months of 2025, the company achieved an accumulative contracted sales amount of RMB61,807 million, covering various major projects across China. The announcement highlights the company’s ongoing growth in property sales, although it advises caution due to potential discrepancies in unaudited data and market uncertainties.

The most recent analyst rating on (HK:0817) stock is a Buy with a HK$1.55 price target. To see the full list of analyst forecasts on China Jinmao Holdings Group Limited stock, see the HK:0817 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025