China Vered Financial Holding Corporation Limited (0245) AI Stock Analysis

• Market Cap: HK$2.57B
• Dividend Yield: N/A
• Average Volume (3M): 48.37M
• Price to Earnings (P/E): 10.8
• Beta (1Y): <0.01
• Revenue Growth: -15.47%
• EPS Growth: N/A
• Country: HK
• Employees: 48
• Sector: Financial
• Sector Strength: 86
• Industry: Asset Management
• EPS (TTM): <0.01
• Shares Outstanding: 37,181,960,000
• 10 Day Avg. Volume: 31,650,516
• 30 Day Avg. Volume: 48,371,107
• PEG Ratio: <0.01
• Price to Book (P/B): 0.56
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -25.85
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 52 Neutral
• Price Target: ―

China Vered Financial Holding Corporation Limited faces significant challenges, particularly in profitability and cash flow management, as reflected in the financial performance score. The technical analysis indicates a neutral to slightly bearish sentiment, and valuation suggests the stock could be undervalued. The overall score reflects the company's financial instability, counterbalanced by potential valuation opportunities.

China Vered Financial Holding Corporation Limited Business Overview & Revenue Model

Company Description

China Vered Financial Holding Corporation Limited, an investment holding company, provides asset management, consultancy, financing, and securities advisory and brokerage services. It also provides insurance agency and money lending services. The company was formerly known as China Minsheng Financial Holding Corporation Limited and changed its name to China Vered Financial Holding Corporation Limited in July 2020. China Vered Financial Holding Corporation Limited was incorporated in 1972 and is based in Causeway Bay, Hong Kong.

How the Company Makes Money

China Vered Financial Holding Corporation Limited generates revenue through multiple streams within the financial services industry. Its primary sources of income include fees and commissions from investment banking services, such as underwriting and advisory services for mergers and acquisitions, as well as trading and brokerage services. The company also earns revenue from asset management, where it charges management and performance fees for overseeing client assets. Additionally, the company may engage in strategic partnerships or investments that contribute to its earnings, alongside interest income from its financial activities.

China Vered Financial Holding Corporation Limited Financial Statement Overview

Summary

China Vered Financial Holding Corporation Limited exhibits a mixed financial picture. The income statement reveals significant challenges with inconsistent revenue growth and profitability issues. The balance sheet is moderately stable with low leverage, but the return on equity has been negative at times. Cash flow volatility is concerning, with significant negative free cash flow values.

Income Statement

The income statement reveals significant challenges. The gross profit margin has seen fluctuations with a notable negative value in 2024, indicating issues in cost management or revenue generation. The net profit margin has been volatile, with instances of significant losses in recent years. Revenue growth is inconsistent, with both increases and decreases observed year-over-year. Margins such as EBIT and EBITDA have also shown instability, reflecting operational inefficiencies and profit challenges.

Balance Sheet

The balance sheet displays moderate stability. The debt-to-equity ratio remains low, suggesting limited leverage, which is a positive aspect. However, the return on equity has been negative at times, indicating inefficiencies in generating profits from shareholders' equity. The equity ratio shows strong equity backing relative to assets, highlighting financial stability despite inconsistent profitability.

Cash Flow

Cash flow analysis indicates volatility and concerns. The free cash flow has been erratic, with significant negative values, raising red flags about the company's ability to generate cash from operations. The operating cash flow to net income ratio varies widely, pointing to inconsistencies in cash generation relative to accounting profits. The company needs to stabilize its cash flows to ensure sustainable operations.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
536.01M	114.39M	243.76M	302.54M	318.33M
	Gross Profit
522.68M	112.49M	142.22M	243.72M	135.60M
	EBIT
273.63M	-15.24M	95.78M	116.48M	83.07M
	EBITDA
290.96M	11.48M	0.00	137.29M	109.52M
	Net Income Common Stockholders
222.82M	-24.83M	-623.26M	71.19M	323.45M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.20B	692.05M	1.71B	2.29B	2.27B
	Total Assets
4.73B	4.32B	4.46B	5.47B	6.19B
	Total Debt
10.89M	29.27M	11.35M	171.84M	541.04M
	Net Debt
-408.84M	-660.37M	-1.02B	-426.98M	112.27M
	Total Liabilities
344.66M	329.54M	309.05M	527.10M	898.42M
	Stockholders Equity
4.38B	3.98B	4.15B	4.93B	5.55B
Cash Flow		Free Cash Flow
0.00	-313.23M	392.10M	520.91M	-1.50B
	Operating Cash Flow
0.00	-313.12M	392.20M	521.91M	-1.49B
	Investing Cash Flow
0.00	-27.02M	-18.32M	-205.00K	-10.67M
	Financing Cash Flow
0.00	17.92M	-177.10M	-357.27M	-11.13M

China Vered Financial Holding Corporation Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.07
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0245, the sentiment is Positive. The current price of 0.07 is above the 20-day moving average (MA) of 0.06, above the 50-day MA of 0.05, and above the 200-day MA of 0.05, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 72.27 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0245.

China Vered Financial Holding Corporation Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
1460	78 Outperform	HK$177.27M	7.24	4.42%	4.29%	7.39%	142.61%
0090	68 Neutral	HK$275.16M	3.95	7.09%	―	1.92%	-16.90%
Sector *	64 Neutral	$12.79B	9.71	7.54%	16971.00%	12.07%	-7.53%
0829	58 Neutral	HK$1.02B	35.39	1.14%	12.70%	-10.03%	-14.29%
0245	52 Neutral	HK$2.57B	10.78	5.26%	―	-15.47%	―
CGNMF		$1.57B	33.38	13.49%	0.20%	―	―
1823	44 Neutral	HK$169.17M	128.95	-1.10%	―	-52.67%	-102.48%

China Vered Financial Holding Corporation Limited Corporate Events

China Vered Financial Reports Strong Turnaround in 2024

China Vered Financial Holding Corporation Limited announced its annual results for the year ended December 31, 2024, reporting a significant turnaround with a profit of HK$223.2 million compared to a loss in the previous year. The company’s performance was bolstered by a substantial net gain on financial assets and liabilities, despite a decrease in total revenue and increased staff costs. This positive outcome may enhance the company’s market positioning and provide confidence to stakeholders.

China Vered Financial Announces Share Consolidation and Board Lot Size Change

China Vered Financial Holding Corporation Limited has announced a proposed share consolidation, where every twenty existing shares will be consolidated into one share. This move aims to streamline the company’s share structure, potentially impacting the trading dynamics on the Stock Exchange. Additionally, the company plans to change the board lot size for trading from 10,000 existing shares to 5,000 consolidated shares, contingent upon the share consolidation’s effectiveness. These changes are subject to shareholder approval and regulatory conditions, and they are not expected to alter the company’s underlying business operations or shareholder rights.

China Vered Financial Holding to Review Year-End Financials and Dividend

China Vered Financial Holding Corporation Limited has announced that its board of directors will convene on March 28, 2025, to review and approve the company’s financial results for the year ending December 31, 2024. The meeting will also consider the recommendation of a final dividend, which could impact shareholder returns and reflect the company’s financial health. This announcement is a routine part of the company’s operations but holds significance for stakeholders as it may influence investor sentiment and market positioning.