China Vered Financial Holding Corporation Limited (0245) AI Stock Analysis

• Market Cap: €2.05B
• Dividend Yield: N/A
• Average Volume (3M): 1.03M
• Price to Earnings (P/E): 2.0
• Beta (1Y): -0.15
• Revenue Growth: 56.35%
• EPS Growth: N/A
• Country: HK
• Employees: 48
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.40
• Shares Outstanding: 1,859,098,000
• 10 Day Avg. Volume: 995,953
• 30 Day Avg. Volume: 1,025,970
• PEG Ratio: >-0.01
• Price to Book (P/B): 0.35
• Price to Sales (P/S): 2.85
• P/FCF Ratio: -6.72
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 56 Neutral
• Price Target: HK$1.00 ▼(-9.09% Downside)

The overall stock score reflects significant challenges in financial performance, particularly in profitability and cash flow stability. Technical analysis suggests a neutral to slightly bearish outlook, while the low P/E ratio indicates potential undervaluation. The absence of earnings call data and corporate events limits additional insights.

China Vered Financial Holding Corporation Limited Business Overview & Revenue Model

Company Description

China Vered Financial Holding Corporation Limited, an investment holding company, provides asset management, consultancy, financing, and securities advisory and brokerage services. It also provides insurance agency and money lending services. The company was formerly known as China Minsheng Financial Holding Corporation Limited and changed its name to China Vered Financial Holding Corporation Limited in July 2020. China Vered Financial Holding Corporation Limited was incorporated in 1972 and is based in Causeway Bay, Hong Kong.

How the Company Makes Money

China Vered Financial Holding Corporation Limited generates revenue through multiple streams, including management fees from asset management and advisory services, transaction fees from investment activities, and commissions from financial product sales. The company may also engage in proprietary trading, generating additional income from market activities. Significant partnerships with financial institutions and investment firms enhance its service offerings and broaden its client base, contributing to its overall earnings. Additionally, the firm may benefit from strategic investments in high-growth sectors, allowing it to capitalize on market opportunities and increase profitability.

China Vered Financial Holding Corporation Limited Financial Statement Overview

Summary

The company exhibits a mixed financial picture. It struggles with profitability and revenue consistency, as seen in the income statement, while maintaining a stable balance sheet with low leverage. Cash flow volatility poses a risk to operational sustainability. Overall, the company faces challenges in profitability and cash management, but benefits from a strong equity position.

Income Statement

The income statement reveals significant challenges. The gross profit margin has seen fluctuations with a notable negative value in 2024, indicating issues in cost management or revenue generation. The net profit margin has been volatile, with instances of significant losses in recent years. Revenue growth is inconsistent, with both increases and decreases observed year-over-year. Margins such as EBIT and EBITDA have also shown instability, reflecting operational inefficiencies and profit challenges.

Balance Sheet

The balance sheet displays moderate stability. The debt-to-equity ratio remains low, suggesting limited leverage, which is a positive aspect. However, the return on equity has been negative at times, indicating inefficiencies in generating profits from shareholders' equity. The equity ratio shows strong equity backing relative to assets, highlighting financial stability despite inconsistent profitability.

Cash Flow

Cash flow analysis indicates volatility and concerns. The free cash flow has been erratic, with significant negative values, raising red flags about the company's ability to generate cash from operations. The operating cash flow to net income ratio varies widely, pointing to inconsistencies in cash generation relative to accounting profits. The company needs to stabilize its cash flows to ensure sustainable operations.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	137.19M	536.01M	114.39M	243.76M	302.54M	318.33M
Gross Profit	505.08M	536.01M	112.49M	142.22M	243.72M	135.60M
EBITDA	1.31B	285.82M	11.48M	-563.48M	145.41M	492.41M
Net Income	986.49M	222.82M	-24.83M	-623.26M	71.19M	323.45M
Balance Sheet
Total Assets	5.59B	4.73B	4.32B	4.46B	5.47B	6.19B
Cash, Cash Equivalents and Short-Term Investments	3.15B	1.20B	692.05M	1.61B	2.29B	2.29B
Total Debt	10.05M	10.89M	30.26M	11.35M	175.14M	541.04M
Total Liabilities	447.28M	344.66M	329.54M	309.05M	527.10M	898.42M
Stockholders Equity	5.13B	4.38B	3.98B	4.15B	4.93B	5.55B
Cash Flow
Free Cash Flow	-129.12M	-226.92M	-313.23M	392.10M	520.91M	-1.50B
Operating Cash Flow	-120.74M	-218.53M	-313.12M	392.20M	521.91M	-1.49B
Investing Cash Flow	-8.10M	-8.11M	-27.02M	-18.32M	-205.00K	-10.67M
Financing Cash Flow	242.00K	-29.02M	17.92M	-177.10M	-357.27M	-11.13M

China Vered Financial Holding Corporation Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0245, the sentiment is Negative. The current price of 1.1 is below the 20-day moving average (MA) of 1.13, below the 50-day MA of 1.12, and above the 200-day MA of 1.05, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 41.31 is Neutral, neither overbought nor oversold. The STOCH value of 42.86 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0245.

China Vered Financial Holding Corporation Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	―	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
1140	―	HK$2.74B	42.62	0.65%	―	23.97%	19.61%
0245	―	€2.05B	2.04	22.46%	―	56.35%	―
2312	―	HK$611.93M	60.25	11.27%	―	99.09%	―
1697	―	HK$1.82B	12.11	1.22%	―	-31.92%	-10.06%
1226	―	HK$342.46M	―	-3.51%	―	―	85.46%

China Vered Financial Holding Corporation Limited Corporate Events

China Vered Financial Holding Clarifies Share Award Plan Status

China Vered Financial Holding Corporation Limited issued a supplemental announcement to its 2024 Annual Report, clarifying that no new shares were issued or planned under the Share Award Plan during the reporting period. This additional information does not alter any other details in the annual report, maintaining the company’s current operational and strategic positioning.

The most recent analyst rating on (HK:0245) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on China Vered Financial Holding Corporation Limited stock, see the HK:0245 Stock Forecast page.

China Vered Financial Reports Strong Interim Results for 2025

China Vered Financial Holding Corporation Limited reported its interim results for the first half of 2025, showing a significant turnaround with a profit of HK$742.3 million compared to a loss in the same period last year. This improvement is driven by a substantial net gain on financial assets and a reduction in staff costs, positioning the company more favorably in the financial services industry.

The most recent analyst rating on (HK:0245) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on China Vered Financial Holding Corporation Limited stock, see the HK:0245 Stock Forecast page.

China Vered Financial to Announce Interim Results and Dividend Decision

China Vered Financial Holding Corporation Limited has announced that its board of directors will meet on August 27, 2025, to review and approve the unaudited interim results for the first half of the year and consider the recommendation of an interim dividend. This meeting is significant as it will provide insights into the company’s financial performance and potential returns for stakeholders.