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China Financial Leasing Group Ltd (HK:2312)
:2312
Hong Kong Market
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China Financial Leasing Group Ltd (2312) AI Stock Analysis

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HK:2312

China Financial Leasing Group Ltd

(2312)

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Neutral 46 (OpenAI - Gpt-5.6Sol)
Rating:46Neutral
Price Target:
HK$0.38
▼(-63.40% Downside)
Action:Reiterated
Date:08/07/26
The score is held down primarily by weak financial performance: multi-year net losses, a severe 2025 revenue collapse, and persistent negative operating/free cash flow with increased 2025 cash burn. Partially offsetting this is low leverage on the balance sheet and improving near-term technical momentum (price above 20/50-day averages and positive MACD), but longer-term trend signals remain weak and valuation support is limited due to negative earnings and no dividend yield provided.
Positive Factors
Very Low Leverage
Very low debt relative to equity reduces balance-sheet leverage and near-term solvency pressure. This gives the company more financial flexibility than a heavily indebted peer, although it does not by itself resolve the underlying profitability and cash-flow weaknesses.
Negative Factors
Severe Revenue Collapse
A revenue decline of roughly 92% represents a major contraction in the company’s operating scale and weakens the foundation for recurring earnings. Unless revenue recovers materially, fixed and operating costs are likely to remain poorly supported, limiting sustainable growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Very Low Leverage
Very low debt relative to equity reduces balance-sheet leverage and near-term solvency pressure. This gives the company more financial flexibility than a heavily indebted peer, although it does not by itself resolve the underlying profitability and cash-flow weaknesses.
Read all positive factors

China Financial Leasing Group Ltd (2312) vs. iShares MSCI Hong Kong ETF (EWH)

China Financial Leasing Group Ltd Business Overview & Revenue Model

Company Description
China Financial Leasing Group Limited, a fixed income fund, is overseen by Wealth Assets Management Limited. This fund strategically invests within China's fixed income sector, with a specific emphasis on opportunities in leasing markets and conve...
How the Company Makes Money
Null...

China Financial Leasing Group Ltd Financial Statement Overview

Summary
Financial performance is weak. The company is consistently loss-making (2020–2025), revenue fell sharply in 2025 (~92% YoY), and operating/free cash flow are negative every year with a larger cash burn in 2025. The main positive is a conservatively levered balance sheet (very low debt-to-equity), which helps reduce near-term solvency pressure, but ongoing losses and cash burn dominate.
Income Statement
12
Very Negative
Balance Sheet
63
Positive
Cash Flow
18
Very Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue543.00K843.00K2.04M-4.21M-15.89M-45.49M
Gross Profit-78.00K222.00K2.01M-4.19M-15.91M-45.49M
EBITDA-70.65M-13.97M-2.01M-7.95M-19.83M-51.09M
Net Income-71.40M-14.66M-2.04M-7.97M-20.50M-51.60M
Balance Sheet
Total Assets125.11M151.97M78.40M60.64M68.93M47.05M
Cash, Cash Equivalents and Short-Term Investments102.05M116.40M78.32M60.13M68.85M46.89M
Total Debt1.34M1.97M368.00K93.00K361.00K96.00K
Total Liabilities1.48M2.58M761.00K466.00K794.00K533.00K
Stockholders Equity123.63M149.40M77.64M60.17M68.14M46.52M
Cash Flow
Free Cash Flow-85.52M-86.26M-17.47M-21.07M-2.81M-2.29M
Operating Cash Flow-70.83M-71.57M-17.44M-21.05M-2.79M-2.27M
Investing Cash Flow-14.69M-14.69M-27.00K-17.00K-21.00K-17.00K
Financing Cash Flow85.88M85.81M19.66M-689.00K41.85M19.08M

China Financial Leasing Group Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.03
Price Trends
50DMA
0.37
Positive
100DMA
0.45
Negative
200DMA
0.72
Negative
Market Momentum
MACD
<0.01
Positive
RSI
47.21
Neutral
STOCH
26.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2312, the sentiment is Negative. The current price of 1.03 is above the 20-day moving average (MA) of 0.39, above the 50-day MA of 0.37, and above the 200-day MA of 0.72, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 47.21 is Neutral, neither overbought nor oversold. The STOCH value of 26.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2312.

China Financial Leasing Group Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
65
Neutral
HK$1.82B-3.16-13.01%4.13%-158.44%
55
Neutral
HK$328.01M2.3346.99%1098.58%
53
Neutral
HK$1.09B-4.09-2.05%8.60%40.70%-272.05%
52
Neutral
HK$51.36B4.0918.13%1.29%-17.56%18.15%
46
Neutral
HK$175.90M-2.22-52.30%-92.41%-812.70%
40
Underperform
HK$261.12M-3.31-8.85%0.67%-74.17%63.64%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:2312
China Financial Leasing Group Ltd
0.39
-0.98
-71.53%
HK:0245
China Vered Financial Holding Corporation Limited
0.99
-0.18
-15.38%
HK:1226
China Investment and Finance Group Ltd
0.80
<0.01
0.63%
HK:1697
Shandong International Trust Corp. Class H
0.24
-0.17
-41.25%
HK:2799
China Huarong Asset Management Co., Ltd. Class H
0.64
-0.45
-41.28%
HK:0721
China Financial International Investments Limited
0.11
-0.28
-71.90%

China Financial Leasing Group Ltd Corporate Events

Long Investment Corp Launches HK$90 Million Non-Underwritten Rights Issue Backed by Key Shareholders
Sep 7, 2026
Long Investment Corp has announced a rights issue on a non-underwritten basis, offering one rights share for every two existing shares at HK$0.395 to raise up to approximately HK$90.2 million. Net proceeds are estimated at about HK$89.3 million, a...
Long Investment Corp Swings to Interim Loss on Fair Value and Digital Asset Hits
Aug 21, 2026
Long Investment Corp reported unaudited interim results for the six months ended 30 June 2026, showing a sharp swing from profit to loss as fair value movements weighed on performance. The company&#8217;s revenue dropped to zero from HK$719,000 a ...
Long Investment Corp Sets Formal Mandate for Board Nomination Committee
Aug 21, 2026
Long Investment Corp has formalized the terms of reference for its nomination committee, a board committee established to oversee director appointments and board composition. The committee must consist of at least three members, with a majority be...
Long Investment Corp flags HK$50–60 million interim loss on market and digital asset hits
Aug 14, 2026
Long Investment Corp has warned that it expects to swing to a significant interim loss for the six months ended 30 June 2026, projecting a deficit of HK$50 million to HK$60 million versus a profit of HK$1.8 million a year earlier. The sharp revers...
Long Investment Corp Updates Investors on July Net Asset Value
Aug 14, 2026
Long Investment Corp reported that its unaudited net asset value per share stood at approximately HK$0.30 as at 31 July 2026, offering investors an updated snapshot of the firm&#8217;s balance-sheet strength. The disclosure, approved by chairman C...
Long Investment Corp Sets August Board Meeting to Review Interim Results
Jul 16, 2026
Long Investment Corp has scheduled a board meeting for 21 August 2026 to review and approve the group&#8217;s interim results for the six months ended 30 June 2026. The board will also consider whether to declare an interim dividend and may addres...
Long Investment Corp Posts Unaudited NAV of HK$0.28 Per Share
Jul 15, 2026
Long Investment Corp reported an unaudited net asset value of HK$0.28 per share as of 30 June 2026, providing investors with an updated snapshot of the company&#8217;s underlying asset base. The announcement offers clarity on the firm&#8217;s curr...
Long Investment Corp Updates Investors on Unaudited NAV per Share
Jun 15, 2026
Long Investment Corp reported that its unaudited net asset value per share stood at approximately HK$0.33 as of 31 May 2026, calculated on 456,878,407 ordinary shares in issue. The disclosure provides investors with an updated snapshot of the comp...
Long Investment Corp shareholders give full backing to AGM resolutions
Jun 12, 2026
Shareholders of Long Investment Corp approved all resolutions at the annual general meeting held in Hong Kong on 12 June 2026, with 100% of votes cast in favour of each motion. The meeting endorsed the 2025 audited financial statements, re-elected...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 07, 2026