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Min Xin Holdings Limited
(0222)
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Rating:64Neutral
Price Target:
HK$3.00
▲(6.76% Upside)
Action:Reiterated
Date:06/27/26
The score is driven primarily by solid balance-sheet positioning with low leverage, offset by uneven earnings and cash-flow reliability. Technically, the stock is in a strong uptrend but appears overbought (very high RSI/Stoch), increasing pullback risk. Valuation is fair with an attractive dividend yield, but not strong enough to outweigh the volatility in fundamentals and stretched momentum.
Positive Factors
Conservative Leverage
Conservative leverage and a substantial equity cushion strengthen financial resilience over the next several quarters. Low debt exposure can reduce balance-sheet pressure, preserve flexibility for capital allocation, and help the company absorb fluctuations in underwriting or investment results.
Negative Factors
Low Return on Equity
The low and persistently modest ROE suggests that the substantial capital base is not being converted into strong recurring returns. This can limit earnings compounding and indicates that balance-sheet strength has not yet translated into efficient profitability for shareholders.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative Leverage
Conservative leverage and a substantial equity cushion strengthen financial resilience over the next several quarters. Low debt exposure can reduce balance-sheet pressure, preserve flexibility for capital allocation, and help the company absorb fluctuations in underwriting or investment results.
Read all positive factors
Min Xin Holdings Limited (0222) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.63B
Dividend Yield2.97%
Average Volume (3M)87.47K
Price to Earnings (P/E)17.9
Beta (1Y)0.32
Revenue Growth1.46%
EPS Growth-24.59%
CountryHK
Employees73
SectorFinancial
Sector Strength70
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)0.15
Shares Outstanding597,257,260
10 Day Avg. Volume117,400
30 Day Avg. Volume87,466
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)0.26
Price to Sales (P/S)8.38
P/FCF Ratio38.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Min Xin Holdings Limited Business Overview & Revenue Model
Company Description
Min Xin Holdings Limited, an investment holding firm, conducts its primary operations across financial services, general insurance, property investment, and strategic investments. These activities span Hong Kong, mainland China, and Macau. The com...
How the Company Makes Money
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Min Xin Holdings Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
78
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 278.67M | 259.28M | 236.41M | 244.27M | 263.32M | 232.85M |
| Gross Profit | 206.31M | 282.25M | 65.77M | 244.27M | 263.32M | 100.64M |
| EBITDA | 132.94M | 170.32M | 141.86M | 73.28M | 19.72M | 523.68M |
| Net Income | 89.94M | 119.60M | 87.70M | 39.41M | 456.97M | 495.93M |
Balance Sheet | ||||||
| Total Assets | 9.75B | 9.46B | 8.92B | 9.18B | 9.17B | 9.67B |
| Cash, Cash Equivalents and Short-Term Investments | 430.22M | 725.01M | 1.12B | 1.04B | 236.26M | 466.99M |
| Total Debt | 822.45M | 867.93M | 838.66M | 856.16M | 693.43M | 598.36M |
| Total Liabilities | 1.15B | 1.14B | 1.10B | 1.12B | 907.47M | 958.67M |
| Stockholders Equity | 8.61B | 8.32B | 7.82B | 8.07B | 8.26B | 8.71B |
Cash Flow | ||||||
| Free Cash Flow | -26.65M | 56.66M | -26.00M | -17.25M | 41.97M | 27.39M |
| Operating Cash Flow | -25.42M | 56.89M | -24.71M | -16.00M | 43.45M | 28.36M |
| Investing Cash Flow | -310.07M | -301.93M | 265.68M | 108.86M | -21.82M | -146.69M |
| Financing Cash Flow | -11.00K | 268.46M | -74.15M | 90.35M | -225.01M | 258.78M |
Min Xin Holdings Limited Technical Analysis
Negative
2.81
Price Trends
3.02
Negative
2.73
Negative
2.95
Negative
Market Momentum
-0.07
Positive
37.31
Neutral
70.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0222, the sentiment is Negative. The current price of 2.81 is below the 20-day moving average (MA) of 2.84, below the 50-day MA of 3.02, and below the 200-day MA of 2.95, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 37.31 is Neutral, neither overbought nor oversold. The STOCH value of 70.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0222.
Min Xin Holdings Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$1.63B | 17.86 | 1.06% | 2.97% | 1.46% | -24.59% | |
61 Neutral | HK$1.56B | 14.04 | 3.61% | 12.05% | 26.14% | 90.63% | |
60 Neutral | HK$3.82B | 7.71 | 11.07% | 6.37% | 3.01% | 16.01% | |
55 Neutral | HK$442.35M | -0.50 | -19.32% | 27.47% | -32.03% | -235.24% | |
48 Neutral | HK$359.48M | -5.28 | -19.48% | 1.18% | 333.90% | -75.17% | |
43 Neutral | HK$603.09M | -3.20 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:0222
Min Xin Holdings Limited
2.69
-0.38
-12.23%
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Min Xin Holdings Limited Corporate Events
Min Xin Holdings Sees Interim Profit Slump Despite Stronger Balance Sheet
Aug 27, 2026
Min Xin Holdings reported a sharp decline in interim profitability for the six months ended 30 June 2026, with profit attributable to shareholders down 45.7% to HK$35.21 million and basic earnings per share falling to 5.89 HK cents. The drop was d...
Min Xin Warns of Up to 50% Drop in Interim Profit
Aug 18, 2026
Min Xin Holdings Limited has issued a profit warning, advising shareholders and investors that profit attributable to shareholders for the six months ended 30 June 2026 is expected to fall to about HK$32.50 million to HK$37.50 million. This repres...
Min Xin Sets August Board Meeting to Approve Interim Results and Consider Dividend
Aug 12, 2026
Min Xin Holdings Limited has scheduled a board meeting for 27 August 2026 to review and approve the interim results of the company and its subsidiaries for the six months ended 30 June 2026. The board will also consider the declaration of an inter...
Min Xin Revises Loan Terms and Affirms Controlling Shareholder’s Grip
Jun 25, 2026
Min Xin Holdings Limited has entered into a supplemental facility agreement with its lending bank to amend the interest rate terms of an existing facility, formalizing the arrangement as a New Facility Agreement. The move underscores the company&#...
Min Xin shareholders back all AGM resolutions, renew capital mandates
Jun 23, 2026
Min Xin Holdings Limited reported that all resolutions proposed at its annual general meeting on 23 June 2026 were approved by shareholders via poll, with near-unanimous support across items. Investors endorsed the 2025 audited financial statement...
Min Xin Tightens Loan Terms Tied to Controlling Shareholder’s Stake
Jun 23, 2026
Min Xin Holdings Limited has entered into new supplemental facility letters with a bank to amend the interest margin on an existing financing arrangement, updating the terms governing its credit facilities. The move signals ongoing active manageme...
Min Xin secures HK$110m revolving loan tied to controlling shareholder’s stake
Jun 23, 2026
Min Xin Holdings Limited has entered into a facility agreement with a bank for an uncommitted revolving loan facility of up to HK$110 million, giving the lender broad discretion to approve drawdowns, cancel unused portions and accelerate repayment...
Min Xin reshapes remuneration committee as Chen Ying joins, Huang Wensheng steps down
Jun 23, 2026
Min Xin Holdings Limited has announced a change in the composition of its remuneration committee, highlighting an internal rebalancing of governance responsibilities within its board. The move underscores the company’s ongoing attention to b...
Min Xin Holdings refreshes board and committee roles for 2026
Jun 23, 2026
Min Xin Holdings Limited has updated the composition of its board of directors and board committees, effective 24 June 2026, appointing WANG Fei as chairman, HUANG Wensheng as vice chairman and CHEN Ying as general manager. The board continues to ...
Min Xin Holdings Wins Shareholder Backing for All AGM Resolutions
Jun 23, 2026
Min Xin Holdings Limited reported that all resolutions tabled at its 23 June 2026 annual general meeting were approved by shareholders via poll, including the adoption of its 2025 audited financial statements and the declaration of a final dividen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.