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Min Xin Holdings Limited
(0222)
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Rating:57Neutral
Price Target:
HK$2.50
▼(-11.03% Downside)
Action:Reiterated
Date:09/27/26
The score is held up by a conservative, low-leverage balance sheet, but is capped by uneven earnings quality and historically inconsistent cash generation. The technical picture is the largest near-term drag, with the stock trading below major moving averages and weak momentum indicators, while valuation is broadly neutral with a modest dividend yield.
Positive Factors
Conservative balance sheet
Very low leverage gives Min Xin financial resilience and preserves flexibility for claims, investment, and capital allocation. The substantial equity cushion can help the insurer absorb business volatility without relying heavily on external financing or taking on material refinancing pressure.
Negative Factors
Volatile earnings quality
Large historical swings in net and gross margins make it difficult to view reported profitability as a stable recurring earnings base. This uncertainty can reduce forecasting confidence and means future results may depend materially on changing business mix or non-recurring drivers rather than durable operating improvement.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage gives Min Xin financial resilience and preserves flexibility for claims, investment, and capital allocation. The substantial equity cushion can help the insurer absorb business volatility without relying heavily on external financing or taking on material refinancing pressure.
Read all positive factors
Min Xin Holdings Limited (0222) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.52B
Dividend Yield3.14%
Average Volume (3M)20.00K
Price to Earnings (P/E)16.9
Beta (1Y)-0.11
Revenue Growth1.46%
EPS Growth-24.59%
CountryHK
Employees73
SectorFinancial
Sector Strength70
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)0.15
Shares Outstanding597,257,260
10 Day Avg. Volume15,600
30 Day Avg. Volume20,000
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)0.26
Price to Sales (P/S)8.38
P/FCF Ratio38.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Min Xin Holdings Limited Business Overview & Revenue Model
Company Description
Min Xin Holdings Limited, an investment holding firm, conducts its primary operations across financial services, general insurance, property investment, and strategic investments. These activities span Hong Kong, mainland China, and Macau. The com...
How the Company Makes Money
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Min Xin Holdings Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
78
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 278.67M | 259.28M | 236.41M | 244.27M | 263.32M | 232.85M |
| Gross Profit | 206.31M | 282.25M | 65.77M | 244.27M | 263.32M | 100.64M |
| EBITDA | 132.94M | 170.32M | 141.86M | 73.28M | 19.72M | 62.48M |
| Net Income | 89.94M | 119.60M | 87.70M | 39.41M | 456.97M | 495.93M |
Balance Sheet | ||||||
| Total Assets | 9.75B | 9.46B | 8.92B | 9.18B | 9.17B | 9.67B |
| Cash, Cash Equivalents and Short-Term Investments | 430.22M | 725.01M | 1.12B | 1.04B | 236.26M | 466.99M |
| Total Debt | 822.45M | 867.93M | 838.66M | 856.16M | 693.43M | 598.36M |
| Total Liabilities | 1.15B | 1.14B | 1.10B | 1.12B | 907.47M | 958.67M |
| Stockholders Equity | 8.61B | 8.32B | 7.82B | 8.07B | 8.26B | 8.71B |
Cash Flow | ||||||
| Free Cash Flow | -26.65M | 56.66M | -26.00M | -17.25M | 41.97M | 27.39M |
| Operating Cash Flow | -25.42M | 56.89M | -24.71M | -16.00M | 43.45M | 28.36M |
| Investing Cash Flow | -310.07M | -301.93M | 265.68M | 108.86M | -21.82M | -146.69M |
| Financing Cash Flow | -11.00K | 268.46M | -74.15M | 90.35M | -225.01M | 258.78M |
Min Xin Holdings Limited Technical Analysis
Negative
2.81
Price Trends
2.68
Negative
2.82
Negative
2.83
Negative
Market Momentum
-0.05
Negative
46.79
Neutral
71.27
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0222, the sentiment is Negative. The current price of 2.81 is above the 20-day moving average (MA) of 2.57, above the 50-day MA of 2.68, and below the 200-day MA of 2.83, indicating a bearish trend. The MACD of -0.05 indicates Negative momentum. The RSI at 46.79 is Neutral, neither overbought nor oversold. The STOCH value of 71.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0222.
Min Xin Holdings Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | HK$3.66B | 7.48 | 10.90% | 6.97% | 4.43% | 6.41% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
57 Neutral | HK$1.52B | 16.93 | 1.06% | 3.14% | 1.46% | -24.59% | |
54 Neutral | HK$1.27B | 10.83 | 3.61% | 12.05% | 26.14% | 90.63% | |
54 Neutral | HK$472.70M | -2.39 | -24.06% | ― | 33.07% | -135.86% | |
53 Neutral | HK$554.16M | -0.62 | -19.32% | 21.74% | -32.03% | -235.24% | |
44 Neutral | HK$315.33M | -4.59 | -19.48% | 1.18% | 335.38% | -75.17% |
* Financial Sector Average
HK:0222
Min Xin Holdings Limited
2.55
-0.69
-21.30%
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Min Xin Holdings Limited Corporate Events
Min Xin Holdings Sees Interim Profit Slump Despite Stronger Balance Sheet
Aug 27, 2026
Min Xin Holdings reported a sharp decline in interim profitability for the six months ended 30 June 2026, with profit attributable to shareholders down 45.7% to HK$35.21 million and basic earnings per share falling to 5.89 HK cents. The drop was d...
Min Xin Warns of Up to 50% Drop in Interim Profit
Aug 18, 2026
Min Xin Holdings Limited has issued a profit warning, advising shareholders and investors that profit attributable to shareholders for the six months ended 30 June 2026 is expected to fall to about HK$32.50 million to HK$37.50 million. This repres...
Min Xin Sets August Board Meeting to Approve Interim Results and Consider Dividend
Aug 12, 2026
Min Xin Holdings Limited has scheduled a board meeting for 27 August 2026 to review and approve the interim results of the company and its subsidiaries for the six months ended 30 June 2026. The board will also consider the declaration of an inter...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.