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Cross-Harbour (Holdings)
(0032)
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Rating:71Outperform
Price Target:
HK$8.50
â–²(11.99% Upside)
Action:Reiterated
Date:08/04/26
The score is led by very attractive valuation (low P/E and high dividend yield) and solid balance-sheet strength, but it is held back by the sharp deterioration in recent operating/free cash flow and only modest-to-weak technical momentum (negative MACD and price below longer-term moving averages).
Positive Factors
Conservative balance sheet / low leverage
Very low debt and a conservative balance sheet provide durable financial flexibility. This reduces solvency risk, supports capital allocation choices (dividends, buybacks, capex) during downturns, and makes the company better positioned to absorb cyclical shocks over months.
Negative Factors
Recent collapse in operating and free cash flow
A sharp drop in operating and free cash flow undermines the sustainability of dividends, debt servicing and reinvestment. If persistent, weak cash conversion versus accounting profits constrains strategic flexibility and raises risk that profits won't translate into durable shareholder returns over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet / low leverage
Very low debt and a conservative balance sheet provide durable financial flexibility. This reduces solvency risk, supports capital allocation choices (dividends, buybacks, capex) during downturns, and makes the company better positioned to absorb cyclical shocks over months.
Read all positive factors
Cross-Harbour (Holdings) (0032) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$2.79B
Dividend Yield5.73%
Average Volume (3M)44.89K
Price to Earnings (P/E)4.6
Beta (1Y)0.03
Revenue Growth-5.33%
EPS Growth-15.25%
CountryHK
Employees660
SectorConsumer Defensive
Sector Strength42
IndustryEducation & Training Services
Share Statistics
EPS (TTM)1.63
Shares Outstanding372,688,200
10 Day Avg. Volume106,636
30 Day Avg. Volume44,888
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.38
Price to Sales (P/S)2.17
P/FCF Ratio64.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Cross-Harbour (Holdings) Business Overview & Revenue Model
Company Description
The Cross-Harbour (Holdings) Limited, an investment holding company established in 1965 and based in Wan Chai, Hong Kong, engages in a wide array of activities. Its core operations in Hong Kong encompass motoring school management, treasury oversi...
How the Company Makes Money
null...
Cross-Harbour (Holdings) Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
86
Very Positive
Cash Flow
48
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.01B | 1.40B | 1.23B | 875.16M | 702.16M | 699.67M |
| Gross Profit | 680.25M | 1.07B | 874.42M | 564.79M | 456.70M | 470.89M |
| EBITDA | 444.69M | 785.69M | 686.68M | 478.76M | -504.43M | -399.24M |
| Net Income | 608.83M | 723.53M | 434.51M | 519.97M | -445.25M | -49.24M |
Balance Sheet | ||||||
| Total Assets | 9.32B | 8.94B | 8.60B | 8.52B | 7.84B | 8.37B |
| Cash, Cash Equivalents and Short-Term Investments | 4.68B | 4.55B | 4.00B | 3.76B | 3.57B | 4.15B |
| Total Debt | 312.47M | 198.72M | 297.93M | 348.86M | 27.49M | 97.67M |
| Total Liabilities | 726.93M | 668.47M | 913.06M | 1.10B | 796.54M | 829.92M |
| Stockholders Equity | 8.36B | 8.07B | 7.49B | 7.22B | 6.86B | 7.34B |
Cash Flow | ||||||
| Free Cash Flow | 204.59M | 46.87M | 47.51M | 877.32M | 826.10M | 888.24M |
| Operating Cash Flow | 236.53M | 63.05M | 64.35M | 903.30M | 836.16M | 914.48M |
| Investing Cash Flow | -229.81M | -138.74M | 348.15M | -182.02M | -989.80M | 441.60M |
| Financing Cash Flow | -343.99M | -343.30M | -389.12M | -239.59M | -276.53M | -228.71M |
Cross-Harbour (Holdings) Technical Analysis
Positive
7.59
Price Trends
7.48
Positive
7.70
Negative
7.80
Negative
Market Momentum
>-0.01
Negative
51.00
Neutral
13.90
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0032, the sentiment is Positive. The current price of 7.59 is above the 20-day moving average (MA) of 7.48, above the 50-day MA of 7.48, and below the 200-day MA of 7.80, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 51.00 is Neutral, neither overbought nor oversold. The STOCH value of 13.90 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0032.
Cross-Harbour (Holdings) Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | HK$9.15B | 9.84 | 13.25% | 7.25% | 16.18% | 28.61% | |
73 Outperform | HK$2.01B | 5.52 | 36.98% | 8.88% | 23.93% | 13.07% | |
71 Outperform | HK$2.79B | 4.61 | 7.41% | 5.73% | -5.33% | -15.25% | |
68 Neutral | HK$72.25B | 19.35 | 11.94% | 2.07% | 15.93% | 32.77% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% | |
62 Neutral | HK$5.24B | 5.64 | 4.47% | 16.74% | 8.65% | 142.58% | |
60 Neutral | HK$1.23B | 1.47 | 7.28% | 4.71% | 3.44% | -1.43% |
* Consumer Defensive Sector Average
HK:0032
Cross-Harbour (Holdings)
7.51
-0.52
-6.49%
HK:1765
Hope Education Group Co., Ltd.
0.14
-0.05
-25.53%
HK:9901
New Oriental Education & Technology Group
45.32
4.95
12.26%
HK:3978
China Beststudy Education Group
2.65
-2.41
-47.72%
HK:0667
China East Education Holdings Limited
4.14
-2.62
-38.79%
HK:0839
China Education Group Holdings Limited
1.88
-0.96
-33.80%
Cross-Harbour (Holdings) Corporate Events
Cross-Harbour Warns of Lower First-Half 2026 Profit on Reduced Investment Gains
Aug 5, 2026
The Cross-Harbour (Holdings) Limited has issued a profit warning, stating that profit attributable to equity holders for the six months ended 30 June 2026 is expected to be around HK$340 million, down from HK$519.1 million a year earlier. The decl...
Cross-Harbour Declares Steady First Quarterly Interim Dividend for 2026
Jun 12, 2026
The Cross-Harbour (Holdings) Limited has declared a first quarterly interim dividend of HK$0.06 per share for the financial year ending 31 December 2026, matching the prior year’s payout and amounting to approximately HK$22.36 million, payab...
Cross-Harbour Declares First Quarterly Interim Dividend for 2026
Jun 12, 2026
The Cross-Harbour (Holdings) Limited has declared a first quarterly interim ordinary dividend of HKD 0.06 per share for the financial year ending 31 December 2026, based on the reporting period to 31 March 2026. The dividend will be paid in Hong K...
Cross-Harbour Board to Consider First 2026 Interim Dividend
Jun 2, 2026
The Cross-Harbour (Holdings) Limited has scheduled a board meeting for 12 June 2026 to consider declaring its first quarterly interim dividend for 2026. The announcement signals the board’s ongoing focus on returning capital to shareholders ...
Cross-Harbour Shareholders Back All AGM Resolutions, Approve Dividend and Capital Mandates
May 7, 2026
Shareholders of The Cross-Harbour (Holdings) Limited approved all resolutions at the annual general meeting held on 7 May 2026, including adoption of the 2025 audited financial statements and a final dividend of HK$0.24 per share. The meeting also...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.