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Hartford Insurance Group Inc (HIG)
NYSE:HIG
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Hartford Insurance (HIG) Price & Analysis

686 Followers

HIG Stock Chart & Stats

$139.84
-$0.07(-0.06%)
At close: 4:00 PM EST
$139.84
-$0.07(-0.06%)

Bulls Say, Bears Say

Bulls Say
Strong Cash GenerationConsistently positive and materially increased operating and free cash flow that tracks net income closely implies durable internal funding. This strengthens the firm's ability to pay claims, fund reserves, sustain buybacks/dividends, and redeploy capital into underwriting or strategic initiatives without relying on external financing.
Conservative Leverage & Balance SheetLow debt-to-equity and rising equity provide balance-sheet resilience through underwriting cycles and catastrophe episodes. Conservative leverage gives management durable flexibility to absorb losses, deploy capital for share repurchases or M&A, and maintain ratings and reinsurance access over the medium term.
Underwriting Discipline And Profitable SegmentsSustained premium growth with sub-100 combined ratios demonstrates disciplined pricing and selective growth. Durable underwriting profitability in core commercial lines supports margin sustainability, reinforces underwriting culture, and generates the underwriting income needed to complement investment returns over multiple quarters.
Bears Say
Personal Auto Premium Decline & CompetitionA sustained drop in auto premium and heightened competitor discounting indicate structural distribution and pricing pressure. Persistent auto volume weakness can erode scale, raise acquisition costs, and compress personal lines margins over several quarters absent durable improvements in retention or channel strategy.
Catastrophe And Weather Loss VolatilityMaterial catastrophe losses highlight the firm's exposure to weather and climate volatility, which can repeatedly widen combined ratios and require higher reinsurance or capital buffers. This structural exposure increases underwriting earnings variability and can force rate or portfolio shifts over multiple periods.
Reserve Volatility And Legacy LiabilityUnexpected reserve increases for legacy GL exposures illustrate tail liability and reserving risk that can recur and impair core earnings. Such reserve volatility complicates capital planning, reduces distributable earnings, and can force more conservative reserve or capital practices that constrain longer-term capital deployment.

Hartford Insurance News

HIG FAQ

What was Hartford Insurance Group Inc’s price range in the past 12 months?
Hartford Insurance Group Inc lowest stock price was $120.33 and its highest was $144.50 in the past 12 months.
    What is Hartford Insurance Group Inc’s market cap?
    Hartford Insurance Group Inc’s market cap is $38.45B.
      When is Hartford Insurance Group Inc’s upcoming earnings report date?
      Hartford Insurance Group Inc’s upcoming earnings report date is Jul 23, 2026 which is in 2 days.
        How were Hartford Insurance Group Inc’s earnings last quarter?
        Hartford Insurance Group Inc released its earnings results on Apr 23, 2026. The company reported $3.09 earnings per share for the quarter, missing the consensus estimate of $3.395 by -$0.305.
          Is Hartford Insurance Group Inc overvalued?
          According to Wall Street analysts Hartford Insurance Group Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Hartford Insurance Group Inc pay dividends?
            Hartford Insurance Group Inc pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.65%. See more information on Hartford Insurance Group Inc dividends here
              What is Hartford Insurance Group Inc’s EPS estimate?
              Hartford Insurance Group Inc’s EPS estimate is 3.16.
                How many shares outstanding does Hartford Insurance Group Inc have?
                Hartford Insurance Group Inc has 274,130,830 shares outstanding.
                  What happened to Hartford Insurance Group Inc’s price movement after its last earnings report?
                  Hartford Insurance Group Inc reported an EPS of $3.09 in its last earnings report, missing expectations of $3.395. Following the earnings report the stock price went down -3.696%.
                    Which hedge fund is a major shareholder of Hartford Insurance Group Inc?
                    Currently, no hedge funds are holding shares in HIG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Hartford Insurance Group Inc

                      The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

                      Hartford Insurance (HIG) Earnings & Revenues

                      HIG Revenue Breakdown

                      89.70%89.70%10.26%-0.35%0.39%
                      89.70% Earned premium and fee income from external customers
                      10.26% Net investment income
                      -0.35% Net realized gains (losses)
                      0.39% Other revenue
                      tipranks

                      HIG Stock 12 Month Forecast

                      Average Price Target

                      $149.62
                      ▲(6.99% Upside)
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