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HIG Stock Chart & Stats
$138.22
$0.08(0.06%)
At close: 4:00 PM EDT
$138.22
$0.08(0.06%)
Day’s Range― - ―
52-Week Range$120.33 - $146.07
Previous CloseN/A
Volume634.36K
Average Volume (3M)1.71M
Market Cap
$36.94B
Enterprise Value$41.32B
Total Cash (Recent Filing)$3.99B
Total Debt (Recent Filing)$4.37B
Price to Earnings (P/E)8.7
Beta0.39
Next Earnings
Oct 26, 2026EPS Estimate
3.17Next Dividend Ex-DateN/A
Dividend Yield1.76%
Share Statistics
EPS (TTM)15.61
Shares Outstanding270,872,000
10 Day Avg. Volume1,595,019
30 Day Avg. Volume1,706,229
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)2.05
Price to Sales (P/S)1.38
P/FCF Ratio6.76
Enterprise Value/Market Cap1.12
Enterprise Value/Revenue1.42
Enterprise Value/Gross Profit3.24
Enterprise Value/Ebitda8.27
Forecast
1Y Price Target
$146.59Price Target Upside6.05% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
EPS Forecast (FY)12.82
Revenue Forecast (FY)$28.94B
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability GrowthHartford has expanded both revenue and earnings over several years, while margins have improved materially. This demonstrates stronger earnings capacity and provides a broader base for capital investment, shareholder returns, and resilience across the insurance cycle.
Conservative Balance Sheet And Cash GenerationModest leverage, expanding equity, and strong conversion of earnings into free cash flow give Hartford meaningful financial flexibility. These attributes support claims obligations, technology investment, and capital returns while reducing dependence on external financing.
Business Insurance ExecutionGrowth combined with profitable underwriting in business insurance indicates effective pricing and risk selection, particularly in small commercial. Continued agency and product expansion can reinforce Hartford’s market position and diversify earnings beyond personal lines.
Bears Say
Adverse Liability And Auto Reserve DevelopmentAdverse prior-year development signals that earlier loss assumptions were insufficient in important liability lines. If higher frequency, severity, and attorney involvement persist, reserve strengthening could pressure underwriting margins and make earnings more volatile.
Personal Insurance PressureShrinking personal-lines volume alongside a higher expense ratio indicates pressure on both growth and operating efficiency. Continued competition and mix changes could reduce the segment’s contribution unless pricing, retention, and productivity improve.
Commercial Competition And Pricing ModerationSlower renewal pricing and greater competition can limit premium growth and reduce the ability to offset claims inflation through rate increases. This creates a durable challenge to maintaining underwriting margins in middle and large commercial accounts.
Hartford Insurance News
HIG FAQ
What was Hartford Insurance’s price range in the past 12 months?
Hartford Insurance lowest stock price was $120.33 and its highest was $146.06 in the past 12 months.
What is Hartford Insurance’s market cap?
Hartford Insurance’s market cap is $36.94B.
When is Hartford Insurance’s upcoming earnings report date?
Hartford Insurance’s upcoming earnings report date is Oct 26, 2026 which is in 4 days.
How were Hartford Insurance’s earnings last quarter?
Hartford Insurance released its earnings results on Jul 23, 2026. The company reported $3.42 earnings per share for the quarter, beating the consensus estimate of $3.157 by $0.263.
Is Hartford Insurance overvalued?
According to Wall Street analysts Hartford Insurance’s price is currently Undervalued.
Does Hartford Insurance pay dividends?
Hartford Insurance pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.76%. See more information on Hartford Insurance dividends here
What is Hartford Insurance’s EPS estimate?
Hartford Insurance’s EPS estimate is 3.17.
How many shares outstanding does Hartford Insurance have?
Hartford Insurance has 270,872,000 shares outstanding.
What happened to Hartford Insurance’s price movement after its last earnings report?
Hartford Insurance reported an EPS of $3.42 in its last earnings report, beating expectations of $3.157. Following the earnings report the stock price went down -1.161%.
Which hedge fund is a major shareholder of Hartford Insurance?
Currently, no hedge funds are holding shares in HIG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hartford Insurance Stock Smart Score
Neutral
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$146.59 (6.05% Upside)
$146.59 (6.05% Upside)
Blogger Sentiment
Neutral
HIG Sentiment 63%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 2.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 1.2%
Last 30 Days ▼ 1.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
12.09%
12-Months-Change
Fundamentals
Return on Equity
22.99%
Trailing 12-Months
Asset Growth
5.76%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Hartford Insurance
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
HIG Company Deck
HIG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a majority of positive operational and financial outcomes: strong core earnings ($945M), an attractive trailing ROE (18.7%), meaningful book value expansion, robust investment income growth (+22% YoY), a sizable $4.2B buyback authorization and clear execution in small commercial and employee benefits. Offsetting these positives were pockets of reserve adverse development (general liability and commercial auto), a notable decline in personal insurance written premiums (auto -10%), elevated disability loss ratios, and signs of increased competitive pressure in middle & large commercial lines that are tempering growth expectations. Management emphasized disciplined underwriting, targeted pricing, continued investments in AI and technology, and confidence in capital returns, while acknowledging near-term volatility in loss experience and expense pressure from tech investments.View all HIG earnings summariesHIG Revenue Breakdown
89.70% Earned premium and fee income from external customers
10.26% Net investment income
-0.35% Net realized gains (losses)
0.39% Other revenue

HIG Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$146.59
▲(6.05% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
0.37% Insiders
27.63% Mutual Funds
1.24% Other Institutional Investors
37.81% Public Companies and
Individual Investors










