US Global Investors (GROW) AI Stock Analysis

• Market Cap: $34.87M
• Dividend Yield: 3.35%
• Average Volume (3M): 30.41K
• Price to Earnings (P/E): 242.0
• Beta (1Y): 0.39
• Revenue Growth: 67.97%
• EPS Growth: -128.30%
• Country: US
• Employees: 23
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management - Global
• EPS (TTM): -0.01
• Shares Outstanding: 10,893,122
• 10 Day Avg. Volume: 58,258
• 30 Day Avg. Volume: 30,411
• PEG Ratio: 0.79
• Price to Book (P/B): 0.77
• Price to Sales (P/S): 4.10
• P/FCF Ratio: -41.85
• Enterprise Value/Market Cap: 0.24
• Enterprise Value/Revenue: 0.95
• Enterprise Value/Gross Profit: 2.13
• Enterprise Value/Ebitda: -6.32
• 1Y Price Target: $2.50
• Price Target Upside: -7.06% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 54 Neutral
• Price Target: $2.50 ▼(-7.06% Downside)

The overall stock score of 54 reflects the significant financial challenges faced by US Global Investors, particularly in terms of declining revenue and profitability. While the balance sheet provides some stability, and there are strategic initiatives in place, the negative valuation metrics and mixed technical indicators suggest caution. The company's efforts to expand globally and maintain dividends are positive, but operational improvements are necessary to enhance financial health.

US Global Investors Business Overview & Revenue Model

Company Description

U.S. Global Investors, Inc. is a publicly owned investment manager. The firm primarily provides its services to investment companies. It also provides its services to pooled investment vehicles. The firm manages equity and fixed income mutual funds for its clients. It also manages hedge funds. The firm also manages exchange traded funds. It invests in the public equity and fixed income markets across the globe. It invests in G.A.R.P. and value stocks to make its equity investments. The firm employs a fundamental and quantitative analysis with top-down and bottom-up stock picking approach to make its investments. U.S. Global Investors, Inc. was founded in 1968 and is based in San Antonio, Texas.

How the Company Makes Money

US Global Investors generates revenue primarily through management fees charged on assets under management (AUM) in its mutual funds and ETFs. These fees are typically calculated as a percentage of AUM and vary based on the specific fund and its investment strategy. Additionally, the company may earn performance fees if certain funds exceed benchmark performance targets. Other revenue streams include service fees from investment advisory services, distribution fees, and potential partnerships with financial institutions for fund distribution. The firm’s ability to attract and retain investors, particularly in its niche sectors, plays a significant role in influencing its revenue.

US Global Investors Financial Statement Overview

Summary

US Global Investors faces significant challenges with declining revenue and profitability, as reflected in the income statement. The balance sheet remains stable with low leverage, providing some financial cushion. Cash flow performance is weak, with negative operating cash flow, but there is potential for improvement. The company needs to address operational inefficiencies and improve profitability to enhance its financial health.

Income Statement

The income statement shows a declining trend in revenue and profitability. The company experienced a negative revenue growth rate of -5.36% in the most recent year, with a net profit margin of -3.95%. Gross profit margin decreased to 41.66% from 56.28% the previous year. The EBIT and EBITDA margins are negative, indicating operational challenges. Overall, the income statement reflects declining performance and profitability issues.

Balance Sheet

The balance sheet remains relatively stable with a low debt-to-equity ratio of 0.0018, indicating minimal leverage. However, the return on equity has turned negative at -0.74%, reflecting recent losses. The equity ratio is strong, suggesting a solid capital structure. Despite the negative ROE, the low leverage provides some financial stability.

Cash Flow

Cash flow analysis reveals a mixed picture. Operating cash flow is negative, and the free cash flow to net income ratio is slightly above 1, indicating some cash flow coverage. Free cash flow growth is positive at 16.60%, but the operating cash flow to net income ratio is negative, highlighting cash flow challenges. Overall, cash flow performance is weak but shows some potential for improvement.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	8.93M	8.45M	10.98M	15.07M	24.71M	21.65M
Gross Profit	3.98M	3.52M	6.18M	10.28M	18.66M	14.29M
EBITDA	-1.34M	-2.99M	2.11M	2.53M	3.46M	8.54M
Net Income	162.00K	-334.00K	1.33M	3.15M	3.44M	31.96M
Balance Sheet
Total Assets	48.76M	48.06M	51.96M	55.67M	58.36M	62.28M
Cash, Cash Equivalents and Short-Term Investments	35.95M	24.55M	37.04M	37.04M	34.45M	20.76M
Total Debt	17.00K	83.00K	39.00K	66.00K	93.00K	43.00K
Total Liabilities	2.66M	983.00K	2.96M	3.48M	4.20M	7.95M
Stockholders Equity	46.10M	45.21M	49.01M	52.20M	53.78M	54.32M
Cash Flow
Free Cash Flow	-711.00K	-829.00K	777.00K	2.90M	10.31M	4.69M
Operating Cash Flow	-671.00K	-822.00K	990.00K	2.91M	10.54M	4.77M
Investing Cash Flow	2.65M	1.06M	4.42M	2.67M	-1.02M	8.65M
Financing Cash Flow	-3.18M	-3.08M	-3.41M	-2.50M	-1.64M	-941.00K

US Global Investors Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.69
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GROW, the sentiment is Positive. The current price of 2.69 is above the 20-day moving average (MA) of 2.51, above the 50-day MA of 2.46, and above the 200-day MA of 2.33, indicating a bullish trend. The MACD of 0.06 indicates Negative momentum. The RSI at 68.64 is Neutral, neither overbought nor oversold. The STOCH value of 84.88 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GROW.

US Global Investors Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
APO	68 Neutral	79.19B	25.97	16.96%	1.41%	-4.35%	-43.32%
NISN	58 Neutral	18.40M	7.39	0.45%	―	-12.05%	-87.87%
GROW	54 Neutral	$34.87M	242.00	-0.71%	3.35%	67.97%	-128.30%
ALTI	47 Neutral	539.68M	-2.07	-15.65%	―	-8.73%	0.54%
BTCS	47 Neutral	218.16M	-3.89	―	1.10%	373.29%	-209.98%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

US Global Investors Corporate Events

US Global Investors Boosts Bitcoin Exposure Amid Regulatory Shift

On June 25, 2025, U.S. Global Investors, Inc. announced its decision to maintain monthly dividends and increase its exposure to Bitcoin, reflecting a positive regulatory shift in the U.S. towards digital assets. The company also highlighted its Smart Beta 2.0 tools for targeted fear trade strategies, emphasizing investments in gold and defense sectors amid global geopolitical tensions. The continuation of monthly dividends, starting in July 2025, offers an annualized yield of 3.73%, while the company’s shareholder yield stood at 10.5% as of March 31, 2025.