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Grab (GRAB)
NASDAQ:GRAB
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Grab (GRAB) AI Stock Analysis

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GRAB

Grab

(NASDAQ:GRAB)

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Neutral 61 (OpenAI - 5.2)
Rating:61Neutral
Price Target:
$4.00
▲(20.85% Upside)
Action:Reiterated
Date:08/05/26
Overall score is held back primarily by weak TTM cash flow (negative free cash flow despite strong reported profitability) and slowing revenue growth, which raise earnings-quality and durability concerns. Offsetting this, the latest earnings call was notably constructive with raised guidance, strong adjusted EBITDA/margin expansion, and continued operating momentum, while technicals are only mildly supportive and valuation looks demanding at a ~38x P/E without dividend support.
Positive Factors
Profitability and Margin Expansion
Sustained adjusted EBITDA growth and expanding margins indicate improving operating leverage. This strengthens the platform’s earnings model and supports management’s ability to fund growth while progressing toward broader profitability.
Negative Factors
Weak Cash Conversion
Negative free cash flow despite positive net income raises concerns about earnings quality and working-capital demands. If persistent, weak cash conversion could limit financial flexibility and increase reliance on external funding for expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability and Margin Expansion
Sustained adjusted EBITDA growth and expanding margins indicate improving operating leverage. This strengthens the platform’s earnings model and supports management’s ability to fund growth while progressing toward broader profitability.
Read all positive factors

Grab (GRAB) vs. SPDR S&P 500 ETF (SPY)

Grab Business Overview & Revenue Model

Company Description
Grab Holdings Limited (GRAB) is a Southeast Asian technology company that operates a multi-service “super app” spanning mobility (ride-hailing and related transport services), deliveries (primarily food and parcel delivery), and digital financial ...
How the Company Makes Money
Grab primarily makes money by charging platform fees and taking commissions on transactions facilitated through its ecosystem. Key revenue streams include: (1) Mobility: Grab earns revenue from ride-hailing by taking a commission (or platform fee)...

Grab Earnings Call Summary

Earnings Call Date:Aug 04, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 17, 2026
Earnings Call Sentiment Positive
The call conveyed strong, broad-based operational momentum: significant adjusted EBITDA growth, margin expansion, record MTUs, accelerating on-demand GMV and Deliveries growth, progress toward fintech profitability, productive AI deployment, and an expanded share buyback program. Offsetting risks include fuel-price-driven support costs, mobility take-rate compression, FX headwinds, and regulatory/transaction integration uncertainty. Overall, positives materially outweigh the challenges, and management raised guidance while maintaining disciplined capital allocation.
Positive Updates
Strong Profitability and Margin Expansion
Adjusted EBITDA grew 54% year-over-year to $168M, marking the 18th consecutive quarter of adjusted EBITDA growth. Adjusted EBITDA margin expanded to 16.9% of revenue from 13.3% (up ~360 bps), and EBITDA grew more than twice as fast as revenue.
Negative Updates
Fuel Price Volatility and Support Costs
Elevated fuel prices persisted across the region. Grab committed ~$7M in targeted driver support since the March spike (factored into guidance), and mobility average ticket compression required incentives to maintain supply and marketplace health.
Read all updates
Q2-2026 Updates
Negative
Strong Profitability and Margin Expansion
Adjusted EBITDA grew 54% year-over-year to $168M, marking the 18th consecutive quarter of adjusted EBITDA growth. Adjusted EBITDA margin expanded to 16.9% of revenue from 13.3% (up ~360 bps), and EBITDA grew more than twice as fast as revenue.
Read all positive updates
Company Guidance
Grab raised full‑year 2026 guidance from $700 million to $720 million, citing continued on‑demand momentum and the consolidation of Superbank and Stash while factoring in ~2–3% FX headwinds; key supporting metrics include Q2 adjusted EBITDA of $168 million (+54% YoY) with margin at 16.9% of revenue, on‑demand GMV of $6.5 billion (+21% YoY, +22% CC), record 54 million MTUs, Deliveries growth +24% CC, mobility GMV +18% with rides/transactions up ~28%, mobility margin at 8.6% (guidance 8.5–9%), GrabMart users +42% YoY with Mart ≈14% of food users and Mart GMV growing 1.7x food, Financial Services expected to be adjusted‑EBITDA profitable in 2H26 with the loan book >$3 billion by year‑end (Superbank >7.4M customers; Stash bringing >$5bn AUM, ~USD 5.5bn), AI processing trillions of tokens monthly with cost per interaction ~half vs. a year ago and interactions up 10x, $7 million of driver support since March included in the outlook, and a $750 million buyback added (bringing total authorization to $1.75 billion).

Grab Financial Statement Overview

Summary
Income statement shows a meaningful profitability turnaround (TTM net margin ~16%, EBIT margin ~13%) and the balance sheet leverage is manageable (debt-to-equity ~0.30). However, TTM cash generation is a major concern (operating cash flow ~$37M and free cash flow ~-$67M) and revenue growth has decelerated sharply (~5% TTM), which lowers confidence in earnings quality and near-term durability.
Income Statement
74
Positive
Balance Sheet
70
Positive
Cash Flow
38
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue3.73B3.37B2.80B2.36B1.43B675.00M
Gross Profit1.63B1.46B1.17B860.00M77.00M-395.00M
EBITDA837.00M517.00M93.00M-222.00M-1.42B-1.51B
Net Income596.00M268.00M-105.00M-434.00M-1.68B-3.45B
Balance Sheet
Total Assets13.45B11.98B9.29B8.79B9.17B11.18B
Cash, Cash Equivalents and Short-Term Investments6.30B6.80B5.63B5.04B5.09B8.08B
Total Debt2.03B2.05B364.00M793.00M1.36B2.17B
Total Liabilities6.24B5.23B2.94B2.32B2.51B3.16B
Stockholders Equity6.77B6.73B6.40B6.45B6.60B7.73B
Cash Flow
Free Cash Flow-67.00M134.00M775.00M15.00M-856.00M-1.03B
Operating Cash Flow37.00M231.00M852.00M86.00M-798.00M-954.00M
Investing Cash Flow-510.00M-964.00M-231.00M1.87B-1.06B-2.76B
Financing Cash Flow-512.00M1.13B-771.00M-770.00M-1.12B6.57B

Grab Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.31
Price Trends
50DMA
3.60
Negative
100DMA
3.64
Negative
200DMA
4.16
Negative
Market Momentum
MACD
-0.01
Positive
RSI
45.72
Neutral
STOCH
15.65
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GRAB, the sentiment is Negative. The current price of 3.31 is below the 20-day moving average (MA) of 3.56, below the 50-day MA of 3.60, and below the 200-day MA of 4.16, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 45.72 is Neutral, neither overbought nor oversold. The STOCH value of 15.65 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GRAB.

Grab Risk Analysis

Grab disclosed 72 risk factors in its most recent earnings report. Grab reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Grab Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
84
Outperform
$9.03B14.6010.56%2.87%8.57%4.64%
79
Outperform
$4.40B20.2384.35%48.60%292.02%
76
Outperform
$6.60B2.49115.83%10.81%3147.75%
62
Neutral
$2.30B3.6229.79%-29.50%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
61
Neutral
$14.44B24.079.00%21.45%430.18%
53
Neutral
$2.15B-22.33-16.13%29.13%-25.19%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GRAB
Grab
3.51
-1.62
-31.58%
STNE
Stoneco
9.16
-3.52
-27.76%
LYFT
Lyft
17.40
0.39
2.29%
DAVE
Dave
335.01
136.01
68.35%
YMM
Full Truck Alliance
8.62
-3.80
-30.61%
VIA
Via Transportation, Inc. Class A
26.57
-24.48
-47.95%

Grab Corporate Events

Grab Announces Dara Khosrowshahi’s Departure From Board Amid Taiwan Expansion Push
Jul 6, 2026
Grab Holdings Limited announced on July 6, 2026 that Uber Chief Executive Dara Khosrowshahi stepped down from its Board of Directors, ending an eight-year tenure that began with Uber’s sale of its Southeast Asia business to a Grab subsidiary...
Grab Announces Dara Khosrowshahi’s Departure From Board While Uber Stake Unchanged
Jul 6, 2026
Grab Holdings Limited announced that Dara Khosrowshahi stepped down from its Board of Directors, effective July 6, 2026, marking a governance change at the Southeast Asian super-app operator. Uber’s economic interest in Grab remains unchange...
Grab Completes 100% Acquisition of U.S. Fintech Firm Stash
Jul 1, 2026
Grab Holdings Limited has completed the acquisition of 100% of Stash Financial, Inc., a U.S. digital financial services company, marking a significant step in its push deeper into global fintech. The deal closed on July 1, 2026, with Grab paying f...
Grab to Consolidate Indonesia’s Superbank, Expanding Digital Finance Footprint
May 20, 2026
On May 20, 2026, Grab announced that it will consolidate Indonesian digital lender PT Super Bank Indonesia Tbk, known as Superbank, after Singtel transfers its Superbank stake to GXS Bank, Grab’s digital banking joint venture. The move will ...
Grab to Consolidate Indonesia’s Superbank, Boosting Financial Services Push
May 20, 2026
Grab Holdings Limited said on May 20, 2026, that it will consolidate PT Super Bank Indonesia Tbk after Singtel Alpha Investments transfers its Superbank stake to GXS Bank, Grab’s digital banking subsidiary and joint venture with Singtel. Onc...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 05, 2026