Ten Lifestyle Group (TENG) AI Stock Analysis

• Market Cap: £48.05M
• Dividend Yield: N/A
• Average Volume (3M): 75.54K
• Price to Earnings (P/E): 22.3
• Beta (1Y): 0.02
• Revenue Growth: 0.76%
• EPS Growth: -59.40%
• Country: UK
• Employees: 1,268
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Travel Services
• EPS (TTM): <0.01
• Shares Outstanding: 96,141,990
• 10 Day Avg. Volume: 15,503
• 30 Day Avg. Volume: 75,542
• PEG Ratio: -0.74
• Price to Book (P/B): 3.23
• Price to Sales (P/S): 0.88
• P/FCF Ratio: 20.64
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 4.06
• Revenue Forecast (FY): £5.59B

• Rating: 63 Neutral
• Price Target: 63.00p ▲(19.43% Upside)

The overall stock score is primarily influenced by steady financial performance, despite challenges in net profitability and cash conversion efficiency. Technical analysis indicates neutral momentum, and valuation suggests moderate overvaluation, impacting the overall attractiveness of the stock.

Ten Lifestyle Group Business Overview & Revenue Model

Company Description

Ten Lifestyle Group (TENG) is a global lifestyle and concierge service company that caters to affluent individuals and businesses. Founded in 1998, TENG operates in the luxury services sector, providing tailored lifestyle management solutions such as travel planning, event organization, and access to exclusive experiences. With a dedicated team of lifestyle managers, the company offers personalized services that include booking reservations at top restaurants, securing tickets to high-demand events, and arranging bespoke travel itineraries, making it a premier choice for clients seeking convenience and exclusivity.

How the Company Makes Money

Ten Lifestyle Group generates revenue primarily through membership fees and service charges. Clients typically pay an annual subscription fee to access TENG's concierge services, which can vary based on the level of service and exclusivity required. In addition to membership fees, TENG earns commissions from partners in the travel, hospitality, and entertainment sectors when clients book services or experiences through them. The company also leverages strategic partnerships with luxury brands and service providers, enhancing its offerings and creating additional revenue opportunities through affiliate marketing and co-branded experiences. Furthermore, TENG may provide corporate services to businesses, generating additional income through tailored solutions for employee benefits and client engagement.

Ten Lifestyle Group Financial Statement Overview

Summary

Ten Lifestyle Group shows steady revenue growth and operational improvements, but net profitability has declined. The balance sheet is stable with moderate leverage, though return on equity has weakened. Cash flow generation is strong, yet efficiency in converting income to cash could improve.

Income Statement

Ten Lifestyle Group has shown a positive revenue growth of 0.91% from the previous year, with an increase in both gross profit and EBIT margins to 90.58% and 0.31% respectively. The net profit margin declined to 1.52% from a higher margin last year, indicating a potential challenge in converting revenues into net income. Overall, the company is demonstrating revenue growth and improving operational efficiency, but profitability at the net level could be enhanced.

Balance Sheet

The company's debt-to-equity ratio stands at 0.60, reflecting moderate leverage. The return on equity has decreased to 5.57% from the previous high, suggesting lower profitability relative to shareholder's equity. The equity ratio is 37.29%, indicating a stable financial structure but with room for improvement in asset management. Overall, the balance sheet shows a balanced approach to leverage, though profitability metrics could be optimized.

Cash Flow

Operating cash flow remains strong at 9.89 million, though free cash flow growth is moderate. The free cash flow to net income ratio is robust at 2.81, which is positive for cash generation relative to net income. However, the operating cash flow to net income ratio has decreased to 9.67, reflecting a slight disconnect between cash flow and accounting profits. Overall, the cash flow statement shows good liquidity management, but highlights the need for improved cash conversion efficiency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	68.06M	67.26M	66.66M	48.65M	35.06M	46.37M
Gross Profit	56.98M	60.95M	60.97M	38.06M	26.73M	35.62M
EBITDA	10.86M	11.18M	2.31M	3.73M	1.91M	2.34M
Net Income	2.08M	1.02M	4.55M	-4.32M	-5.77M	-6.90M
Balance Sheet
Total Assets	55.77M	49.16M	42.86M	33.24M	27.18M	34.74M
Cash, Cash Equivalents and Short-Term Investments	11.20M	9.27M	8.23M	6.58M	6.66M	10.96M
Total Debt	12.26M	11.00M	6.71M	6.09M	3.18M	7.00M
Total Liabilities	30.82M	30.82M	27.70M	23.40M	15.24M	19.50M
Stockholders Equity	24.95M	18.34M	15.16M	9.84M	11.95M	15.23M
Cash Flow
Free Cash Flow	8.38M	2.87M	2.47M	-3.15M	-2.06M	1.52M
Operating Cash Flow	8.96M	9.89M	10.28M	4.17M	3.51M	7.05M
Investing Cash Flow	-6.78M	-7.01M	-7.81M	-7.32M	-5.57M	-5.53M
Financing Cash Flow	1.06M	-2.00M	-1.17M	2.56M	-2.00M	-2.65M

Ten Lifestyle Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 52.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TENG, the sentiment is Negative. The current price of 52.75 is above the 20-day moving average (MA) of 52.52, below the 50-day MA of 56.14, and below the 200-day MA of 57.73, indicating a bearish trend. The MACD of -1.49 indicates Positive momentum. The RSI at 33.45 is Neutral, neither overbought nor oversold. The STOCH value of 31.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TENG.

Ten Lifestyle Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ULTP	75 Outperform	£53.63M	9.37	12.08%	10.29%	-3.45%	-44.02%
HWDN	73 Outperform	£4.58B	18.38	24.46%	2.45%	0.13%	-0.06%
TRN	72 Outperform	$1.01B	19.43	26.37%	―	4.39%	43.74%
HSW	71 Outperform	£158.68M	24.66	11.33%	0.56%	-3.82%	-51.23%
TENG	63 Neutral	£48.05M	22.27	10.09%	―	0.76%	-59.40%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
OTB	60 Neutral	£314.09M	22.80	13.50%	1.46%	-37.23%	0.76%

Ten Lifestyle Group Corporate Events

Ten Lifestyle Group Announces Total Voting Rights and Share Capital Update

Ten Lifestyle Group plc announced its total voting rights and share capital, with 96,141,911 ordinary shares in issue as of July 31, 2025. This update is crucial for shareholders to determine their interests under the FCA’s rules, reflecting Ten’s commitment to transparency and regulatory compliance.

Ten Lifestyle Group Unveils New Digital Dining and AI Innovations

Ten Lifestyle Group has launched ‘Ten Digital Dining’ and ‘Guardian’, two technological innovations aimed at enhancing service quality and operational efficiency. The digital dining service integrates with OpenTable and other platforms to offer exclusive dining experiences to high-net-worth members, while the Guardian AI tool ensures consistent, high-quality member communications. These developments are expected to improve customer retention and profitability, positioning Ten as a leader in concierge services.

Ten Lifestyle Group Announces Total Voting Rights and Share Capital Update

Ten Lifestyle Group plc announced that as of 30 June 2025, the total number of Ordinary Shares in issue is 96,029,729. This figure is significant for shareholders as it serves as the denominator for calculating their interest in the company under the FCA’s Disclosure and Transparency Rules. This announcement reflects the company’s compliance with regulatory requirements and provides transparency to its stakeholders.

Lombard Odier Increases Stake in Ten Lifestyle Group

Lombard Odier Asset Management (Europe) Limited has increased its voting rights in Ten Lifestyle Group PLC to 10.03%, up from a previous 9.64%. This acquisition of voting rights signifies a strategic move by Lombard Odier, potentially impacting Ten Lifestyle Group’s governance and shareholder dynamics.

Ten Lifestyle Group Expands in Japan with New Contract

Ten Lifestyle Group plc has secured a new multi-year contract with a leading Japanese financial services provider, enhancing its presence in Japan, a key market in the AMEA region. This contract, categorized as Medium, is expected to bolster revenue growth in FY 2026 and is part of a broader strategy leveraging Ten’s AI-backed technology and digital platform to expand its client base.