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Nationwide Building Society (GB:NBS)
LSE:NBS
UK Market
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Nationwide Building Society (NBS) Price & Analysis

28 Followers

NBS Stock Chart & Stats

12850.00 p
-0.50 p(-0.39%)
At close: 4:00 PM EDT
12850.00 p
-0.50 p(-0.39%)

Bulls Say, Bears Say

Bulls Say
Mutual Ownership ModelMember ownership aligns retained profits with capital strength and member value rather than shareholder dividends. This model can support reinvestment in savings and mortgage pricing while reinforcing Nationwide’s retail focus over the medium term.
Large Asset Base And Positive EquityA large asset base gives Nationwide meaningful scale across retail deposits and lending, while positive equity provides an ongoing capital foundation. Together, these features support continued banking operations and the capacity to serve members through changing conditions.
Strong Latest-year Cash GenerationThe latest period demonstrates that Nationwide can generate substantial operating and free cash flow, with free cash flow covering most of net income. This supports internal funding, balance-sheet resilience, and continued investment without relying solely on external capital.
Bears Say
Recent Earnings DeteriorationThe latest annual results show a material weakening in profitability, with lower revenue, sharply compressed margins, and substantially reduced net income. If this downshift persists, it could reduce capital accumulation and limit the resources available for member pricing and growth.
Higher Leverage And Weaker ReturnsRising debt alongside falling equity increases balance-sheet leverage and reduces financial flexibility. The decline in return on equity also indicates weaker profit generation from the capital base, potentially constraining future capital allocation and resilience if operating conditions worsen.
Uneven Cash-flow ConsistencyThe sharp change from materially negative cash flow in 2025 to strong positive generation in 2026 indicates considerable volatility in cash movements. Such inconsistency makes internal funding less predictable and can complicate planning for lending, investment, and capital management.

Nationwide Building Society News

NBS FAQ

What was Nationwide Building Society’s price range in the past 12 months?
Nationwide Building Society lowest share price was 12025.00 p and its highest was 13400.00 p in the past 12 months.
    What is Nationwide Building Society’s market cap?
    Nationwide Building Society’s market cap is £1.32B.
      When is Nationwide Building Society’s upcoming earnings report date?
      Nationwide Building Society’s upcoming earnings report date is Nov 19, 2026 which is in 27 days.
        How were Nationwide Building Society’s earnings last quarter?
        Nationwide Building Society released its earnings results on May 21, 2026. The company reported 78.708 p earnings per share for the quarter.
          Is Nationwide Building Society overvalued?
          According to Wall Street analysts Nationwide Building Society’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Nationwide Building Society pay dividends?
            Nationwide Building Society does not currently pay dividends.
            What is Nationwide Building Society’s EPS estimate?
            Nationwide Building Society’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Nationwide Building Society have?
            Nationwide Building Society has 10,555,500 shares outstanding.
              What happened to Nationwide Building Society’s price movement after its last earnings report?
              Nationwide Building Society reported an EPS of 78.708 p in its last earnings report. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of Nationwide Building Society?
                Currently, no hedge funds are holding shares in GB:NBS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Nationwide Building Society Stock Smart Score

                  3
                  Underperform
                  1
                  2
                  3
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                  6
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                  10

                  Technicals

                  SMA
                  Negative
                  20 days / 200 days
                  Momentum
                  -3.84%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  5.68%
                  Trailing 12-Months
                  Asset Growth
                  3.93%
                  Trailing 12-Months
                  Learn more about TipRanks Smart Score

                  Company Description

                  Nationwide Building Society

                  Nationwide Building Society, together with its subsidiaries, provides retail banking products and services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts; personal, car, and home improvement loans; and credit cards. It also provides loans to registered social landlords, project finance initiatives, and commercial real estate investors. In addition, the company offers home, life, income protection, travel, mobile phone, and breakdown insurance; and investment products and services, such as financial planning services. Further, it provides treasury liquidity and derivatives services, as well as mobile, telephone, and internet banking services. The company was founded in 1846 and is headquartered in Swindon, the United Kingdom.

                  Nationwide Building Society (NBS) Earnings & Revenues

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