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LLOY Stock Chart & Stats
111.45 p
1.00 p(0.88%)
At close: 4:00 PM EDT
111.45 p
1.00 p(0.88%)
Day’s Range― - ―
52-Week Range83.52 p - 123.10 p
Previous CloseN/A
Volume18.06M
Average Volume (3M)170.92M
Market Cap
£59.16B
Enterprise Value143.28B
Total Cash (Recent Filing)£61.53B
Total Debt (Recent Filing)£102.27B
Price to Earnings (P/E)12.8
Beta1.48
Next Earnings
Feb 04, 2027EPS Estimate
0.05Next Dividend Ex-DateN/A
Dividend Yield3.88%
Share Statistics
EPS (TTM)0.08
Shares Outstanding57,384,605,000
10 Day Avg. Volume156,859,541
30 Day Avg. Volume170,915,848
Financial Highlights & Ratios
PEG Ratio1.21
Price to Book (P/B)1.23
Price to Sales (P/S)1.43
P/FCF Ratio-91.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£129.67Price Target Upside16.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)0.1
Revenue Forecast (FY)£20.96B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Earnings GrowthStrong current profitability and double-digit net income growth demonstrate resilient earnings capacity across Lloyds’ large customer franchise. Management’s targets for NII above £14.9bn in 2026 and RoTE near 20% by 2030 provide a durable framework for continued earnings expansion.
Diversified Income GrowthGrowth in other income alongside net interest income reduces reliance on a single banking revenue stream and broadens Lloyds’ earnings base. Continued expansion in fees and related activities should support more balanced revenue growth through changing interest-rate and lending conditions.
Strong Capital Generation And EfficiencyA strong CET1 position and demonstrated cost control give Lloyds capacity to absorb shocks, invest in its strategy, and return capital while maintaining balance-sheet resilience. Further planned savings and a sub-45% cost-income target could improve earnings conversion over time.
Bears Say
Higher Balance-sheet LeverageThe sharp increase in debt relative to equity weakens balance-sheet flexibility and raises the sensitivity of returns to funding, credit, and market conditions. Although equity remains sizeable, the higher leverage is a lasting risk to resilience and future capital allocation.
Profitability ModerationRecent revenue growth has not translated into sustained earnings expansion, indicating that profitability has moderated from earlier peaks. Lower margins can constrain internal capital generation and make future returns more dependent on successful cost control and revenue execution.
Competitive Margin And Investment PressuresCompetition for borrowers and deposits can compress net interest margins, directly pressuring Lloyds’ core earnings engine. At the same time, front-loaded investment and higher operating costs may delay efficiency benefits, making the path to planned returns and cost targets more execution-sensitive.
Lloyds Banking News
LLOY FAQ
What was Lloyds Banking Group PLC’s price range in the past 12 months?
Lloyds Banking Group PLC lowest share price was 83.52 p and its highest was 123.10 p in the past 12 months.
What is Lloyds Banking Group PLC’s market cap?
Lloyds Banking Group PLC’s market cap is £59.16B.
When is Lloyds Banking Group PLC’s upcoming earnings report date?
Lloyds Banking Group PLC’s upcoming earnings report date is Feb 04, 2027 which is in 104 days.
How were Lloyds Banking Group PLC’s earnings last quarter?
Lloyds Banking Group PLC released its earnings results on Jul 30, 2026. The company reported 0.024 p earnings per share for the quarter.
Is Lloyds Banking Group PLC overvalued?
According to Wall Street analysts Lloyds Banking Group PLC’s price is currently Undervalued.
Does Lloyds Banking Group PLC pay dividends?
Lloyds Banking Group PLC pays a Semiannually dividend of 1.58 p which represents an annual dividend yield of 3.88%. See more information on Lloyds Banking Group PLC dividends here
What is Lloyds Banking Group PLC’s EPS estimate?
Lloyds Banking Group PLC’s EPS estimate is 0.05.
How many shares outstanding does Lloyds Banking Group PLC have?
Lloyds Banking Group PLC has 57,384,605,000 shares outstanding.
What happened to Lloyds Banking Group PLC’s price movement after its last earnings report?
Lloyds Banking Group PLC reported an EPS of 0.024 p in its last earnings report. Following the earnings report the stock price went up 3.862%.
Which hedge fund is a major shareholder of Lloyds Banking Group PLC?
Currently, no hedge funds are holding shares in GB:LLOY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lloyds Banking Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
£129.67 (16.35% Upside)
£129.67 (16.35% Upside)
Blogger Sentiment
Neutral
GB:LLOY Sentiment 55%
Sector Average 61%
Sector Average 61%
Insider Transactions
Sold Shares
Worth £14.7M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.64%
12-Months-Change
Fundamentals
Return on Equity
11.05%
Trailing 12-Months
Asset Growth
8.14%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lloyds Banking Group PLC
Lloyds Banking Group plc, a long-standing financial institution founded in 1695 and headquartered in London, UK, operates as a leading provider of banking and financial services throughout the United Kingdom. Its operations are strategically structured into three core divisions: Retail, Commercial Banking, and Insurance and Wealth. The Retail segment is dedicated to serving individual customers and small enterprises, offering a comprehensive array of financial instruments such as checking and savings accounts, home loans, vehicle finance, unsecured personal credit, asset leasing options, and credit cards. For small and medium-sized businesses, larger corporate clients, and financial institutions, the Commercial Banking division provides specialized services. These include credit facilities, transactional banking, working capital optimisation, risk management advisory, and both direct and capital market debt funding solutions. The Insurance and Wealth segment focuses on delivering insurance policies, investment products, and comprehensive wealth management services. Furthermore, the group extends its reach by providing advanced digital banking platforms. The company markets its diverse portfolio of products and services under several well-known brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows.
LLOY Stock 12 Month Forecast
Average Price Target
129.67 p
▲(16.35% Upside)
Technical Analysis
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