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S & U plc (47IE) Price & Analysis

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47IE Stock Chart & Stats

65.00 p

0.00 p(0.00%)

At close: Jul 27 4:00 PM EDT

65.00 p

0.00 p(0.00%)

Day’s Range― - ―

52-Week Range32.00 p - 65.00 p

Previous CloseN/A

Volume0.00

Average Volume (3M)1.00

Market Cap

£241.19M

Enterprise Value482.56M

Total Cash (Recent Filing)£0.00

Total Debt (Recent Filing)£241.98M

Price to Earnings (P/E)10.2

Beta0.00

Next Earnings

Sep 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield605.78%

Share Statistics

EPS (TTM)1.95

Shares Outstanding3,598,506

10 Day Avg. Volume5

30 Day Avg. Volume1

Financial Highlights & Ratios

PEG Ratio0.37

Price to Book (P/B)1.16

Price to Sales (P/S)2.68

P/FCF Ratio-7.85

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Secured Motor-lending NicheS & U's core business is secured motor lending, supplying collateral-backed loans. This model reduces loss severity versus unsecured lending, supports recoveries, and generates durable interest income from a repeatable dealer-linked origination channel, underpinning long-term cash flows.

Strong Profitability And MarginsConsistently high gross margins indicate the business captures spread and fee income effectively across cycles. Sustained margin strength supports internal earnings retention, funds credit provisions, and provides resilience to funding cost moves, reinforcing long-term earnings durability.

Recent Revenue Rebound And ScaleA sharp 2026 revenue rebound and enlarged balance sheet demonstrate scale and capacity to originate loans. Greater scale can improve spread economics, allow fixed-cost absorption, and provide platform leverage for steady growth over the next several quarters.

Bears Say

Weak Operating Cash FlowFrequent negative operating cash flow and a large 2026 outflow signal that earnings are not consistently converting to cash. This reduces funding flexibility, increases reliance on external borrowing to support loan origination and dividends, and raises refinancing and liquidity risk over months.

Meaningful And Rising LeverageMaterial leverage constrains financial flexibility and makes the company sensitive to interest-rate and funding cost increases. Higher indebtedness limits capacity to absorb credit shocks or invest in growth without raising costly capital, a persistent structural vulnerability.

Volatile Earnings And Cash-generationMarked year-to-year volatility in net income and cash flows reduces predictability of earnings and credit provisioning. This variability complicates capital planning, stress-testing and investor confidence, and suggests earnings quality and sustainability are uncertain over the medium term.

47IE FAQ

What was S & U PLC’s price range in the past 12 months?

S & U PLC lowest share price was 32.00 p and its highest was 65.00 p in the past 12 months.

What is S & U PLC’s market cap?

S & U PLC’s market cap is £241.19M.

When is S & U PLC’s upcoming earnings report date?

S & U PLC’s upcoming earnings report date is Sep 29, 2026 which is in 45 days.

How were S & U PLC’s earnings last quarter?

Currently, no data Available

Is S & U PLC overvalued?

According to Wall Street analysts S & U PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does S & U PLC pay dividends?

S & U PLC pays a Semiannually dividend of 1.969 p which represents an annual dividend yield of 605.78%. See more information on S & U PLC dividends here

What is S & U PLC’s EPS estimate?

S & U PLC’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does S & U PLC have?

S & U PLC has 3,598,506 shares outstanding.

What happened to S & U PLC’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of S & U PLC?

Currently, no hedge funds are holding shares in GB:47IE

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

S & U PLC

S&U plc is a UK-based financial services firm, offering a range of products including automotive loans, property bridging finance, and other specialized lending solutions. Founded in 1938, the company's main operations are directed from its Solihull headquarters.