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S & U PLC (GB:47IE)
LSE:47IE
UK Market
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S & U plc (47IE) Price & Analysis

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47IE Stock Chart & Stats

65.00 p
0.00 p(0.00%)
At close: 4:00 PM EDT
65.00 p
0.00 p(0.00%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue Rebound And Sustained ProfitabilityThe sharp 2026 revenue rebound demonstrates renewed lending activity after the softer 2024–2025 period, while consistently strong margins show the model can convert loan growth into profit. This combination supports reinvestment and preserves earnings potential over the next several quarters.
Advantage Lending Growth And Improving Book QualityRapid Advantage origination growth is paired with better repayment performance and lower severe arrears, reducing the concern that expansion is being bought through weakening credit quality. A larger, healthier receivables base can strengthen recurring interest income and market position.
Planned Expansion Of Funding CapacityIf completed, the additional facilities would materially expand the capital available to fund Advantage and Aspen receivables. Greater committed capacity should help the company pursue its multi-year growth strategy, while the planned structure may also reduce financing costs.
Bears Say
Weak And Volatile Cash GenerationRepeated negative operating and free cash flow, including the sharp 2026 outflow, means reported earnings are not consistently translating into internally generated liquidity. This can restrict funding flexibility and increase reliance on external borrowing as receivables grow.
Rising Leverage And Finance CostsHigher gearing increases the financial risk attached to the lending expansion, while rising finance costs can absorb more of the income earned on receivables. This reduces resilience if credit performance weakens or the cost of funding remains elevated.
Challenging Aspen Market And Slower RepaymentsA weak property environment is slowing customer repayments and extending the time capital remains committed to Aspen loans. That can delay cash recycling into new originations and make portfolio growth more dependent on additional funding, despite reported portfolio quality.

47IE FAQ

What was S & U PLC’s price range in the past 12 months?
S & U PLC lowest share price was 31.00 p and its highest was 65.00 p in the past 12 months.
    What is S & U PLC’s market cap?
    S & U PLC’s market cap is £229.65M.
      When is S & U PLC’s upcoming earnings report date?
      S & U PLC’s upcoming earnings report date is Mar 30, 2027 which is in 180 days.
        How were S & U PLC’s earnings last quarter?
        Currently, no data Available
        Is S & U PLC overvalued?
        According to Wall Street analysts S & U PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does S & U PLC pay dividends?
          S & U PLC pays a Semiannually dividend of 1.969 p which represents an annual dividend yield of 605.78%. See more information on S & U PLC dividends here
            What is S & U PLC’s EPS estimate?
            S & U PLC’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does S & U PLC have?
            S & U PLC has 3,598,506 shares outstanding.
              What happened to S & U PLC’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of S & U PLC?
              Currently, no hedge funds are holding shares in GB:47IE
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Company Description

                S & U PLC

                S&U plc is a UK-based financial services firm, offering a range of products including automotive loans, property bridging finance, and other specialized lending solutions. Founded in 1938, the company's main operations are directed from its Solihull headquarters.

                S & U plc (47IE) Earnings & Revenues

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