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Essent Group (0U95) Share Price & Analysis

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0U95 Stock Chart & Stats

$63.90-$1.31(-2.01%)
At close: 4:30 PM GMT
$60$65$70Aug 17Aug 31Sep 14Sep 28Oct 12Oct 27Nov 9
Day’s Range
$63.68 - $64.60
52-Week Range
$55.60 - $71.36
Previous Close
$65.21
Volume
N/A
Average Volume (3M)
247
Market Cap
$5.70B
Enterprise Value
$5.70B
Total Cash (Recent Filing)
$160.67M
Total Debt (Recent Filing)
$496.31M
Price to Earnings (P/E)
8.8
Beta
0.66
Next Earnings
Feb 12, 2027 (Est.)
EPS Estimate
1.8
Next Dividend Ex-Date
N/A
Dividend Yield
2.14%

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet

Minimal leverage gives Essent substantial financial flexibility to absorb claims volatility, support regulatory capital requirements, and fund growth without relying heavily on external financing. The sizable equity base also supports resilience as the company expands reinsurance and returns capital.

Strong Cash Generation

Close alignment between earnings and free cash flow indicates that reported profitability is converting into usable capital. This supports reinvestment, reinsurance expansion, dividends, and repurchases while reducing dependence on balance-sheet leverage to fund shareholder returns.

High-quality Insured Portfolio

Strong borrower credit quality, meaningful borrower equity potential, and broad reinsurance coverage create a durable risk-management advantage. Together they can reduce loss severity, limit tail exposure, and preserve capital through housing or credit-cycle stress.

Bears Say

Rising Mortgage Credit Losses

Higher defaults and provisions directly pressure underwriting earnings and may require additional capital as the insured portfolio ages. Weaker 2023–2025 books could keep claims elevated over coming quarters, making credit performance a meaningful constraint on returns.

Muted Mortgage Insurance Growth

A prolonged flat market limits new insurance written and reduces opportunities to grow the mortgage insurance portfolio organically. Persistently high rates and affordability pressure can also delay housing activity, leaving earnings increasingly dependent on retention, pricing, and capital returns.

Reinsurance Profitability Volatility

Rapid expansion into non-mortgage and P&C reinsurance is increasing mix-driven volatility in underwriting results. Although the platform offers diversification, shifting business composition and higher combined ratios could make earnings less predictable until the newer activities mature.

Essent Group News

0U95 FAQ

What was Essent Group’s price range in the past 12 months?
Essent Group lowest share price was $55.60 and its highest was $71.36 in the past 12 months.
What is Essent Group’s market cap?
Essent Group’s market cap is $5.70B.
When is Essent Group’s upcoming earnings report date?
Essent Group’s next earnings report is estimated for Feb 12, 2027 (not yet confirmed), which is in 91 days.
How were Essent Group’s earnings last quarter?
Essent Group released its earnings results on Nov 06, 2026. The company reported $1.82 earnings per share for the quarter, missing the consensus estimate of $1.845 by -$0.025.
Is Essent Group overvalued?
According to Wall Street analysts Essent Group’s price is currently Undervalued.
Does Essent Group pay dividends?
Essent Group does not currently pay dividends.
What is Essent Group’s EPS estimate?
Essent Group’s EPS estimate is 1.80.
How many shares outstanding does Essent Group have?
Essent Group has 87,972,000 shares outstanding.
What happened to Essent Group’s price movement after its last earnings report?
Essent Group reported an EPS of $1.82 in its last earnings report, missing expectations of $1.845. Following the earnings report the stock price went down -9.227%.
Which hedge fund is a major shareholder of Essent Group?
Hedge funds hold Essent Group shares: the largest hedge-fund position in Essent Group is 1,099,526,350 shares, and hedge funds increased their holdings by 30.3K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology