0LVJ Stock Chart & Stats
$8.14
-$0.19(-2.32%)
At close: 4:00 PM EDT
$8.14
-$0.19(-2.32%)
Day’s Range― - ―
52-Week Range$6.35 - $10.34
Previous CloseN/A
Volume23.19K
Average Volume (3M)20.89K
Market Cap
$2.34B
Enterprise Value$4.19K
Total Cash (Recent Filing)$2.79B
Total Debt (Recent Filing)$2.70B
Price to Earnings (P/E)6.0
Beta0.70
Next Earnings
Oct 28, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield12.72%
Share Statistics
EPS (TTM)1.25
Shares Outstanding311,878,970
10 Day Avg. Volume35,755
30 Day Avg. Volume20,894
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$7.25Price Target Upside-10.93% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering13
EPS Forecast (FY)1.32
Revenue Forecast (FY)$4.17B
Bulls Say, Bears Say
Bulls Say
Cash Generation / Free Cash FlowConsistent trailing‑twelve‑month operating cash flow and a material free cash flow base provide durable internal funding. Strong FCF supports ongoing capex, dividends, and debt servicing, improving optionality for M&A or buybacks even if revenue growth is uneven.
Digital & Consumer Services GrowthSustained digital transaction growth and strong Consumer Services expansion indicate structural channel migration and product diversification. Digital channels lower distribution costs, enable recurring usage, and broaden payout options, supporting durable margin improvement and revenue mix resilience.
Strategic M&A And Agent ExpansionTargeted acquisitions and agent network expansion increase distribution scale and corridor coverage. Adding U.S. agent locations and complementary regional assets strengthens competitive moats, boosts cross‑sell opportunities, and promises cost synergies that can persistently improve unit economics.
Bears Say
High Leverage / Capital Structure RiskA historically high debt load relative to equity constrains financial flexibility and raises solvency risk if operating performance deteriorates. Elevated leverage increases interest vulnerability, limits strategic options, and extends recovery sensitivity to sustained cash‑flow generation.
Sustained Revenue DeclineA multi‑year, sharp top‑line decline erodes scale economies and heightens reliance on cost cuts or M&A to restore growth. Persistent revenue compression reduces margin resilience, makes forecasting harder, and increases execution risk for strategies that assume organic expansion.
Retail Headwinds, Margin & Cashflow PressureWeakness in core retail corridors compresses transaction volumes and revenue per transaction, pressuring margins and operating cash flow. Given the strategic importance of the U.S.‑Mexico corridor, prolonged retail softness could materially slow recovery and make leverage servicing and efficiency targets harder to achieve.
Western Union News
0LVJ FAQ
What was Western Union’s price range in the past 12 months?
Western Union lowest share price was $6.35 and its highest was $10.34 in the past 12 months.
What is Western Union’s market cap?
Western Union’s market cap is $2.34B.
When is Western Union’s upcoming earnings report date?
Western Union’s upcoming earnings report date is Oct 28, 2026 which is in 74 days.
How were Western Union’s earnings last quarter?
Western Union released its earnings results on Jul 30, 2026. The company reported $0.31 earnings per share for the quarter, missing the consensus estimate of $0.42 by -$0.11.
Is Western Union overvalued?
According to Wall Street analysts Western Union’s price is currently Overvalued.
Does Western Union pay dividends?
Western Union pays a Quarterly dividend of $0.235 which represents an annual dividend yield of 12.72%. See more information on Western Union dividends here
What is Western Union’s EPS estimate?
Western Union’s EPS estimate is 0.35.
How many shares outstanding does Western Union have?
Western Union has 311,878,970 shares outstanding.
What happened to Western Union’s price movement after its last earnings report?
Western Union reported an EPS of $0.31 in its last earnings report, missing expectations of $0.42. Following the earnings report the stock price went down -20.126%.
Which hedge fund is a major shareholder of Western Union?
Currently, no hedge funds are holding shares in GB:0LVJ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Sell
Average Price Target:
$7.25 (-10.93% Downside)
$7.25 (-10.93% Downside)
Blogger Sentiment
Neutral
GB:0LVJ Sentiment 54%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.32%
12-Months-Change
Fundamentals
Return on Equity
12.72%
Trailing 12-Months
Asset Growth
-0.20%
Trailing 12-Months
Company Description
Western Union
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
0LVJ Company Deck
0LVJ Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
Balanced: the company showed resilience in revenue (Q2 $1.0B, only -1% adj), transaction growth (+3% CMT; +25% branded digital transactions), improved cash generation (+45% YTD) and launched strategic initiatives (Beyond Efficiency, USDPT/DAN) aimed at long-term improvement. However, near-term profitability is under clear pressure — adjusted EPS fell to $0.31, adjusted operating margin was 15%, Americas retail and low-RPT digital mix (particularly Middle East partnerships and rapid payout-to-account migration) are compressing contribution profit per transaction, and signing bonuses / higher commissions are raising costs. Management has a concrete cost program and updated 2026 guidance but faces execution and regulatory risks (Intermex timing) while mix shifts persist.View all GB:0LVJ earnings summaries0LVJ Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
0LVJ Stock 12 Month Forecast
Average Price Target
$7.25
▼(-10.93% Downside)