0LVJ Stock Chart & Stats
$7.25
-$0.19(-2.32%)
At close: 4:00 PM EDT
$7.25
-$0.19(-2.32%)
Day’s Range― - ―
52-Week Range$5.95 - $10.34
Previous CloseN/A
Volume23.19K
Average Volume (3M)66.11K
Market Cap
$1.93B
Enterprise Value$4.19K
Total Cash (Recent Filing)$2.79B
Total Debt (Recent Filing)$2.70B
Price to Earnings (P/E)4.9
Beta0.74
Next Earnings
Oct 28, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield15.36%
Share Statistics
EPS (TTM)1.25
Shares Outstanding311,878,970
10 Day Avg. Volume34,424
30 Day Avg. Volume66,107
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$7.00Price Target Upside-3.45% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering13
EPS Forecast (FY)1.29
Revenue Forecast (FY)$4.12B
Bulls Say, Bears Say
Bulls Say
Digital Transaction GrowthStrong digital transaction and revenue growth indicates increasing customer engagement and supports a lower-cost distribution model over time. Continued migration to digital channels can broaden Western Union’s reach, improve scalability, and reduce reliance on physical-agent origination.
Consumer Services DiversificationExpansion in Consumer Services provides a broader earnings base beyond core money transfers and reduces dependence on a single product category. Bill pay, travel money, and EuroChain-related activity are becoming more meaningful contributors to revenue mix.
Cash Generation And LiquidityImproving operating cash flow and substantial liquidity provide capacity to fund technology, integration, and efficiency initiatives while meeting ongoing obligations. This cash generation gives management flexibility as the company works through pressured margins and strategic investments.
Bears Say
Revenue And Margin PressureRevenue-per-transaction compression and lower-value mix are limiting the earnings benefit from higher transaction counts. Persistent margin pressure from retail weakness, commissions, and digital mix shifts could weaken profitability unless efficiency gains offset these structural headwinds.
High LeverageA highly leveraged capital structure reduces financial flexibility if profitability deteriorates and increases the importance of maintaining dependable cash generation. Debt exposure may also constrain investment, shareholder returns, and integration choices while operating conditions remain challenging.
Intermex Regulatory UncertaintyThe Intermex acquisition could expand Western Union’s scale, but unresolved California review creates execution and timing risk around the strategic combination. Delays or additional operating conditions could postpone synergies and leave the company managing integration and financing assumptions for longer.
Western Union News
0LVJ FAQ
What was Western Union’s price range in the past 12 months?
Western Union lowest share price was $5.95 and its highest was $10.34 in the past 12 months.
What is Western Union’s market cap?
Western Union’s market cap is $1.93B.
When is Western Union’s upcoming earnings report date?
Western Union’s upcoming earnings report date is Oct 28, 2026 which is in 29 days.
How were Western Union’s earnings last quarter?
Western Union released its earnings results on Jul 30, 2026. The company reported $0.31 earnings per share for the quarter, missing the consensus estimate of $0.42 by -$0.11.
Is Western Union overvalued?
According to Wall Street analysts Western Union’s price is currently Overvalued.
Does Western Union pay dividends?
Western Union pays a Quarterly dividend of $0.235 which represents an annual dividend yield of 15.36%. See more information on Western Union dividends here
What is Western Union’s EPS estimate?
Western Union’s EPS estimate is 0.35.
How many shares outstanding does Western Union have?
Western Union has 311,878,970 shares outstanding.
What happened to Western Union’s price movement after its last earnings report?
Western Union reported an EPS of $0.31 in its last earnings report, missing expectations of $0.42. Following the earnings report the stock price went down -20.133%.
Which hedge fund is a major shareholder of Western Union?
Currently, no hedge funds are holding shares in GB:0LVJ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
1
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4
5
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7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$7.00 (-3.45% Downside)
$7.00 (-3.45% Downside)
Blogger Sentiment
Neutral
GB:0LVJ Sentiment 53%
Sector Average 61%
Sector Average 61%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.47%
12-Months-Change
Fundamentals
Return on Equity
15.36%
Trailing 12-Months
Asset Growth
-0.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Western Union
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
0LVJ Company Deck
0LVJ Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
Balanced: the company showed resilience in revenue (Q2 $1.0B, only -1% adj), transaction growth (+3% CMT; +25% branded digital transactions), improved cash generation (+45% YTD) and launched strategic initiatives (Beyond Efficiency, USDPT/DAN) aimed at long-term improvement. However, near-term profitability is under clear pressure — adjusted EPS fell to $0.31, adjusted operating margin was 15%, Americas retail and low-RPT digital mix (particularly Middle East partnerships and rapid payout-to-account migration) are compressing contribution profit per transaction, and signing bonuses / higher commissions are raising costs. Management has a concrete cost program and updated 2026 guidance but faces execution and regulatory risks (Intermex timing) while mix shifts persist.View all GB:0LVJ earnings summaries0LVJ Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
0LVJ Stock 12 Month Forecast
Average Price Target
$7.00
▼(-3.45% Downside)