0LJN Stock Chart & Stats
$86.37
$1.77(2.05%)
At close: 4:00 PM EDT
$86.37
$1.77(2.05%)
Day’s Range― - ―
52-Week Range$68.72 - $94.33
Previous CloseN/A
Volume13.00
Average Volume (3M)778.00
Market Cap
$14.49B
Enterprise Value$18.07K
Total Cash (Recent Filing)$199.20M
Total Debt (Recent Filing)$3.76B
Price to Earnings (P/E)21.6
Beta0.75
Next Earnings
Nov 03, 2026EPS Estimate
2.17Next Dividend Ex-DateN/A
Dividend Yield2.03%
Share Statistics
EPS (TTM)4.29
Shares Outstanding158,306,800
10 Day Avg. Volume464
30 Day Avg. Volume778
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.20
Price to Sales (P/S)1.02
P/FCF Ratio24.07
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$102.45Price Target Upside18.62% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)8.67
Revenue Forecast (FY)$11.81B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRobust operating and free cash flow indicates that reported earnings are substantially supported by cash, giving Unum capacity to fund claims, invest in operations, maintain capital strength and return capital to shareholders.
Premium Growth And Digital DistributionRecurring premium growth and expanding HR, leave and broker connectivity can deepen employer relationships, improve distribution efficiency and support durable retention across Unum’s workplace benefits platform.
Capital Resilience And LTC Risk ReductionStrong regulatory capital provides financial flexibility, while transferring additional long-term-care reserves reduces legacy liability exposure and earnings sensitivity, allowing management to concentrate resources on core employee benefits.
Bears Say
Recent Revenue And Margin CompressionThe sharp TTM revenue decline and materially lower margins indicate weaker recent earnings power. If sustained, this could reduce capital generation, limit operating flexibility and make future returns more dependent on recovery actions.
U.S. Disability Claims PressureElevated disability benefit costs directly pressure underwriting margins. Double-digit pricing actions may help over time, but repricing and renewal cycles can delay recovery while adverse claims experience remains embedded in the block.
U.K. Income Protection UnderperformanceHigher U.K. claim severity and weaker sales are reducing international earnings contribution. Targeted pricing and underwriting may improve results, but execution risk and slower premium growth could prolong pressure on diversification.
0LJN FAQ
What was Unum Group’s price range in the past 12 months?
Unum Group lowest share price was $68.72 and its highest was $94.33 in the past 12 months.
What is Unum Group’s market cap?
Unum Group’s market cap is $14.49B.
When is Unum Group’s upcoming earnings report date?
Unum Group’s upcoming earnings report date is Nov 03, 2026 which is in 66 days.
How were Unum Group’s earnings last quarter?
Unum Group released its earnings results on Jul 28, 2026. The company reported $2.16 earnings per share for the quarter, the consensus estimate of $2.16 by $0.
Is Unum Group overvalued?
According to Wall Street analysts Unum Group’s price is currently Undervalued.
Does Unum Group pay dividends?
Unum Group pays a Quarterly dividend of $0.505 which represents an annual dividend yield of 2.03%. See more information on Unum Group dividends here
What is Unum Group’s EPS estimate?
Unum Group’s EPS estimate is 2.17.
How many shares outstanding does Unum Group have?
Unum Group has 158,306,800 shares outstanding.
What happened to Unum Group’s price movement after its last earnings report?
Unum Group reported an EPS of $2.16 in its last earnings report, expectations of $2.16. Following the earnings report the stock price went down -6.115%.
Which hedge fund is a major shareholder of Unum Group?
Currently, no hedge funds are holding shares in GB:0LJN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Unum Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$102.45 (18.62% Upside)
$102.45 (18.62% Upside)
Blogger Sentiment
Neutral
GB:0LJN Sentiment 50%
Sector Average 55%
Sector Average 55%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.59%
12-Months-Change
Fundamentals
Return on Equity
2.03%
Trailing 12-Months
Asset Growth
-4.51%
Trailing 12-Months
Company Description
Unum Group
Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability, life insurance, and accidental death and dismemberment. Additionally, Unum provides a range of supplemental and voluntary offerings like individual disability, various voluntary benefits, and dental and vision plans. Further offerings include policies addressing accidents, sickness, general disability, life coverage, cancer, and critical illness. Beyond these, Unum's services extend to group pension plans, individual life insurance, corporate-owned life insurance (COLI), and the management of reinsurance pools. Its primary clientele consists of employers, who procure these solutions to benefit their workforce. Distribution is handled via a diverse network comprising in-house field sales teams, independent brokers, consultants, and an independent contractor agency sales force. Established in 1848, Unum Group maintains its headquarters in Chattanooga, Tennessee.
0LJN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a generally positive operational and financial picture: strong sales momentum (Unum U.S. sales +7.4% Q2, +14.3% YTD), record Colonial results, solid ROEs and a robust capital position with continued shareholder capital returns. Management reaffirmed full-year adjusted EPS guidance and highlighted meaningful progress on active management of the closed block (additional $3.8B LTC reinsurance). Offsetting these strengths were near-term challenges driven by elevated PFML/short-term disability experience in U.S. group disability, meaningful earnings pressure and higher claim severity in the U.K. group income protection business, closed-block volatility from group LTC terminations, and GAAP headwinds from transaction amortization and non-contemporaneous reinsurance impacts. Management has set pricing and underwriting actions underway (double-digit PFML rate increases, targeted U.K. pricing/underwriting), and expects many pressures to moderate as actions take effect.View all GB:0LJN earnings summaries0LJN Stock 12 Month Forecast
Average Price Target
$102.45
▲(18.62% Upside)
Technical Analysis
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