Lendingtree stock analysis
Lendingtree (0JTZ) Share Price & Analysis
0JTZ Stock Chart & Stats
- Day’s Range
- $34.06 - $37.85
- 52-Week Range
- $23.60 - $68.54
- Previous Close
- $37.45
- Volume
- N/A
- Average Volume (3M)
- 490
- Market Cap
- $496.46M
- Enterprise Value
- $636.12M
- Total Cash (Recent Filing)
- $82.71M
- Total Debt (Recent Filing)
- $372.70M
- Price to Earnings (P/E)
- 5.0
- Beta
- 0.58
- Next Earnings
- Feb 19, 2027 (Est.)
- EPS Estimate
- 1.35
- Last Dividend Ex-Date
- Mar 15, 2022
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability Recovery
The rebound in revenue and return to positive net income indicate that LendingTree is recovering from the prior loss period. Consistently high gross margins support attractive marketplace economics, while renewed profitability can provide resources to invest in traffic, products, and competitive positioning.
Strong Cash Generation And Deleveraging
Substantial free cash flow gives LendingTree internal funding for product development, marketing, debt reduction, and shareholder returns. The combination of repayment and lower interest expense can improve financial flexibility over the next several quarters, provided cash generation remains durable.
Insurance Marketplace Growth Opportunity
Insurance provides a potentially durable growth avenue beyond mortgage-linked demand. A stable industry backdrop, profitable performance, and relatively low estimated online market share leave room for LendingTree to expand distribution, deepen provider relationships, and increase monetization over multiple years.
Bears Say
Leverage Remains A Balance-sheet Constraint
Debt exceeding equity leaves LendingTree more exposed if the earnings recovery falters or cash generation weakens. Although leverage has improved, interest obligations and repayment needs can restrict investment capacity, reduce resilience through a credit downturn, and limit strategic flexibility.
Mortgage And Home Exposure Remains Pressured
Mortgage and Home remain important marketplace categories, so prolonged weakness in housing activity can reduce consumer demand and provider marketing budgets. This pressure may persist beyond a single quarter, making revenue recovery more dependent on insurance, consumer lending, and home-equity growth.
Earnings Remain Cyclical And Operationally Thin
The history of sizable losses followed by recovery shows that LendingTree's earnings are sensitive to market cycles and product conditions. Thin current operating profitability leaves less protection against weaker conversion, reduced lender budgets, or renewed category pressure, increasing uncertainty around durable earnings power.
Lendingtree News
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Lendingtree Stock Smart Score
Company Description
Lendingtree
LendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate brokerage services. The Consumer segment addresses needs for credit cards, personal, small business, student, and auto loans, deposit accounts, and complementary services like credit repair and debt settlement. Through its Insurance segment, LendingTree offers tools, information, and access to quotes for products such as home and auto insurance, facilitating connections between consumers and insurance lead aggregators. Furthermore, LendingTree, Inc. operates several other prominent online properties: Student Loan Hero aids borrowers in managing their student debt; QuoteWizard.com functions as a marketplace for comparing insurance policies; ValuePenguin delivers impartial financial analysis on subjects spanning from insurance to credit cards; and Stash offers an investing and banking platform, encompassing various personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services like checking accounts with debit cards featuring a Stock-Back rewards program. Incorporated in 1996 and headquartered in Charlotte, North Carolina, the company transitioned from its former name, Tree.com, Inc., to LendingTree, Inc. in January 2015.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- Scott Peyree
- Employees
- 919
- Website
- www.lendingtree.com
- Address
- 1415 Vantage Park Drive, Charlotte, NC, 28203, US
Lendingtree (0JTZ) Earnings & Revenues
0JTZ Company Deck
0JTZ Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. Management reported a Q3 guidance beat, 14% expected full-year adjusted EBITDA growth at the midpoint, strong insurance momentum, improving SMB performance, healthy consumer lending conditions, $100 million of trailing-12-month free cash flow excluding litigation, and continued debt reduction. These positives outweighed the ongoing mortgage and Home market challenges, incomplete SMB recovery, conservative Q4 assumptions, LLM-related uncertainty, and the $99 million noncash goodwill impairment charge.
View all GB:0JTZ earnings summaries0JTZ Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 5 | 4 |
| Technical Analysis | 2 | 5 | 3 |
| Moving Averages | 11 | 0 | 1 |













