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NRDS Stock Chart & Stats
$10.95
$0.07(0.49%)
At close: 4:00 PM EST
$10.95
$0.07(0.49%)
Day’s Range― - ―
52-Week Range$7.33 - $16.24
Previous CloseN/A
Volume67.25K
Average Volume (3M)690.58K
Market Cap
$603.37M
Enterprise Value$687.61
Total Cash (Recent Filing)$56.30M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)9.7
Beta0.97
Next Earnings
Aug 06, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.95
Shares Outstanding34,113,132
10 Day Avg. Volume579,497
30 Day Avg. Volume690,583
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)2.69
Price to Sales (P/S)1.20
P/FCF Ratio7.73
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$13.75Price Target Upside25.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.91
Revenue Forecast (FY)$883.81M
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetNerdWallet’s essentially debt-free balance sheet materially reduces financial risk and preserves optionality. With negligible leverage and substantial equity, the company can fund buybacks, M&A, and vertical-integration investments without refinancing pressure, improving resilience through economic cycles over the next 2–6 months.
Robust Cash Generation And FCF ConversionConsistent, high-quality cash generation (sharp increase from 2021 to TTM) supports capital allocation flexibility and funds strategic investments. Near-1x FCF-to-net-income conversion indicates earnings are largely cash-backed, reducing execution risk and enabling sustained buybacks or reinvestment over the medium term.
High Gross Margins And Operating LeverageExceptionally high gross margins and demonstrable operating leverage (record NGOI and EBITDA) show the model scales efficiently. If core consumer verticals keep growing, modest fixed-cost base can convert revenue gains to durable margin expansion, enhancing long-term profitability and return on capital.
Bears Say
Insurance Partner Concentration RiskHeavy reliance on a small set of insurance partners creates structural volatility: a single partner pullback materially reduces monetization and revenue. Diversifying carriers and channels requires multi-quarter execution and investment, leaving near-term earnings exposed to partner behavior and contract renegotiation risk.
SMB Revenue Decline And Search HeadwindsSMB weakness tied to organic search trends signals a structural vulnerability in that vertical: algorithm or SEO shifts can persist and depress a material revenue stream. Recovery may require sustained product or distribution investment, meaning diversification and growth from SMBs could remain limited over several quarters.
Multi-quarter Investment Drag And Guidance UncertaintyPlanned vertical-integration investments are strategic but will depress near-term NGOI and introduce execution risk. Management reduced the NGOI floor to reflect this and insurance uncertainty; these multi-quarter initiatives could constrain margins and cash flexibility before benefits materialize, increasing medium-term volatility.
NerdWallet, Inc. Class A News
NRDS FAQ
What was NerdWallet, Inc. Class A’s price range in the past 12 months?
NerdWallet, Inc. Class A lowest stock price was $7.33 and its highest was $16.24 in the past 12 months.
What is NerdWallet, Inc. Class A’s market cap?
NerdWallet, Inc. Class A’s market cap is $603.37M.
When is NerdWallet, Inc. Class A’s upcoming earnings report date?
NerdWallet, Inc. Class A’s upcoming earnings report date is Aug 06, 2026 which is in 15 days.
How were NerdWallet, Inc. Class A’s earnings last quarter?
NerdWallet, Inc. Class A released its earnings results on May 06, 2026. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.28 by $0.01.
Is NerdWallet, Inc. Class A overvalued?
According to Wall Street analysts NerdWallet, Inc. Class A’s price is currently Undervalued.
Does NerdWallet, Inc. Class A pay dividends?
NerdWallet, Inc. Class A does not currently pay dividends.
What is NerdWallet, Inc. Class A’s EPS estimate?
NerdWallet, Inc. Class A’s EPS estimate is 0.09.
How many shares outstanding does NerdWallet, Inc. Class A have?
NerdWallet, Inc. Class A has 34,113,132 shares outstanding.
What happened to NerdWallet, Inc. Class A’s price movement after its last earnings report?
NerdWallet, Inc. Class A reported an EPS of $0.29 in its last earnings report, beating expectations of $0.28. Following the earnings report the stock price went down -12.768%.
Which hedge fund is a major shareholder of NerdWallet, Inc. Class A?
Currently, no hedge funds are holding shares in NRDS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NerdWallet, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$13.75 (25.57% Upside)
$13.75 (25.57% Upside)
Blogger Sentiment
Bullish
NRDS Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 2.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $35.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 9.6%
Last 30 Days ▼ 9.6%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-9.05%
Trailing 12-Months
Company Description
NerdWallet, Inc. Class A
NerdWallet, Inc. operates an online platform dedicated to providing tailored financial advice for both individual consumers and small to medium-sized businesses. The company facilitates connections between these users and various financial product providers. Its guidance is delivered through a comprehensive suite of resources, including educational articles, interactive tools and calculators, and specialized product marketplaces, all accessible via its website and the NerdWallet mobile application. Key financial areas covered encompass credit cards, mortgages, insurance, business finance solutions, personal loans, banking, investment strategies, and student lending. Serving customers in the United States, the United Kingdom, and Canada, NerdWallet was founded in San Francisco, California, in 2009.
NRDS Revenue Breakdown
34.98% Credit cards
31.18% Emerging verticals
16.95% Loans
16.88% SMB products
NRDS Stock 12 Month Forecast
Average Price Target
$13.75
▲(25.57% Upside)
Technical Analysis
Ownership Overview
26.37% Insiders
17.91% Mutual Funds
25.21% Other Institutional Investors
12.98% Public Companies and
Individual Investors