0J22 Stock Chart & Stats
$185.39
-$3.25(-1.80%)
At close: 4:00 PM EDT
$185.39
-$3.25(-1.80%)
Day’s Range― - ―
52-Week Range$145.00 - $210.20
Previous CloseN/A
Volume27.00
Average Volume (3M)13.00
Market Cap
$2.24B
Enterprise Value$2.38K
Total Cash (Recent Filing)$942.69M
Total Debt (Recent Filing)$67.47M
Price to Earnings (P/E)6.8
Beta1.14
Next Earnings
Nov 10, 2026EPS Estimate
3.24Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)25.92
Shares Outstanding12,438,867
10 Day Avg. Volume0
30 Day Avg. Volume13
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$241.67Price Target Upside30.36% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)18.73
Revenue Forecast (FY)$978.07M
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityHCI is currently converting revenue into substantial earnings, with high net and EBITDA margins alongside strong returns on equity. This profitability provides internal capacity to absorb normal claims volatility, support operations, and reinvest in the insurance platform over the next several quarters.
Improved Balance SheetThe sharp reduction in leverage materially strengthens HCI’s capital position and financial flexibility. Lower debt dependence can reduce fixed financing pressure, improve resilience when underwriting results weaken, and leave more capital available to support policy growth or manage catastrophe-related volatility.
Earnings-quality Cash GenerationIn most reported periods, free cash flow has closely tracked net income, indicating that reported profits have generally translated into cash rather than remaining primarily accounting-based. That conversion supports claims funding, capital management, and the durability of earnings through the operating cycle.
Bears Say
Underwriting CyclicalityThe history of a significant loss and wide margin movements shows that HCI’s profitability is not consistently stable across the insurance cycle. Changes in claims outcomes and other underwriting conditions can therefore produce sizable earnings reversals, complicating forecasting and capital planning.
Recent Cash-flow DeteriorationAlthough cash conversion has usually been strong, the sharp TTM free-cash-flow decline demonstrates meaningful variability in cash generation. Such swings can reduce flexibility for investment, distributions, or growth initiatives and may signal timing pressure from underwriting-related working-capital movements.
Catastrophe And Reinsurance ExposureHCI’s concentration in homeowners and residential property insurance leaves earnings sensitive to catastrophe loss frequency and severity. Reinsurance can protect capital, but its cost reduces underwriting margins, creating an enduring trade-off between protection, pricing adequacy, and profitability.
HCI Group News
0J22 FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest share price was $145.00 and its highest was $210.20 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.24B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is Nov 10, 2026 which is in 46 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on Aug 06, 2026. The company reported $5.6 earnings per share for the quarter, beating the consensus estimate of $5.037 by $0.563.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc does not currently pay dividends.
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate is 3.24.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,438,867 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $5.6 in its last earnings report, beating expectations of $5.037. Following the earnings report the stock price went up 9.108%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in GB:0J22
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$241.67 (30.36% Upside)
$241.67 (30.36% Upside)
Blogger Sentiment
Bullish
GB:0J22 Sentiment 100%
Sector Average 60%
Sector Average 60%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.66%
12-Months-Change
Fundamentals
Return on Equity
0.91%
Trailing 12-Months
Asset Growth
24.93%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
HCI Group Inc
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
0J22 Company Deck
0J22 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all GB:0J22 earnings summaries0J22 Stock 12 Month Forecast
Average Price Target
$241.67
▲(30.36% Upside)
Technical Analysis
Safety Insurance Group
―
Universal Insurance Holdings
―
American Coastal Insurance
―
Heritage Insurance Holdings
―
American Integrity Insurance Group, Inc.
―