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HCI Group (0J22) Share Price & Analysis

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0J22 Stock Chart & Stats

$189.05$0.47(0.25%)
At close: 4:30 PM GMT
$180$190$200Aug 17Aug 31Sep 14Sep 28Oct 13Oct 26Nov 9
Day’s Range
$187.64 - $190.25
52-Week Range
$145.00 - $213.00
Previous Close
$188.58
Volume
N/A
Average Volume (3M)
21
Market Cap
$2.34B
Enterprise Value
$2.36B
Total Cash (Recent Filing)
$1.98B
Total Debt (Recent Filing)
$31.25M
Price to Earnings (P/E)
6.9
Beta
1.01
Next Earnings
Mar 11, 2027 (Est.)
EPS Estimate
5.18
Next Dividend Ex-Date
N/A
Dividend Yield
0.85%

Bulls Say, Bears Say

Bulls Say

Strong Profitability And Growth

The sharp improvement in revenue and profitability indicates materially stronger earnings power than in prior years. High operating and net margins provide capacity to absorb claims volatility, fund technology and growth initiatives, and convert favorable underwriting conditions into durable shareholder returns.

Strong Balance Sheet And Liquidity

Substantial liquid assets, low leverage, and strong surplus give HCI financial flexibility to meet policyholder obligations, manage catastrophe exposure, and pursue opportunities without relying heavily on external financing. This supports resilience through insurance-cycle volatility.

Disciplined Underwriting And Operating Leverage

Persistently favorable loss-ratio expectations and controlled operating expenses suggest HCI is benefiting from underwriting discipline and scalable operations. If maintained, this combination can preserve margins, strengthen capital generation, and support earnings even when premium growth moderates.

Bears Say

Catastrophe Exposure

Florida homeowners insurance exposes HCI to recurring hurricane and catastrophe risk, which can create abrupt earnings and capital volatility even when ordinary underwriting metrics remain strong. Reinsurance limits net losses, but severe events can still disrupt quarterly results and cash generation.

Slower Future Premium Growth

A shift from rapid expansion toward stable business levels could reduce revenue growth and limit operating leverage over the next several quarters. Slower premium expansion also makes earnings more dependent on underwriting margins, investment income, and continued expense discipline.

Cash-flow Volatility

Although recent free cash flow broadly tracks profits, the sharp decline and history of negative cash generation show that cash conversion can be uneven. This may constrain capital deployment, dividends, or repurchases during periods of elevated claims, reserve needs, or working-capital pressure.

HCI Group News

0J22 FAQ

What was HCI Group’s price range in the past 12 months?
HCI Group lowest share price was $145.00 and its highest was $213.00 in the past 12 months.
What is HCI Group’s market cap?
HCI Group’s market cap is $2.34B.
When is HCI Group’s upcoming earnings report date?
HCI Group’s next earnings report is estimated for Mar 11, 2027 (not yet confirmed), which is in 119 days.
How were HCI Group’s earnings last quarter?
HCI Group released its earnings results on Nov 04, 2026. The company reported $6.45 earnings per share for the quarter, beating the consensus estimate of $4.96 by $1.49.
Is HCI Group overvalued?
According to Wall Street analysts HCI Group’s price is currently Undervalued.
Does HCI Group pay dividends?
HCI Group does not currently pay dividends.
What is HCI Group’s EPS estimate?
HCI Group’s EPS estimate is 5.18.
How many shares outstanding does HCI Group have?
HCI Group has 12,430,682 shares outstanding.
What happened to HCI Group’s price movement after its last earnings report?
HCI Group reported an EPS of $6.45 in its last earnings report, beating expectations of $4.96. Following the earnings report the stock price went down -5.53%.
Which hedge fund is a major shareholder of HCI Group?
Hedge funds hold HCI Group shares: the largest hedge-fund position in HCI Group is 1,159,604,242 shares, and hedge funds decreased their holdings by 6.8K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology