0J22 Stock Chart & Stats
$180.34
-$3.25(-1.80%)
At close: 4:00 PM EDT
$180.34
-$3.25(-1.80%)
Day’s Range― - ―
52-Week Range$136.53 - $210.20
Previous CloseN/A
Volume27.00
Average Volume (3M)31.00
Market Cap
$2.23B
Enterprise Value$2.15K
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$67.67M
Price to Earnings (P/E)6.8
Beta1.05
Next Earnings
Nov 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)25.71
Shares Outstanding12,764,808
10 Day Avg. Volume15
30 Day Avg. Volume31
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$230.00Price Target Upside27.54% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)17.75
Revenue Forecast (FY)$957.63M
Bulls Say, Bears Say
Bulls Say
High Profitability And Underwriting MarginsSustained high margins and a sub-60% combined ratio reflect durable underwriting strength and disciplined pricing. Consistently strong underwriting converts into steady operating cash flow and surplus growth, supporting capital returns and absorption of periodic loss volatility.
Conservative Capital Structure And Strong LiquidityVery low leverage with substantial liquid investments and holding-company cash provides durable capacity to pay claims, fund reinsurance retentions, pursue opportunistic M&A, and repurchase shares without needing emergency capital, reducing financial fragility over cycles.
Structured Catastrophe Reinsurance TowersFully placed, layered reinsurance significantly limits single-event retained losses and smooths capital volatility from hurricanes. Thoughtful tower design and reinsurer collateralization increase predictability of net loss outcomes and protect surplus over multi-year hurricane cycles.
Bears Say
Geographic Concentration And Catastrophe ExposureHeavy exposure to Florida homeowners markets concentrates catastrophe risk; even with reinsurance, large storms can rapidly drain surplus, force higher retentions or reinsurance costs, and create multi-quarter earnings volatility that challenges long-term planning.
Softening Primary-rate EnvironmentA structurally softer rate cycle can compress underwriting margins and slow reserve strengthening opportunities. If pricing weakens persistently, the firm must rely more on expense control, tighter underwriting, or higher reinsurance use, each of which can erode durable profitability.
Reliance On Unrealized Non-core Asset Valuation (Exzeo)Material pro forma uplift from Exzeo is based on unrealized fair value; if that value isn't realized through sale or monetization, book-value enhancement is illiquid and can reverse. This reliance adds valuation and execution risk to capital planning and investor expectations.
HCI Group News
0J22 FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest share price was $136.53 and its highest was $210.20 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.23B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is Nov 10, 2026 which is in 95 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on Aug 06, 2026. The company reported $5.6 earnings per share for the quarter, beating the consensus estimate of $5.037 by $0.563.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc does not currently pay dividends.
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,764,808 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $5.6 in its last earnings report, beating expectations of $5.037. Following the earnings report the stock price went down -3.78%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in GB:0J22
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$230.00 (27.54% Upside)
$230.00 (27.54% Upside)
Blogger Sentiment
Bullish
GB:0J22 Sentiment 88%
Sector Average 56%
Sector Average 56%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.96%
12-Months-Change
Fundamentals
Return on Equity
0.92%
Trailing 12-Months
Asset Growth
33.28%
Trailing 12-Months
Company Description
HCI Group Inc
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
0J22 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all GB:0J22 earnings summaries0J22 Stock 12 Month Forecast
Average Price Target
$230.00
▲(27.54% Upside)
Technical Analysis
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