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FNMA Stock Chart & Stats
$8.26
$0.38(8.24%)
At close: 4:00 PM EST
$8.26
$0.38(8.24%)
Day’s Range― - ―
52-Week Range$3.60 - $15.99
Previous CloseN/A
Volume10.90M
Average Volume (3M)4.06M
Market Cap
$6.97B
Enterprise Value$4.31M
Total Cash (Recent Filing)$45.26B
Total Debt (Recent Filing)$4.17T
Price to Earnings (P/E)3.9
Beta1.03
Next Earnings
Aug 04, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.60
Shares Outstanding1,158,087,500
10 Day Avg. Volume3,734,712
30 Day Avg. Volume4,057,462
Financial Highlights & Ratios
PEG Ratio35.77
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$8.06Price Target Upside-2.39% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.54
Revenue Forecast (FY)$29.61B
Bulls Say, Bears Say
Bulls Say
Government-backed FranchiseContinuity of FHFA oversight and active liability management reduce structural regulatory uncertainty and support counterparty confidence. As a GSE in conservatorship, Fannie Mae benefits from durable access to funding and market roles that reinforce its liquidity-provision franchise over months to years.
Scale & Revenue RecoveryA strong TTM revenue rebound and large origination/securitization scale create durable fee and interest income streams. Scale drives deep distribution, originator relationships, and fixed-cost absorption, supporting consistent core earnings generation as mortgage market activity normalizes.
Risk-transfer & Business DiversificationSystematic use of CRT and a meaningful multifamily franchise reduce concentrated single-family credit exposure and diversify revenue. Over the medium term, CRT lowers retained-loss volatility and capital needs, while multifamily business smooths cash flows across housing sectors.
Bears Say
Very High LeverageDebt-to-equity near ~38x leaves the business highly sensitive to funding spreads, liquidity shifts, and mark-to-market volatility. Such structural leverage constrains strategic flexibility, amplifies downside in stress, and makes capital management dependent on stable market access.
Volatile Cash GenerationIntermittent negative years and uneven free cash flow reduce predictability for capital deployment, reserves, and counter-cyclical actions. This volatility complicates long-term planning and heightens reliance on capital markets and conservatorship arrangements during stress.
Modest, Compressed MarginsNet margins near 9% leave limited buffer against worsening credit losses or spread compression. Because earnings hinge on net interest and guarantee fee spreads, margin pressure from interest-rate moves or higher credit costs could materially reduce retained earnings and capital accumulation.
Federal National Mortgage Association News
FNMA FAQ
What was Federal National Mortgage’s price range in the past 12 months?
Federal National Mortgage lowest stock price was $3.60 and its highest was $15.99 in the past 12 months.
What is Federal National Mortgage’s market cap?
Federal National Mortgage’s market cap is $6.97B.
When is Federal National Mortgage’s upcoming earnings report date?
Federal National Mortgage’s upcoming earnings report date is Aug 04, 2026 which is in 13 days.
How were Federal National Mortgage’s earnings last quarter?
Federal National Mortgage released its earnings results on Apr 29, 2026. The company reported $0.631 earnings per share for the quarter, missing the consensus estimate of $0.633 by -$0.002.
Is Federal National Mortgage overvalued?
According to Wall Street analysts Federal National Mortgage’s price is currently Overvalued.
Does Federal National Mortgage pay dividends?
Federal National Mortgage does not currently pay dividends.
What is Federal National Mortgage’s EPS estimate?
Federal National Mortgage’s EPS estimate is 0.63.
How many shares outstanding does Federal National Mortgage have?
Federal National Mortgage has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage’s price movement after its last earnings report?
Federal National Mortgage reported an EPS of $0.631 in its last earnings report, missing expectations of $0.633. Following the earnings report the stock price went up 0.392%.
Which hedge fund is a major shareholder of Federal National Mortgage?
Currently, no hedge funds are holding shares in FNMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$8.06 (-2.39% Downside)
$8.06 (-2.39% Downside)
Blogger Sentiment
Bullish
FNMA Sentiment 70%
Sector Average 62%
Sector Average 62%
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 2.5%
Last 30 Days ▼ 2.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-27.11%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-0.90%
Trailing 12-Months
Company Description
Federal National Mortgage
The Federal National Mortgage Association, commonly known as Fannie Mae, was established in 1938 and has its headquarters in Washington, D.C. Its fundamental purpose is to facilitate the flow of capital in the United States mortgage market, ensuring a consistent source of financing for home loans. Fannie Mae achieves this by transforming mortgage loans originated by various lenders into standardized investment products called Fannie Mae mortgage-backed securities (MBS). The organization operates through two distinct primary segments: 1. Single-Family Segment: This division is responsible for acquiring and securitizing a wide range of residential mortgage loans. These include conventional first-lien mortgages (both fixed and adjustable-rate), loans guaranteed by government agencies like the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and the U.S. Department of Agriculture's Rural Development Housing and Community Facilities Program, as well as manufactured housing loans and other related mortgage securities. Additionally, this segment provides mortgage servicing and comprehensive credit risk and loss management services for single-family properties. 2. Multifamily Segment: Focusing on properties with multiple dwelling units, this segment securitizes and purchases multifamily mortgage loans, converting them into Fannie Mae MBS. It also plays a role in public finance by offering credit enhancements for bonds issued by state and local housing authorities to support multifamily housing initiatives. Its activities further include issuing structured MBS backed by existing Fannie Mae multifamily MBS, trading multifamily agency mortgage-backed securities, and making investments in low-income housing tax credit (LIHTC) projects. Services provided by this segment encompass delegated underwriting, servicing, and robust credit risk and loss management for multifamily mortgages. Fannie Mae serves a diverse array of financial partners, including mortgage banking companies, various types of banks (savings and loan associations, savings banks, commercial banks, community banks), credit unions, insurance companies, private mortgage originators, and state and local housing finance agencies.
FNMA Stock 12 Month Forecast
Average Price Target
$8.06
▼(-2.39% Downside)
Technical Analysis
Ownership Overview
― Insiders
10.15% Mutual Funds
<0.01% Other Institutional Investors
89.84% Public Companies and Individual Investors