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FNMA Stock Chart & Stats
$6.34
$0.08(1.31%)
At close: 4:00 PM EDT
$6.34
$0.08(1.31%)
Day’s Range― - ―
52-Week Range$2.96 - $12.39
Previous CloseN/A
Volume3.50M
Average Volume (3M)5.61M
Market Cap
$4.32B
Enterprise Value$4.33T
Total Cash (Recent Filing)$11.41B
Total Debt (Recent Filing)$4.19T
Price to Earnings (P/E)2.3
Beta1.00
Next Earnings
Nov 04, 2026EPS Estimate
0.66Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.63
Shares Outstanding1,158,087,500
10 Day Avg. Volume7,607,939
30 Day Avg. Volume5,610,349
Financial Highlights & Ratios
PEG Ratio35.77
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap1.00K
Enterprise Value/Revenue26.79
Enterprise Value/Gross Profit34.51
Enterprise Value/Ebitda36.76
Forecast
1Y Price Target
$6.10Price Target Upside-3.79% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.63
Revenue Forecast (FY)$29.61B
Bulls Say, Bears Say
Bulls Say
Revenue And Profit GrowthStrong top-line expansion and higher net income indicate that Fannie Mae is generating meaningful earnings from its core mortgage-guarantee and portfolio activities. If sustained, this growth can reinforce internal capital building, support operating investment, and improve resilience across the housing cycle.
Guarantee-business ScaleThe very large guarantee book gives Fannie Mae substantial recurring exposure to mortgage balances and a broad role in the secondary market. This scale supports durable fee generation, strengthens relationships across the housing-finance ecosystem, and creates operating leverage as volumes grow.
Operational EfficiencySustained expense discipline can preserve profitability even when mortgage volumes, spreads, or credit conditions fluctuate. Keeping administrative costs below 11% improves the scalability of the guarantee platform and gives management more flexibility to absorb pressure while continuing essential market support.
Bears Say
Extreme LeverageFannie Mae operates with a very thin equity cushion relative to its enormous asset and guarantee exposure. At this leverage level, modest deterioration in asset values or borrower credit performance can materially affect capital, earnings, and financial flexibility, limiting tolerance for adverse housing conditions.
Multifamily Credit StressExpected additional multifamily delinquencies point to continuing credit pressure rather than a fully resolved issue. Higher provisions, charge-offs, and weaker property valuations could reduce earnings and capital generation, while also limiting the benefit of growth in the multifamily guarantee business.
Volatile Cash ConversionPositive recent cash generation is tempered by large year-to-year swings and operating cash flow covering only about 0.76 times accounting earnings in the TTM period. Uneven conversion makes internally generated funds less predictable and complicates capital planning through changing mortgage and credit cycles.
Federal National Mortgage Association News
FNMA FAQ
What was Federal National Mortgage Association’s price range in the past 12 months?
Federal National Mortgage Association lowest stock price was $2.96 and its highest was $12.39 in the past 12 months.
What is Federal National Mortgage Association’s market cap?
Federal National Mortgage Association’s market cap is $4.32B.
When is Federal National Mortgage Association’s upcoming earnings report date?
Federal National Mortgage Association’s upcoming earnings report date is Nov 04, 2026 which is in 12 days.
How were Federal National Mortgage Association’s earnings last quarter?
Federal National Mortgage Association released its earnings results on Jul 29, 2026. The company reported $0.676 earnings per share for the quarter, beating the consensus estimate of $0.628 by $0.048.
Is Federal National Mortgage Association overvalued?
According to Wall Street analysts Federal National Mortgage Association’s price is currently Overvalued.
Does Federal National Mortgage Association pay dividends?
Federal National Mortgage Association does not currently pay dividends.
What is Federal National Mortgage Association’s EPS estimate?
Federal National Mortgage Association’s EPS estimate is 0.66.
How many shares outstanding does Federal National Mortgage Association have?
Federal National Mortgage Association has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage Association’s price movement after its last earnings report?
Federal National Mortgage Association reported an EPS of $0.676 in its last earnings report, beating expectations of $0.628. Following the earnings report the stock price went down -2.455%.
Which hedge fund is a major shareholder of Federal National Mortgage Association?
Currently, no hedge funds are holding shares in FNMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$6.10 (-3.79% Downside)
$6.10 (-3.79% Downside)
Blogger Sentiment
Bullish
FNMA Sentiment 83%
Sector Average 61%
Sector Average 61%
Crowd Wisdom
Negative
Last 7 Days ▲ 0.3%
Last 30 Days ▼ 1.2%
Last 30 Days ▼ 1.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-64.82%
12-Months-Change
Fundamentals
Return on Equity
13.60%
Trailing 12-Months
Asset Growth
-0.14%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Federal National Mortgage Association
The Federal National Mortgage Association, commonly known as Fannie Mae, was established in 1938 and has its headquarters in Washington, D.C. Its fundamental purpose is to facilitate the flow of capital in the United States mortgage market, ensuring a consistent source of financing for home loans. Fannie Mae achieves this by transforming mortgage loans originated by various lenders into standardized investment products called Fannie Mae mortgage-backed securities (MBS). The organization operates through two distinct primary segments: 1. Single-Family Segment: This division is responsible for acquiring and securitizing a wide range of residential mortgage loans. These include conventional first-lien mortgages (both fixed and adjustable-rate), loans guaranteed by government agencies like the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and the U.S. Department of Agriculture's Rural Development Housing and Community Facilities Program, as well as manufactured housing loans and other related mortgage securities. Additionally, this segment provides mortgage servicing and comprehensive credit risk and loss management services for single-family properties. 2. Multifamily Segment: Focusing on properties with multiple dwelling units, this segment securitizes and purchases multifamily mortgage loans, converting them into Fannie Mae MBS. It also plays a role in public finance by offering credit enhancements for bonds issued by state and local housing authorities to support multifamily housing initiatives. Its activities further include issuing structured MBS backed by existing Fannie Mae multifamily MBS, trading multifamily agency mortgage-backed securities, and making investments in low-income housing tax credit (LIHTC) projects. Services provided by this segment encompass delegated underwriting, servicing, and robust credit risk and loss management for multifamily mortgages. Fannie Mae serves a diverse array of financial partners, including mortgage banking companies, various types of banks (savings and loan associations, savings banks, commercial banks, community banks), credit unions, insurance companies, private mortgage originators, and state and local housing finance agencies.
FNMA Company Deck
FNMA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes strong profitability, revenue growth, improved margins, disciplined expense management and meaningful mission impact (liquidity provided, households helped, appraisal savings). These positives are tempered by higher credit provisions and net charge-offs, ongoing multifamily market stress with expected additional delinquencies, and $150 million of unrealized AFS losses. Management highlighted operational efficiencies and capital strength (net worth >$116B) that mitigate risks and position the company to absorb near-term credit volatility.View all FNMA earnings summariesFNMA Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$6.10
▼(-3.79% Downside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Insiders
10.15% Mutual Funds
<0.01% Other Institutional Investors
89.84% Public Companies and
Individual Investors













