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Floor & Decor Holdings (FND) AI Stock Analysis
Floor & Decor Holdings
(NYSE:FND)
The score is driven primarily by solid and improving fundamentals (strong recent revenue momentum, steady margins, and better cash flow trajectory) and a constructive earnings update emphasizing execution and liquidity. This is tempered by pressured comparable sales/transactions and identifiable margin headwinds in guidance, while the technical setup remains below key longer-term moving averages and valuation offers no dividend support.
Floor & Decor Holdings Key Performance Indicators (KPIs)
Comparable Store Sales GrowthMeasures the sales performance of existing stores over a specific period, indicating the company's ability to grow sales without expanding its store base. A key indicator of consumer demand and operational effectiveness.
Comps have moved from pandemic-era excess to a multi-quarter trough in 2023–early 2024 and, while still negative, show a steady, tentative improvement into 2026 — an inflection, not a full rebound. Management pins remaining weakness on vinyl/laminate pressure, fewer transactions and softer commercial demand, but pricing tests, Pro/digital gains, lower-cost new stores and a $400M repurchase give upside if transactions stabilize; persistent housing or big-ticket weakness would quickly reverse the fragile recovery.
Floor & Decor Holdings (FND) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $5.07B
- Dividend Yield
- ―
- Average Volume (3M)
- 2.66M
- Price to Earnings (P/E)
- 21.3
- Beta (1Y)
- 1.22
- Revenue Growth
- 1.82%
- EPS Growth
- 10.69%
- Country
- US
- Employees
- 12,096
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Home Improvement
Floor & Decor Holdings Business Overview & Revenue Model
Company Description
Floor & Decor Holdings, Inc. functions as a leading multi-channel business, acting as both a specialized retailer and a commercial distributor of hard surface flooring and its related accessories. The company provides a wide array of flooring options...
How the Company Makes Money
Floor & Decor primarily makes money by selling hard-surface flooring products and complementary installation and finishing materials to customers through its retail stores and e-commerce/omnichannel operations. Its core revenue stream is product sale...
Floor & Decor Holdings Earnings Call Summary
The call was broadly positive about the company's execution and financial flexibility despite a challenging demand environment. Earnings, cash flow, liquidity, Pro momentum, digital conversion, category share gains and expense discipline were strong, while negative comparable sales, pressured housing-related demand, higher transportation costs, ongoing laminate and vinyl weakness and a slower 2027 store-opening pace remained meaningful challenges.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For fiscal 2026, sales are expected to be in the range of $4.765 billion to $4.835 billion, or increase by 2% to 3% from fiscal 2025, with the 53rd week expected to contribute approximately $65 million to sales; comparable store sales are estimated to be down 3.5% to down 2.0%, comp average ticket is estimated to be up low single digits, comp transactions are estimated to be down mid-single digits, adjusted gross margin is expected to be approximately 43.6%, SG&A as a percentage of sales is estimated to be approximately 38.5%, interest income expense, net, is expected to be approximately 0, tax rate is expected to be approximately 21.5% to 22.0%, depreciation and amortization expense is expected to be approximately $250 million, adjusted EBITDA is expected to be approximately $535 million to $550 million with the 53rd week contributing approximately $11 million, diluted earnings per share is estimated to be approximately $2.19 to $2.29, adjusted diluted earnings per share is estimated to be approximately $1.88 to $1.98, the 53rd week is expected to contribute approximately $0.08 to adjusted diluted EPS, implying 52-week adjusted diluted EPS of $1.80 to $1.90, diluted weighted average shares outstanding are estimated to be approximately 107 million shares, and CapEx is estimated to be approximately $235 million to $250 million; the company plans to open 8 new warehouse format stores in the fourth quarter, bringing fiscal 2026 openings to 20, and currently plans for 10 to 15 openings in 2027, with a broader Pro loyalty program launch on track for the first quarter of 2027.
Floor & Decor Holdings Financial Statement Overview
Summary
Strong TTM revenue acceleration and still-healthy profitability (gross margin ~45%, EBITDA margin ~12%) support the score. Offsetting this, profitability is below 2021–2022 peaks (net and EBIT margin compression), leverage has been volatile year-to-year, and cash conversion is mixed (FCF ~56% of net income; operating cash flow <50% of EBITDA), indicating working-capital/reinvestment drag despite improvement.
Income Statement
78PositiveBalance Sheet
64PositiveCash Flow
67Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.75B | 4.68B | 4.46B | 4.41B | 4.26B | 3.43B |
| Gross Profit | 2.13B | 2.04B | 1.93B | 1.86B | 1.73B | 1.42B |
| EBITDA | 572.01M | 519.09M | 488.65M | 523.30M | 551.78M | 457.19M |
| Net Income | 239.73M | 208.65M | 205.87M | 245.98M | 298.19M | 283.23M |
Balance Sheet | ||||||
| Total Assets | 5.72B | 5.47B | 5.05B | 4.66B | 4.35B | 3.73B |
| Cash, Cash Equivalents and Short-Term Investments | 392.48M | 249.30M | 187.67M | 34.38M | 9.79M | 139.44M |
| Total Debt | 1.99B | 3.63B | 1.69B | 1.63B | 1.74B | 1.42B |
| Total Liabilities | 3.23B | 3.06B | 2.88B | 2.73B | 2.69B | 2.41B |
| Stockholders Equity | 2.48B | 2.41B | 2.17B | 1.93B | 1.66B | 1.32B |
Cash Flow | ||||||
| Free Cash Flow | 342.53M | 64.07M | 156.33M | 255.98M | -344.15M | -106.33M |
| Operating Cash Flow | 609.38M | 381.84M | 603.15M | 803.59M | 112.45M | 301.34M |
| Investing Cash Flow | -266.84M | -317.76M | -446.83M | -564.97M | -455.64M | -471.24M |
| Financing Cash Flow | -154.53M | -2.44M | -3.04M | -214.03M | 213.54M | 1.57M |
Floor & Decor Holdings Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FND, the sentiment is Neutral. The current price of 47.59 is above the 20-day moving average (MA) of 46.37, below the 50-day MA of 47.79, and below the 200-day MA of 54.63, indicating a neutral trend. The MACD of 0.18 indicates Negative momentum. The RSI at 51.28 is Neutral, neither overbought nor oversold. The STOCH value of 76.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FND.
Floor & Decor Holdings Risk Analysis
Floor & Decor Holdings disclosed 33 risk factors in its most recent earnings report. Floor & Decor Holdings reported the most risks in the "Production" category.
Latest Risks Added
0 New RisksFloor & Decor Holdings Peers Comparison
Overall Rating
MHK77Outperform
FND66Neutral
ARHS63Neutral
LOW61Neutral
HD58Neutral
RH52Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| 77Outperform | $8.43B | 16.30 | 6.17% | ― | 4.50% | 26.62% | |
| 66Neutral | $4.96B | 21.34 | 9.74% | ― | 1.82% | 10.69% | |
| 63Neutral | $1.76B | 25.11 | 17.23% | ― | 5.44% | -3.28% | |
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| 61Neutral | $117.30B | 17.66 | -71.79% | 2.34% | 8.16% | -2.84% | |
| 58Neutral | $328.44B | 22.99 | 102.68% | 2.82% | 2.50% | -2.95% | |
| 52Neutral | $2.78B | 24.82 | 184.91% | ― | 3.35% | 3.38% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| FND | Floor & Decor Holdings | 47.59 | -12.05 | -20.20% | |
| HD | Home Depot | 329.20 | -38.73 | -10.53% | |
| LOW | Lowe's Companies | 209.07 | -21.50 | -9.32% | |
| MHK | Mohawk Industries, Inc. | 139.41 | 28.21 | 25.37% | |
| RH | Rh | 146.66 | -23.41 | -13.76% | |
| ARHS | Arhaus, Inc. Class A | 12.45 | 3.05 | 32.50% |
Floor & Decor Holdings Corporate Events
Floor & Decor Updates Board Leadership and Governance Structure
PositiveOn October 28, 2026, Floor & Decor’s board approved the transition of Thomas Taylor from Executive Chair to non-executive Chair effective January 1, 2027, removing him from executive officer status and aligning his pay with the company̵...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 31, 2026