Want to see FNB full AI Analyst Report?
FNB Stock Chart & Stats
$18.37
-$0.21(-1.10%)
At close: 4:00 PM EDT
$18.37
-$0.21(-1.10%)
Day’s Range― - ―
52-Week Range$15.20 - $19.59
Previous Close$18.84
Volume4.53M
Average Volume (3M)5.13M
Market Cap
$6.23B
Enterprise Value$10.50B
Total Cash (Recent Filing)$426.00M
Total Debt (Recent Filing)$4.97B
Price to Earnings (P/E)10.5
Beta1.03
Next Earnings
Jan 20, 2027EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield2.81%
Share Statistics
EPS (TTM)1.68
Shares Outstanding353,000,980
10 Day Avg. Volume6,179,921
30 Day Avg. Volume5,133,773
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)0.91
Price to Sales (P/S)2.28
P/FCF Ratio16.33
Enterprise Value/Market Cap1.68
Enterprise Value/Revenue3.87
Enterprise Value/Gross Profit6.02
Enterprise Value/Ebitda13.03
Forecast
1Y Price Target
$20.50Price Target Upside11.59% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)1.7
Revenue Forecast (FY)$1.88B
Bulls Say, Bears Say
Bulls Say
Strong Market PositionLeading deposit-market positions across its footprint indicate meaningful local franchise strength and customer reach. This supports more durable funding access, relationship expansion, and resilience in competing for deposits and loans over the next several quarters.
Diversifying Fee RevenueGrowth across service charges, insurance, wealth management, investment banking, and public finance broadens revenue beyond spread income. A more diversified fee base can improve earnings resilience when lending conditions or interest-rate trends pressure net interest income.
Improving Capital And Credit QualityLow credit losses, substantial nonperforming-loan coverage, and solid regulatory capital provide a strong foundation for absorbing stress while continuing to lend. This supports balance-sheet durability and preserves flexibility for dividends, buybacks, or growth investment.
Bears Say
CRE Exposure And RunoffDeclining commercial real estate balances can reduce loan growth and remove higher-yielding assets from the portfolio. The elevated concentration also leaves earnings and credit performance more sensitive to property-market conditions and upcoming CRE maturities.
Persistent Expense PressureHigher technology, occupancy, legal, consulting, and other operating costs could constrain operating leverage if revenue growth does not keep pace. Sustained expense intensity would reduce the portion of earnings retained from otherwise healthy loan and fee growth.
Deposit Competition Pressuring MarginsIntense competition for deposits can raise funding costs and limit the benefit of loan growth, placing pressure on net interest income and margins. This is a structural profitability risk while banks continue contesting core customer balances and liquidity.
F.N.B. News
FNB FAQ
What was F.N.B. Corp’s price range in the past 12 months?
F.N.B. Corp lowest stock price was $15.20 and its highest was $19.59 in the past 12 months.
What is F.N.B. Corp’s market cap?
F.N.B. Corp’s market cap is $6.23B.
When is F.N.B. Corp’s upcoming earnings report date?
F.N.B. Corp’s upcoming earnings report date is Jan 20, 2027 which is in 90 days.
How were F.N.B. Corp’s earnings last quarter?
F.N.B. Corp released its earnings results on Oct 19, 2026. The company reported $0.43 earnings per share for the quarter, missing the consensus estimate of $0.434 by -$0.004.
Is F.N.B. Corp overvalued?
According to Wall Street analysts F.N.B. Corp’s price is currently Undervalued.
Does F.N.B. Corp pay dividends?
F.N.B. Corp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 2.81%. See more information on F.N.B. Corp dividends here
What is F.N.B. Corp’s EPS estimate?
F.N.B. Corp’s EPS estimate is 0.47.
How many shares outstanding does F.N.B. Corp have?
F.N.B. Corp has 353,000,980 shares outstanding.
What happened to F.N.B. Corp’s price movement after its last earnings report?
F.N.B. Corp reported an EPS of $0.43 in its last earnings report, missing expectations of $0.434. Following the earnings report the stock price went up 4.127%.
Which hedge fund is a major shareholder of F.N.B. Corp?
Currently, no hedge funds are holding shares in FNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F.N.B. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$20.50 (11.59% Upside)
$20.50 (11.59% Upside)
Blogger Sentiment
Bullish
FNB Sentiment 63%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 347.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 2.1%
Last 30 Days ▼ 2.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
18.28%
12-Months-Change
Fundamentals
Return on Equity
8.93%
Trailing 12-Months
Asset Growth
4.34%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
F.N.B. Corp
F.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.
FNB Company Deck
FNB Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. F.N.B. reported 13% year-to-date EPS growth, record net interest income, strong loan and deposit growth, stable deposit mix, improved net charge-offs, solid capital ratios, accelerated buybacks, and expanding fee-based and technology initiatives. The main challenges were modest increases in delinquency and criticized loans, declining CRE balances, higher operating expenses in selected categories, mortgage and capital-markets pressure from higher rates, continued deposit competition, and macroeconomic and geopolitical uncertainty. Management nevertheless maintained a constructive outlook for loan growth, positive operating leverage, fee income, and capital deployment.View all FNB earnings summariesFNB Stock 12 Month Forecast
Average Price Target
$20.50
▲(11.59% Upside)
Technical Analysis
First Commonwealth
―
Fulton Financial
―
Atlantic Union Bankshares
―
United Bankshares
―
WesBanco
―
Ownership Overview
1.54% Insiders
31.52% Mutual Funds
1.46% Other Institutional Investors
31.71% Public Companies and
Individual Investors