Want to see UBSI full AI Analyst Report?
UBSI Stock Chart & Stats
$47.45
$0.14(0.29%)
At close: 4:00 PM EDT
$47.45
$0.14(0.29%)
Day’s Range― - ―
52-Week Range$34.10 - $49.62
Previous CloseN/A
Volume997.65K
Average Volume (3M)847.51K
Market Cap
$6.48B
Enterprise Value$6.87K
Total Cash (Recent Filing)$5.40B
Total Debt (Recent Filing)$799.37M
Price to Earnings (P/E)13.0
Beta0.72
Next Earnings
Oct 22, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield3.16%
Share Statistics
EPS (TTM)3.67
Shares Outstanding136,212,570
10 Day Avg. Volume824,270
30 Day Avg. Volume847,512
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)0.98
Price to Sales (P/S)2.96
P/FCF Ratio11.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$49.00Price Target Upside3.27% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.68
Revenue Forecast (FY)$1.29B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityHigh and generally stable profitability gives UBSI internal capacity to absorb credit costs, fund technology and branch investment, and support shareholder distributions across changing banking conditions.
Conservative Balance SheetMaterially lower leverage and steadily growing equity strengthen financial resilience, improve flexibility during credit stress, and provide a more durable foundation for continued lending and strategic decisions.
Cash Generation And Capital ReturnsNear-complete conversion of earnings into free cash flow supports recurring dividends and repurchases. The new authorization, alongside 52 consecutive years of dividend increases, reflects sustained capital-return discipline.
Bears Say
Slowing Revenue GrowthA contracting recent top line may indicate limited loan or fee growth and could constrain future earnings expansion, particularly if margin improvement cannot continue to offset weaker revenue momentum.
Volatile Historical Cash FlowAlthough current cash conversion is strong, earlier volatility suggests earnings-to-cash performance has not been consistently reliable, which may complicate capital planning and reduce confidence in recurring cash generation.
Limited Expansion ProfileSteady assets and an improving but not exceptional return on equity point to a measured growth profile, potentially limiting operating leverage and long-term earnings expansion versus stronger-performing regional banks.
United Bankshares News
UBSI FAQ
What was United Bankshares’s price range in the past 12 months?
United Bankshares lowest stock price was $34.10 and its highest was $49.62 in the past 12 months.
What is United Bankshares’s market cap?
United Bankshares’s market cap is $6.48B.
When is United Bankshares’s upcoming earnings report date?
United Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 47 days.
How were United Bankshares’s earnings last quarter?
United Bankshares released its earnings results on Jul 23, 2026. The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.887 by $0.063.
Is United Bankshares overvalued?
According to Wall Street analysts United Bankshares’s price is currently Undervalued.
Does United Bankshares pay dividends?
United Bankshares pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 3.16%. See more information on United Bankshares dividends here
What is United Bankshares’s EPS estimate?
United Bankshares’s EPS estimate is 0.93.
How many shares outstanding does United Bankshares have?
United Bankshares has 136,212,570 shares outstanding.
What happened to United Bankshares’s price movement after its last earnings report?
United Bankshares reported an EPS of $0.95 in its last earnings report, beating expectations of $0.887. Following the earnings report the stock price went up 0.959%.
Which hedge fund is a major shareholder of United Bankshares?
Currently, no hedge funds are holding shares in UBSI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
United Bankshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$49.00 (3.27% Upside)
$49.00 (3.27% Upside)
Blogger Sentiment
Neutral
UBSI Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 184.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $148.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 9.7%
Last 30 Days ▼ 9.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.49%
12-Months-Change
Fundamentals
Return on Equity
3.16%
Trailing 12-Months
Asset Growth
2.95%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
United Bankshares
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
UBSI Stock 12 Month Forecast
Average Price Target
$49.00
▲(3.27% Upside)
Technical Analysis
Ownership Overview
2.29% Insiders
22.06% Mutual Funds
10.63% Other Institutional Investors
30.69% Public Companies and
Individual Investors