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First Keystone Corporation (FKYS)
OTHER OTC:FKYS
US Market
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First Keystone (FKYS) Price & Analysis

16 Followers

FKYS Stock Chart & Stats

$18.50
-$0.01(-0.05%)
At close: 4:00 PM EDT
$18.50
-$0.01(-0.05%)

Bulls Say, Bears Say

Bulls Say
Deposit And Interest-income GrowthStrong deposit gathering expands the bank’s funding base and supports future lending capacity. Growth in net interest income indicates improved earnings from core banking activity, although sustaining the benefit will depend on deposit costs and credit demand.
Return To ProfitabilityThe return to positive earnings, combined with free cash flow closely tracking net income at roughly 0.97, supports the quality of reported profits. This gives the bank a stronger base for capital retention, dividends, and ongoing operations.
Meaningful DeleveragingLower leverage reduces balance-sheet risk and improves financial flexibility compared with prior periods. Stable equity and recovering ROE further indicate normalization, helping the bank absorb credit or funding pressure more effectively over the medium term.
Bears Say
Loan Balance ContractionShrinking loans despite strong deposit growth may indicate weaker borrowing demand, tighter underwriting, or reduced risk appetite. If sustained, excess liquidity could limit net interest income growth and reduce the bank’s ability to convert funding expansion into assets.
Thin Operating ProfitabilityLow operating margins suggest that core profitability remains vulnerable to funding costs, operating expenses, and credit-related pressure. The gap between operating results and net income also makes the recent earnings recovery less durable until underlying efficiency improves.
Declining Cash-flow FlexibilityAlthough cash generation remains positive, the year-over-year decline and limited coverage relative to debt constrain financial flexibility. A prolonged deterioration could restrict capital deployment and make the bank more sensitive to tighter funding or weaker credit conditions.

First Keystone News

FKYS FAQ

What was First Keystone Corporation’s price range in the past 12 months?
First Keystone Corporation lowest stock price was $16.00 and its highest was $20.00 in the past 12 months.
    What is First Keystone Corporation’s market cap?
    First Keystone Corporation’s market cap is $120.13M.
      When is First Keystone Corporation’s upcoming earnings report date?
      First Keystone Corporation’s upcoming earnings report date is Oct 29, 2026 which is in 62 days.
        How were First Keystone Corporation’s earnings last quarter?
        First Keystone Corporation released its earnings results on Jul 30, 2026. The company reported $0.6 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is First Keystone Corporation overvalued?
          According to Wall Street analysts First Keystone Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does First Keystone Corporation pay dividends?
            First Keystone Corporation pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 5.97%. See more information on First Keystone Corporation dividends here
              What is First Keystone Corporation’s EPS estimate?
              First Keystone Corporation’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does First Keystone Corporation have?
              First Keystone Corporation has 6,322,401 shares outstanding.
                What happened to First Keystone Corporation’s price movement after its last earnings report?
                First Keystone Corporation reported an EPS of $0.6 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.676%.
                  Which hedge fund is a major shareholder of First Keystone Corporation?
                  Currently, no hedge funds are holding shares in FKYS
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    First Keystone Stock Smart Score

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                    Neutral
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                    Company Description

                    First Keystone Corporation

                    First Keystone Corporation acts as the holding company for First Keystone Community Bank, which delivers a comprehensive suite of banking and financial offerings. These services are provided to individuals, businesses, government entities, and other public and institutional clients across the Northeastern Pennsylvania market. The bank facilitates various deposit accounts, including demand deposits (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its loan portfolio encompasses commercial and industrial financing, featuring short-term loans and credit lines to support machinery, equipment, inventory, and accounts receivable. Furthermore, the company provides commercial real estate loans, typically secured by retail properties, office buildings, residential complexes, and hotels. Residential real estate lending includes mortgages for one-to-four family homes, home equity term loans, and home equity lines of credit. Consumer lending options cover vehicle loans, stock-secured loans, and loans guaranteed by financial institution deposits. In addition to core banking, First Keystone furnishes trust and agency services, which involve managing trust investment accounts, offering investment advisory, mutual fund access, estate planning, and administering pension and profit-sharing plans. Internet banking services are also available. Founded in 1864 and headquartered in Berwick, Pennsylvania, the corporation operates through 18 full-service branches, one dedicated loan production office, and a network of 20 automated teller machines.

                    First Keystone (FKYS) Earnings & Revenues

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                    Ownership Overview

                    0.94%0.66%98.40%
                    0.66% Other Institutional Investors
                    98.40% Public Companies and
                    Individual Investors
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