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FKYS Stock Chart & Stats
$18.65
-$0.01(-0.05%)
At close: 4:00 PM EDT
$18.65
-$0.01(-0.05%)
Day’s Range― - ―
52-Week Range$16.00 - $20.20
Previous CloseN/A
Volume475.00
Average Volume (3M)2.83K
Market Cap
$129.64M
Enterprise Value$375.00M
Total Cash (Recent Filing)$378.09M
Total Debt (Recent Filing)$268.45M
Price to Earnings (P/E)15.6
Beta0.06
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.53%
Share Statistics
EPS (TTM)1.28
Shares Outstanding6,554,012
10 Day Avg. Volume3,906
30 Day Avg. Volume2,830
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)1.09
Price to Sales (P/S)1.48
P/FCF Ratio11.08
Enterprise Value/Market Cap2.89
Enterprise Value/Revenue4.34
Enterprise Value/Gross Profit9.01
Enterprise Value/Ebitda176.05
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryThe return to positive earnings and improved net margin indicate that First Keystone has regained profitability after a difficult period. This creates a stronger base for capital retention, dividend support, and continued investment, although operating performance still requires improvement.
Improved Balance-Sheet LeverageMeaningfully lower leverage reduces balance-sheet risk and improves financial flexibility relative to the prior two years. The concurrent recovery in return on equity suggests capital is being used more effectively, supporting resilience as the bank manages future growth and funding needs.
Capital And Deposit ExpansionThe subordinated-notes issuance strengthens regulatory capital and refines the liability profile, while strong deposit and asset growth expands the bank’s funding and operating base. Together, these developments can support lending capacity and greater flexibility over the next several quarters.
Bears Say
Thin Operating MarginsVery low operating margins leave limited room for revenue disruption, higher expenses, or weaker credit performance before earnings are affected. The gap between improved net income and weaker operating profitability also raises questions about how sustainable the recent recovery will be.
Declining Free Cash FlowPositive cash generation and an approximately 0.97 free-cash-flow-to-net-income ratio support earnings quality, but the sizable year-over-year decline signals weakening cash conversion. Persistent deterioration could reduce funds available for capital investment, debt management, or shareholder distributions.
Limited Debt-Service FlexibilityOperating cash flow remains positive but is modest relative to outstanding debt, limiting flexibility if earnings or funding conditions weaken. This exposure is important for a regional bank because lower cash coverage can constrain capital allocation and increase reliance on balance-sheet management.
First Keystone News
FKYS FAQ
What was First Keystone Corporation’s price range in the past 12 months?
First Keystone Corporation lowest stock price was $16.00 and its highest was $20.20 in the past 12 months.
What is First Keystone Corporation’s market cap?
First Keystone Corporation’s market cap is $129.64M.
When is First Keystone Corporation’s upcoming earnings report date?
First Keystone Corporation’s upcoming earnings report date is Oct 29, 2026 which is in 16 days.
How were First Keystone Corporation’s earnings last quarter?
First Keystone Corporation released its earnings results on Jul 30, 2026. The company reported $0.6 earnings per share for the quarter.
Is First Keystone Corporation overvalued?
According to Wall Street analysts First Keystone Corporation’s price is currently Overvalued.
Does First Keystone Corporation pay dividends?
First Keystone Corporation pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 5.53%. See more information on First Keystone Corporation dividends here
What is First Keystone Corporation’s EPS estimate?
First Keystone Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Keystone Corporation have?
First Keystone Corporation has 6,554,012 shares outstanding.
What happened to First Keystone Corporation’s price movement after its last earnings report?
First Keystone Corporation reported an EPS of $0.6 in its last earnings report. Following the earnings report the stock price went up 1.673%.
Which hedge fund is a major shareholder of First Keystone Corporation?
Currently, no hedge funds are holding shares in FKYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Keystone Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
23.27%
12-Months-Change
Fundamentals
Return on Equity
6.92%
Trailing 12-Months
Asset Growth
9.53%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Keystone Corporation
First Keystone Corporation acts as the holding company for First Keystone Community Bank, which delivers a comprehensive suite of banking and financial offerings. These services are provided to individuals, businesses, government entities, and other public and institutional clients across the Northeastern Pennsylvania market. The bank facilitates various deposit accounts, including demand deposits (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its loan portfolio encompasses commercial and industrial financing, featuring short-term loans and credit lines to support machinery, equipment, inventory, and accounts receivable. Furthermore, the company provides commercial real estate loans, typically secured by retail properties, office buildings, residential complexes, and hotels. Residential real estate lending includes mortgages for one-to-four family homes, home equity term loans, and home equity lines of credit. Consumer lending options cover vehicle loans, stock-secured loans, and loans guaranteed by financial institution deposits. In addition to core banking, First Keystone furnishes trust and agency services, which involve managing trust investment accounts, offering investment advisory, mutual fund access, estate planning, and administering pension and profit-sharing plans. Internet banking services are also available. Founded in 1864 and headquartered in Berwick, Pennsylvania, the corporation operates through 18 full-service branches, one dedicated loan production office, and a network of 20 automated teller machines.
Technical Analysis
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