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FKYS Stock Chart & Stats
$19.50
$0.00(0.00%)
At close: 4:00 PM EST
$19.50
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$16.00 - $20.00
Previous CloseN/A
Volume33.00
Average Volume (3M)1.15K
Market Cap
$116.95M
Enterprise Value$372.09M
Total Cash (Recent Filing)$395.87M
Total Debt (Recent Filing)$268.95M
Price to Earnings (P/E)16.7
Beta0.04
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.26%
Share Statistics
EPS (TTM)1.14
Shares Outstanding6,296,238
10 Day Avg. Volume1,412
30 Day Avg. Volume1,151
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)1.09
Price to Sales (P/S)1.48
P/FCF Ratio11.08
Enterprise Value/Market Cap3.18
Enterprise Value/Revenue4.40
Enterprise Value/Gross Profit9.28
Enterprise Value/Ebitda334.92
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistently improving operating cash flow and near-par free cash flow to net income indicate high earnings quality and internal funding capacity. Over the next 2–6 months this underpins dividend support, loan loss coverage and selective reinvestment without heavy external financing.
Deposit & Asset GrowthSteady deposit increases and asset growth strengthen the bank’s core funding base and liquidity profile. A larger, sticky deposit franchise reduces reliance on wholesale funding and supports sustainable lending and interest margin stability over a multi-month horizon.
Management & Strategic InitiativesRecent leadership promotions and hires plus targeted retail, digital and trust initiatives signal improved execution capacity and product diversification. These operational moves should raise fee income potential and efficiency, supporting durable franchise competitiveness over coming quarters.
Bears Say
Elevated LeverageA materially higher debt-to-equity ratio reduces financial flexibility and amplifies exposure to credit losses or rate shocks. Over the next several months elevated leverage constrains capital actions, increases refinancing risk and limits capacity to absorb adverse operating surprises.
Profitability VolatilityHistoric swings from sizable profits to a 2024 loss and back to thin operating margins make earnings less predictable. This volatility suggests net income remains sensitive to credit costs and funding, complicating capital planning and dividend reliability over the medium term.
Low Cash Coverage Vs. DebtDespite strong FCF, operating cash covers only a small share of total debt, reflecting higher leverage and potential liquidity strain. This low coverage raises refinancing and stress-test risk and limits room for growth or large loan loss provisions in the coming months.
First Keystone News
FKYS FAQ
What was First Keystone Corporation’s price range in the past 12 months?
First Keystone Corporation lowest stock price was $16.00 and its highest was $20.00 in the past 12 months.
What is First Keystone Corporation’s market cap?
First Keystone Corporation’s market cap is $116.95M.
When is First Keystone Corporation’s upcoming earnings report date?
First Keystone Corporation’s upcoming earnings report date is Jul 24, 2026 which is in 10 days.
How were First Keystone Corporation’s earnings last quarter?
First Keystone Corporation released its earnings results on Apr 24, 2026. The company reported $0.312 earnings per share for the quarter, beating the consensus estimate of N/A by $0.312.
Is First Keystone Corporation overvalued?
According to Wall Street analysts First Keystone Corporation’s price is currently Overvalued.
Does First Keystone Corporation pay dividends?
First Keystone Corporation pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 6.26%. See more information on First Keystone Corporation dividends here
What is First Keystone Corporation’s EPS estimate?
First Keystone Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Keystone Corporation have?
First Keystone Corporation has 6,296,238 shares outstanding.
What happened to First Keystone Corporation’s price movement after its last earnings report?
First Keystone Corporation reported an EPS of $0.312 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.027%.
Which hedge fund is a major shareholder of First Keystone Corporation?
Currently, no hedge funds are holding shares in FKYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Keystone Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.29%
12-Months-Change
Fundamentals
Return on Equity
6.32%
Trailing 12-Months
Asset Growth
6.25%
Trailing 12-Months
Company Description
First Keystone Corporation
First Keystone Corporation acts as the holding company for First Keystone Community Bank, which delivers a comprehensive suite of banking and financial offerings. These services are provided to individuals, businesses, government entities, and other public and institutional clients across the Northeastern Pennsylvania market. The bank facilitates various deposit accounts, including demand deposits (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its loan portfolio encompasses commercial and industrial financing, featuring short-term loans and credit lines to support machinery, equipment, inventory, and accounts receivable. Furthermore, the company provides commercial real estate loans, typically secured by retail properties, office buildings, residential complexes, and hotels. Residential real estate lending includes mortgages for one-to-four family homes, home equity term loans, and home equity lines of credit. Consumer lending options cover vehicle loans, stock-secured loans, and loans guaranteed by financial institution deposits. In addition to core banking, First Keystone furnishes trust and agency services, which involve managing trust investment accounts, offering investment advisory, mutual fund access, estate planning, and administering pension and profit-sharing plans. Internet banking services are also available. Founded in 1864 and headquartered in Berwick, Pennsylvania, the corporation operates through 18 full-service branches, one dedicated loan production office, and a network of 20 automated teller machines.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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