Want to see FGFH full AI Analyst Report?
Foresight Financial Group (FGFH) Stock Price & Analysis
FGFH Stock Chart & Stats
- Day’s Range
- $50.00 - $50.49
- 52-Week Range
- $36.65 - $51.54
- Previous Close
- $49.88
- Volume
- N/A
- Average Volume (3M)
- 2,197
- Market Cap
- $180.98M
- Enterprise Value
- $189.58M
- Total Cash (Recent Filing)
- $18.44M
- Total Debt (Recent Filing)
- $29.38M
- Price to Earnings (P/E)
- 12.0
- Beta
- 0.06
- Next Earnings
- Jan 20, 2027 (Est.)
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- Nov 13, 2026
- Dividend Yield
- 1.70%
Bulls Say, Bears Say
Bulls Say
Revenue Growth
Sustained top-line expansion, including an exceptionally large jump to ~$91.2M in 2025, strengthens the business's scale and recurring revenue base. Durable revenue growth increases capacity to invest in products, absorb costs, and fund strategic initiatives over the medium term.
Improving Leverage / Balance Sheet
A falling debt-to-equity ratio (~0.31 in 2025) and a larger equity base point to a more conservative capital structure. Improved leverage lowers interest and refinancing risk, enhances financial flexibility for investments or M&A, and bolsters resilience through credit cycles.
Positive Cash Generation
Consistent positive operating and free cash flow, with FCF historically tracking net income, indicates credible earnings convert to cash. Reliable cash generation supports reinvestment, debt reduction and modest shareholder distributions, underpinning long-term financial durability.
Bears Say
Margin Compression
Net margin falling to ~8.6% (from much higher levels prior) signals weaker profitability per dollar of revenue. Persistent margin compression reduces internal funding for growth, limits ability to absorb cost shocks, and undermines long-term earnings power despite revenue gains.
ROE Decline
A steep drop in ROE to ~4.6% indicates the company is generating far less profit from shareholders' capital. If ROE remains depressed, capital efficiency and investor returns suffer, possibly requiring strategic changes to restore profitable deployment of equity capital.
Cash-Flow Volatility
Intermittent FCF declines and inconsistent coverage ratios create uncertainty in cash availability. Volatile cash flow complicates budgeting for capex, dividends and deleveraging, increasing execution risk and reducing confidence that recent cash improvements are sustainable.
FGFH FAQ
What was Foresight Financial Group’s price range in the past 12 months?
What is Foresight Financial Group’s market cap?
When is Foresight Financial Group’s upcoming earnings report date?
How were Foresight Financial Group’s earnings last quarter?
Is Foresight Financial Group overvalued?
Does Foresight Financial Group pay dividends?
What is Foresight Financial Group’s EPS estimate?
How many shares outstanding does Foresight Financial Group have?
What happened to Foresight Financial Group’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Foresight Financial Group?
What is the TipRanks Smart Score and how is it calculated?
Foresight Financial Group Stock Smart Score
Company Description
Foresight Financial Group
Foresight Financial Group, Inc., and its affiliated entities, offer a diverse spectrum of financial solutions to both individual and corporate clients throughout the United States. Their product offerings encompass various deposit accounts, including checking accounts and certificates of deposit, alongside an extensive lending portfolio. This portfolio provides credit for agricultural endeavors, agribusiness operations, commercial ventures, real estate purchases, and installment loans. The company principally serves its clientele via a network of branches located across numerous Illinois communities, such as Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Seward, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher. Established in 1986, Foresight Financial Group, Inc. maintains its primary corporate offices in Winnebago, Illinois.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Peter Q. Morrison
- Employees
- 179
- Website
- www.foresightfg.com
- Address
- 809 Cannell-Puri Court, Winnebago, IL, 61088, US
Foresight Financial Group (FGFH) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 5 | 2 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 12 | 0 | 0 |
